HdFc Personal loan eligibility calculator

Views:
 
     
 

Presentation Description

HDFC bank personal loan eligibility or HDFC bank personal loan interest rates can be easily assessed through Afinoz. More

Comments

Presentation Transcript

slide 2:

PERSONAL LOAN ELIGIBILITY CRITERIA HDFC BANK OFFERS PERSONAL LOANS IN INDIA TO SALARIED INDIVIDUALS. YOU CAN CHECK YOUR PERSONAL ELIGIBILITY IN NO TIME NOW. IF YOU ARE AN EXISTING HDFC BANK ACCOUNT HOLDER YOU CAN ALSO CHECK YOUR ELIGIBILITY FOR A PRE-APPROVED LOAN BY LOGGING INTO YOUR NETBANKING.

slide 3:

YOU ARE ELIGIBLE TO APPLY FOR A PERSONAL LOAN IF YOU FALL UNDER THE FOLLOWING CRITERIA • PROFESSION : WORKING IN PRIVATE LIMITED COMPANIES OR PUBLIC SECTOR UNDERTAKINGS INCLUDING CENTRAL STATE AND LOCAL BODIES • ELIGIBLE AGE : 21 TO 60 YEARS • REQUIRED WORK EXPERIENCE : AT LEAST 2 YEARS OF WHICH 1 YEAR MUST BE WITH CURRENT EMPLOYER • MINIMUM MONTHLY INCOME FOR ELIGIBILITY : RS. 15000 RS.20K IN MUMBAI DELHI BENGALURU CHENNAI HYDERABAD PUNE KOLKATA AHMEDABAD COCHIN

slide 4:

PERSONAL LOAN ELIGIBILITY • BEFORE WE SHOW YOU HOW TO CHECK PERSONAL LOAN ELIGIBILITY YOU SHOULD KNOW WHAT INFLUENCES IT. A VARIETY OF FACTORS INFLUENCE YOUR PERSONAL LOAN ELIGIBILITY BUT THE MOST IMPORTANT IS YOUR REPAYMENT CAPACITY. YOUR BANK WILL EVALUATE WHETHER YOU ARE IN A FINANCIAL POSITION TO REPAY THE LOAN OVER THE DESIRED TENURE. IT WILL CONSIDER FACTORS LIKE YOUR CREDIT SCORE OUTSTANDING LOANS CURRENT INCOME AND CONTINUITY OF INCOME. • IF YOU HAVE A GOOD CREDIT SCORE AND ARE FINANCIALLY STABLE YOU WILL BE ELIGIBLE FOR HIGHER LOAN AMOUNTS. IN ADDITION IF YOU HAPPEN TO BE AN HDFC BANK CUSTOMER YOU MAY EVEN GET A PRE-APPROVED LOAN WHICH WILL NEED LITTLE OR NO DOCUMENTATION.

slide 5:

PERSONAL LOAN EMI • EMIS STAND FOR EQUATED MONTHLY INSTALMENTS AND IS USUALLY A FIXED AMOUNT YOU PAY EVERY MONTH OVER THE TENURE OF YOUR LOAN. EMI IS DETERMINED BY YOUR LOAN AMOUNT THE RATE OF INTEREST AND THE TENURE OF THE LOAN. SINCE THE RATE OF INTEREST IS FIXED BY THE BANK YOU CAN ADJUST THE LOAN AMOUNT AND TENURE TO ARRIVE AT A COMFORTABLE PERSONAL LOAN EMI.

slide 6:

HOW TO CALCULTE EMI FOR PERSONAL LOAN • HOW TO CALCULATE EMI FOR PERSONAL LOAN TO HELP YOU DO JUST THAT HDFC BANK HAS A SIMPLE TO USE HDFC PERSONAL LOAN EMI CALCULATOR. HERE’S HOW YOU CAN USE IT: • FIRST DECIDE HOW MUCH YOU CAN AFFORD TO PAY OUT EVERY MONTH • NOW ESTIMATE HOW MUCH LOAN YOU NEED TO MEET YOUR EXPENSES. • VISIT THE HDFC BANK WEBSITE. • GO OVER THE EASY STEPS ON HOW TO CHECK PERSONAL LOAN ELIGIBILITY . • ENTER THE AMOUNT IN THE PERSONAL LOAN EMI CALCULATOR. • ENTER THE RATE OF INTEREST OFFERED BY THE BANK. • ENTER A TENURE IN YEARS.

slide 7:

THANKS FOR BEING WITH US • THANKS FOR BEING FOR US. FOR MORE INFORMATION YOU CAN VISIT OUR WEBSITE AFINOZ.COM FOR INSTANT LOAN APPROVAL

authorStream Live Help