The Top Reasons Why Insurance Companies Don’t Settle Injury Cases


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There are reasons why insurance companies don’t settle injury cases. These include lack of evidence, pre-existing condition, lack of coverage, procedural issues and more. To avoid this, you must hire a personal injury attorney. For more details visit:


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Reasons Why Insurance Companies Don’t Settle Injury Cases


Lack Of Evidence A lack of evidence is the most common reason why an insurance company will never settle with an accident victim. Lack of evidence can refer to either insufficient evidence that the insurance company’s policy holder is to blame or insufficient evidence that the victim is actually injured. If the insurance company doesn’t not have proof that their policyholder is to blame, there is no reason for them to make an offer. They need concrete evidence that their policy holder’s negligence was a direct cause of accident. It is best to hire a Personal injury attorney Anaheim for assistance.


Pre-Existing Conditions A pre-existing injury can impact the ability to reach the settlement with the at-fault party’s insurance company. The pre-existing injury is an injury or condition that was present prior to the accident. For instance, you sustained a back injury while gardening. After some months, of treatment, the injury healed and the symptoms went away. Again you get involved in a car accident and experience the back pain. The insurance company may argue that you are experiencing pain because of the pre-exiting injury, not because of injuries sustained in the car accident.


Lack Of Coverage Insurance companies are only responsible for compensating victims who were injured by one of the company’s policyholders. If the at-fault party was not covered by insurance at the time of the accident, the insurance company is not obligated to pay for the victim’s expenses. It is best to hire a personal injury attorney Anaheim for assistance related to the case. If the driver’s policy lapsed at the time of the accident, the insurance company will not be liable for compensating the victim.


Procedural Issues There are numerous procedural issues affecting the outcome of a personal injury claim. Every insurance company has specific rules that you must follow when someone files an injury claim. If you don’t follow any of the rules, the company might immediately deny the claim instead of negotiating the settlement. The insurance company may require all claims to be submitted within 30 days after the accident. If you submit the claim after 30 days, the insurance company can reject it. to avoid this, you must review the insurance company’s policies and procedures right away.


Unrealistic Expectations You must sometimes blame the victims and not he insurance company- when the claim is not settled outside the courtroom. This happens when the victim has unrealistic expectations about the amount of compensation they are going to recover for the injuries. For instance, if the victim believes the claim is worth $500,000 when it is worth closer to $100,000, the two sides may never reach a settlement. While it is important to fight for compensation, it is crucial to set realistic expectations. Talk to the attorney to determine how much your claim is worth.


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