Fullerton India Personal Loan Eligibility Criteria

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Fullerton India is one of the best banks in india that offers personal loans for both salaried professionals and self-employed individuals. Fullerton India offers a personal loan for individuals aged between 21 years and 60 years. Get to know more top factors just visit https://www.afinoz.com/fullerton-india/personal-loan-eligibility-criteria

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Fullerton India Personal Loan Eligibility Criteria https://www.afinoz.com/

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Fullerton India offers collateral-free personal loans for all types of customers to fulfil their financial needs. Borrowers can get a personal loan from Rs. 60000 up to Rs. 25 lakhs from Fullerton India for up to 60 months. The existing customers of Fullerton India can get a host of extra benefits such as top-up loan digital query servicing and flexible repayment tenure Fullerton India personal loan eligibility criteria Fullerton India offers personal loans for both salaried professionals and self-employed individuals alike with very flexible eligibility criteria. It provides personal loans for applicants aged between 21 years and 60 years. Applicant should have at least one year of work experience and should be working with the current employer for a minimum of six months. https://www.afinoz.com/

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Age: Age affects your eligibility for a personal loan. If you are in your early 20s you have more chances of getting a personal loan than individuals who are in their 50s or approaching their retirement because young ones have plenty of time to earn and pay off the loan. Fullerton India offers a personal loan for individuals aged between 21 years and 60 years. Monthly income: Your monthly income tells the lender about how much monthly instalment you can afford to repay after clearing all monthly obligations. Generally income criteria are based on the city you live in and the lenders you are getting a personal loan from. The higher your income the better it is for you. Credit score: Your credit score is a numerical representation of your credit history. It shows your ability to repay debts and how responsible you have been in repaying debts. Since a personal loan is an unsecured loan your credit score is one of the most important factors considered for assessment for a personal loan. Generally a credit score of 750 or above is considered perfect a personal loan approval. Job and work stability: Job stability and the organisation you work with impact your chances of getting approval for a personal loan. Lenders look into your employment status before processing a personal loan application. It gives a clear picture of a regular stream of income. While income criteria may vary from lender to lender a salaried person should have at least 2 years of work experience and should have worked for at least 1 year in their job. What are the top factors that affect your personal loan eligibility https://www.afinoz.com/

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Documents required for Fullerton India personal loan Here is the checklist of documents required for a personal loan from Fullerton India: For salaried employees • Completed personal loan application form with passport size photographs • Proof of identity: A copy of Voter ID card/ Driving license/ PAN card/ Passport/Aadhaar card • Address proof: Ration card/ Telephone bill/ Rental agreement/ Passport copy/ Driving license/ Bank passbook or statement/ Electricity bill • Age proof: PAN card/ Passport/ Certificate from a statutory authority For self-employed individuals • Completed personal loan application form with passport size photographs • Proof of identity: A copy of Voter ID card/ Driving license/ PAN card/ Passport/Aadhaar card • Address proof: Ration card/ Telephone bill/ Rental agreement/ Passport copy/ Driving license/ Bank passbook or statement/ Electricity bill https://www.afinoz.com/

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Thank You https://www.afinoz.com/

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