What to do if you have become a victim of identity theft after a data

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What to do if you have become a victim of identity theft after a data breach Knowing that your data has been compromised during a breach is never a nice feeling even worse than that the idea that you could have your identity stolen well that is something that can scare most of us. Identity theft is something that seems to be on the rise with more sophisticated technology being used which means that more and more people are becoming victims. So with this in mind we thought that we would put together our guide on what happens if you are a victim of identity theft after a data breach. Keep a close eye on your bank accounts One thing that you absolutely must do if you are concerned that you are a victim of identity theft is to make sure that you keep an eye on your bank accounts and credit cards. You should also take a look at your credit report as this can also show whether or not your identity is in the wrong hands. Don’t assume that it happens straightaway A common mistake that many people make when it comes to identity theft is assuming that your information is going to be used straightway after the data breach. The truth is some people find that months later their information is used. This is when they have started to relax they have started to take their eye off of their bank accounts and they might not even notice straightaway what has happened. Speak to your bank Not only should you keep an eye on your bank accounts but if you do notice that there are some strange things on your accounts then you need to speak to your bank. They will have a fraud process that they can follow and the earlier that you report it then the more that you can mitigate the issue and protect yourself. Speak to your credit agency Another important thing to do is to speak to your credit reference agency they can mark a fraud alert on your account and make sure that any spending that has occurred is highlighted as not being you. Consider the future – protect yourself against identity theft If you have been a victim of identity theft then you might want to think about how you can protect yourself in the future. Look into products that are designed to protect you from identity theft and see if they are something that could work for you. Giving you peace of mind that it won’t happen in

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the future. Cifas is a not-for-profit organization that offers individuals and businesses data protection advice. It is never nice to think that your identity is being mis-used however if you keep in mind the best things to do and the right process to follow then you can try your best to protect yourself in the short-term and the long-term too.

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