Debit Card Offers


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IDBI Bank offers different types of debit cards as per your financial needs.


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IDBI Bank Ltd.:

IDBI Bank Ltd.

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About IDBI: The Industrial Development Bank of India Limited commonly known by its acronym IDBI. It is one of India's leading public sector banks and 4th largest Bank in overall ratings. RBI categorized IDBI as an "other public sector bank". It was established on July 1, 1964 by an Act of Parliament .The main aim behind setting up of IDBI was to provide credit and other facilities for the Indian industry, which was still in the initial stages of growth and development. The Industrial Development Bank of India (IDBI) was established under an Act of Parliament as a wholly owned subsidiary of the Reserve Bank of India.

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Mission : Delighting customers with our excellent service and comprehensive suite of best-in-class financial solutions; Touching more people's lives with our expanding retail footprint while maintaining our excellence on corporate and infrastructure financing; Continuing to act in an ethical, transparent and responsible manner, becoming the role model for corporate governance; Deploying world class technology, systems and processes to improve business efficiency and exceed customer’s expectations; Encouraging a positive, dynamic and performance-driven work culture to nurture employees grow them and build a passionate and committed work force; Expanding our global presence; Relentlessly striving to become a greener bank.

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IDBI Bank launches debit cum credit card IDBI Bank today unveiled Magic Card -- a debit card with in-built credit for salary account holders in a bid to improve its CASA ratio to 24 per cent from 20 per cent as of now during the year. "The card will work as a debit card till the account holder has balance in it but once exhausted, any further withdrawal or expenditure on the card, magic card will act similar to a credit card," IDBI Bank Chairman and Managing Director R M Malla said. Though, only basic difference between the magic card and a typical credit card is there is no free credit period but at the same time rate of interest will be much lower and linked to bank rate. The credit limit or overdraft limit will be either two or three times of net salary depending on the rating of the organisation. However, the facility will be offered only to salary account holders in the bank.

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Contact Us : Registered Office: IDBI Bank Ltd. IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai 400005. Swift: IBKLINBB Customers can contact our 24 X 7 Phone Banking numbers from any Landline / Mobile number, our Toll free numbers are as follows: 1800-200-1947 1800-22-1070 Debit Card Blocking Toll Free number: 1800-22-6999 Our Non-Toll Free number: (+91-22) 6693 7000 Contact number for outside India customers: (+91-22) 6693 7000 Anti-Corruption Hotline: 1800-22-8444 (10.00 am to 6.00 pm)

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