What is ELSS and which are Top ELSS funds to invest


Presentation Description

What is ELSS and what are benefits of investing in ELSS mutual funds. Which are top ELSS funds to invest? How can one save taxes by investing in ELSS funds ELSS, Saving Taxes, 80C, Income tax act, Deduction from tax, Best tax saving schemes,Axis long term equity fund,Birla Sunlife tax relief fund,BNP paribas long term equity fund,IDFC tax advantage equity fund


Presentation Transcript

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What is ELSS Which are top ELSS funds

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Asset Class Twin Benefits Choice of Investing Misc. Features Mutual Fund Investing more than 65 of its corpus in Equities and equity related products • Tax saving u/s 80C upto investment of Rs 2 Lacs • Wealth creation • Growth - Profits added back to the basic Value of investment • Dividend - Profits paid out to investor • Minimum Investment amount is Rs 5000 • Lock-in Period of 3 years Features of ELSS

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Deduction u/s 80C upto Rs 1.5 Lacs Returns are Tax Free Tax Saving Higher Returns of Stock Market Long Term Investing Approach Wealth Creation Benefits of investing in ELSS

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Return of ELSS- Comparison Return calculated as on 30 April 2015 Source- AdviseSure.com Research Rs 160 Rs 294 Rs 168 0 50 100 150 200 250 300 350 Oct-09 Jan-10 Apr-10 Jul-10 Oct-10 Jan-11 Apr-11 Jul-11 Oct-11 Jan-12 Apr-12 Jul-12 Oct-12 Jan-13 Apr-13 Jul-13 Oct-13 Jan-14 Apr-14 Jul-14 Oct-14 Jan-15 Apr-15 Rs. 100 Invested Since October 2009 PPF Reliance Tax Saver ELSS BSE 100

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Calculate your 80C Deductions FREE Start Now Continue reading…

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5 Critical Things to Look before Investing in ELSS Credit Rating- ELSS schemes are rated by rating agencies on the basis of the risk and return factors associated with a particular scheme. It is recommended to opt for schemes with high ratings Fund size- Consider the fund size i.e. the asset under management AUM before finalizing your scheme. Schemes with more than Rs.75-100cr AUM indicate considerate investor confidence Risk associated- Also keep in mind the element of risk depending on the sectors equity stocks in which the scheme is investing. Look out for ratios like Sharpe ratio Sortino ratio etc to ascertain risk adjusted performance Historical performance- We need to assess the historical performance / track record of the scheme to ascertain its future returns Transaction costs - Transaction cost and asset management fees of a scheme should be compared with other schemes 1 2 3 4 5

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Know 5 Top ELSS Funds

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Fund Size Expense Ratio Past Return Fund 12.8 Beta Sortino Ratio Rs. 244920 Rs. 100000 Invested 5 years back Rs 114477 Rs. 1000 SIP Invested 5 years back Scheme Snapshot – To generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity related Securities. However there can be no assurance that the investment objective of the Scheme will be achieved. 0.85 AXIS Long Term Equity Fund G 0.18 Rs 5129.7 Crore 2.46 1 Year CAGR 3 Year CAGR 5 Year CAGR 14.1 30.9 19.6 4 32.3 26.6 SIP SP BSE Sensex -5.1 6.4

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Fund Size Expense Ratio Past Return Fund 12.8 Beta Sortino Ratio Rs 171440 Rs 100000 Invested 5 years back Rs 100787 Rs 1000 SIP Invested 5 years back Scheme Snapshot – Long term growth through a portfolio with a target allocation of 80 equity 20 debt and money market securities. An Equity Linked Saving Scheme ELSS under Section 88 of the Income Tax Act. 0.91 Birla Sun Life Tax Relief 96 G 0.16 Rs. 1964.6 Crore 2.36 1 Year CAGR 3 Year CAGR 5 Year CAGR 16.9 26.2 11.4 3.2 27.6 21.2 SIP SP BSE Sensex -5.1 6.4

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Fund Size Expense Ratio Past Return Fund 12.8 Beta Sortino Ratio Rs 196497 Rs 100000 Invested 5 years back Rs 99741 Rs 1000 SIP Invested 5 years back Scheme Snapshot – To generate long- term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate as may be prevalent from time to time. 0.86 BNP Paribas Long Term Equity Fund G 0.14 Rs. 391.28 Crore 2.61 1 Year CAGR 3 Year CAGR 5 Year CAGR 9.8 24.1 14.4 -1.9 24.3 20.8 SIP SP BSE Sensex -5.1 6.4

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Fund Size Expense Ratio Past Return Fund 12.8 Beta Sortino Ratio Rs 185917 Rs 100000 Invested 5 years back Rs 98255 Rs 1000 SIP Invested 5 years back Scheme Snapshot – To generate long-term capital growth from a diversified portfolio of predominantly equity and equity related securities. 0.83 IDFC Tax Advantage ELSS Fund G 0.17 Rs. 345.8 Crore 2.88 1 Year CAGR 3 Year CAGR 5 Year CAGR 10.7 24.3 13.2 -0.9 24 20.1 SIP SP BSE Sensex -5.1 6.4

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Fund Size Expense Ratio Past Return Fund 12.8 Beta Sortino Ratio Rs 189142 Rs 100000 Invested 5 years back Rs 102430 Rs 1000 SIP Invested 5 years back Scheme Snapshot – To generate long- term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. 1 Reliance Tax Saver ELSS Fund - G 0.10 Rs. 1964.6 Crore 2.45 1 Year CAGR 3 Year CAGR 5 Year CAGR -0.9 25.8 13.6 -14.8 26.9 21.9 SIP SP BSE Sensex -5.1 6.4

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Advisory Fees Rs. 365 Per Annum Customized unbiased Wealth Management Rs. 1 per day Customized advise only for you Unlimited Long Term Investment Advise Tax efficient portfolio design No Minimum investment Regular Review and Rebalancing Substantial Savings in Commission Optional We Offer Start Now

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Risk Profiling Knowing- Risk Capacity- How much Risk you can afford to take Risk Attitude- How much Risk you want to take Financial Goals Knowing- All Financial Goals of the life The Inflation adjusted amount required to meet them Right Portfolio Investment Products right as per risk profile Portfolio which is tax efficient Buy/ Sell With least Brokerage Commission With Nil hidden costs Regular Monitoring Of Portfolio and Markets Rebalance Investments when required 1 2 3 4 5 Our Process Know Best 5 shares for your Risk Profile Start Now

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Financial Management Rs 1 per day Wealth Creation Advice Monthly Savings Advice Tax Saving Investments Portfolio Restructuring Advice Goal Planning Online Transaction In case you want to invest Lump Sum In case you want to invest On Monthly basis In case you want to Make Tax Saving Investments In case you want to Buy and Sell any product In case you want to Plan your Financial Goals If you want to Restructure your portfolio

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Why AdviseSure Simple Easy Paperless Process Multiproduct Cost Effective Online Access Our Simple and easy Personal Finance Tools self-help process ensures that you take Better control of your entire Finance in 7 Minutes to your satisfaction. Invest and Manage Online on a Single Click. No need to Fill boring Physical forms and storing statements. Manage Your Finance with easy and simple back office.. We dont Push Products to our Customers Like Agents or Brokers for commissions or brokerages. You can continue buying and selling with your current Broker or Agent. However you can also transact through us at substantial low Cost. You can manage your account from anywhere through multiple support points We advice on almost all Financial Products except banking accounts. You can transact in all products through us. Our technology will ensure superior Experience

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