SMARTER OPTIONS FOR SMARTER SAVINGS

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SMARTER OPTIONS FOR SMARTER SAVINGS : 

SMARTER OPTIONS FOR SMARTER SAVINGS BY: AMIT KANSARA

AGENDA : 

AGENDA SAVINGS TYPES OF SAVINGS

SAVINGS : 

SAVINGS KEEPING SOME AMMOUNT OF EXTRA CASH SAVINGS ARE NOTHING BUT THE INVESTMENT OF FUTURE

TYPES OF SAVINGS : 

TYPES OF SAVINGS BANK FIXED DEPOSITS (FD) NATIONAL SAVING CERTIFICATE (NSC) PUBLIC PROVIDENT FUND(PPF) INSURANCE STOCK MARKET MUTUAL FUNDS GOLD REAL ESTATE

BANK FIXED DEPOSITS (FD) : 

BANK FIXED DEPOSITS (FD) THE MOST PREFERRED INVESTMENT TIME PERIOD IS MINIMUM 30 DAYS TO MAXIMUM 5 YEARS INTEREST RATE IS BETWEEN 5% TO 11% ONE OF THE SAFE INVESTMENT

NATIONAL SAVING CERTIFICATE (NSC) : 

NATIONAL SAVING CERTIFICATE (NSC) BACKED BY GOVERNMENT OF INDIA TIME PERIOD IS 6 YEARS MINIMUM AMOUNT 100Rs NO UPPER LIMIT RATE OF INTEREST IS 8.16%, WHICH IS CALCULATED TWICE A YEAR COMES UNDER SECTION 80C SO CAN GET INCOME TAX DEDUCTION UPTO 1,00,000 ONE OF THE SAFE INVESTMENT

PUBLIC PROVIDENT FUND (PPF) : 

PUBLIC PROVIDENT FUND (PPF) BACKED BY GOVERNMENT OF INDIA MINIMUM AMMOUNT IS 500Rs TO 70,000Rs TIME PERIOD IS OF 15 YEARS RATE OF INTEREST IS SAME AS NSC 8% BUT CALCULATED ONCE A YEAR COMES UNDER SECTION 80C SO CAN GET INCOME TAX DEDUCTION UPTO 1,00,000

INSURANCE : 

INSURANCE ONE OF THE BEST INVESTMENT AS IT INSURES LIFE, PROPERTY AND EVEN MONEY GIVE RISK FREE RETURNS ONE OF THE MORE SECURED OPTION IN MARKET PROVIDE MORE OPTIONS THEN OTHER INVESTMENT METHODS

STOCK MARKET : 

STOCK MARKET ONE OF THE MOST RISKY INVESTMENTS REQUIRES KNOWLEDGE OF INDIAN ECONOMY AND STOCK MARKET CAN GIVE VERY HIGH RETURNS BUT SOMETIMES CAN LEAD TO A HUGE LOSS TOO

MUTUAL FUNDS : 

MUTUAL FUNDS A VERY GOOD SUBSTITUTE OF STOCK MARKET LOW RISK FACTOR AND ANY ONE CAN AFFORD TO INVEST IN

GOLD : 

GOLD THE BEST TOOL AGAINST INFLATION RETURNS ARE LIMITED BUT CONFIRM IN REAL INFLATION ADVISABLE FOR EVERY INVESTER

REAL ESTATE : 

REAL ESTATE ONE OF THE MOST SUCCESSFUL INVESTMENT LESS RISKIER AND GIVE A GOOD RETURN

Slide 13: 

THANK YOU

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