FESBusinessPresentationv2

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BUSINESS PRESENTATION : 

BUSINESS PRESENTATION

How Many People Are Affected By These Economic Times? : 

How Many People Are Affected By These Economic Times? How many people have less than perfect credit? How many people have more debt than they want, but just don’t know how to get it paid off?

How Many People Are Affected By These Economic Times? : 

How Many People Are Affected By These Economic Times? How many people are leaving their families unprotected by not having a living trust, a will and a power of attorney over their financial and medical matters? How many people are susceptible to identity theft because they do not have identity theft protection?

How Many People Are Affected By These Economic Times? : 

How Many People Are Affected By These Economic Times? How many people would be better off today if they had been properly educated on the matters of credit, finances and family protection during their formal school years? How important do you think it is for someone to protect their identity, credit, family, finances and future?

Slide 5: 

More jobs have been lost More homes have been lost More savings & investments have been lost More financial challenges for people than in any recent time in history

Slide 6: 

58% of people with credit cards, on a monthly basis do not pay their balance in full Those who carry credit card debt have an average balance of $17,103 Those carrying $20,000 or more are likely to miss payments and see interest rates skyrocket and credit scores plummet In January of 2006, on average, U.S. households overspent their incomes by $575 and dropped the savings rate to the lowest it’s been in almost 80 years

Slide 7: 

Make important purchases Own a home or refinance Get a new car Get a new job Pay off debt Get a low interest rate loan Save money It’s harder than ever to:

Slide 8: 

So How Did All Of This Happen? A Lack of Financial Education!

THE COMPANY : 

THE COMPANY

FINANCIAL EDUCATION SERVICES : 

Provides: The education we needed a long time ago Products and services to protect your identity, credit, family, finances and future An opportunity for financial security FINANCIAL EDUCATION SERVICES

FINANCIAL EDUCATION SERVICES : 

Founded in 2004 Headquarters in Farmington Hills, Michigan Over 50 million dollars in sales Debt free Almost 200 employees worldwide FINANCIAL EDUCATION SERVICES Mike Toloff Parimal Naik

PRODUCTS & SERVICES : 

PRODUCTS & SERVICES

PRODUCTS & SERVICES : 

Credit Restoration PRODUCTS & SERVICES The Protection Plan

WHAT IS A GOOD CREDIT SCORE? : 

WHAT IS A GOOD CREDIT SCORE? Believe it or not, most people don’t know!

Slide 15: 

FICO Scores range from 300 – 850 Today, a 750 or above is the ideal score to provide the best benefits The national average credit score is a 680 Only 13% of the US population is above an 800 15% of the US population is under a 550 22 states have a score below the national average

Credit Restoration: United Credit Education Services : 

Credit Restoration: United Credit Education Services 6 year track record Top Rating with the BBB Served over 150,000 clients Removed almost 500,000 derogatory items from people’s credit reports Removed over 50,000 public records Satisfaction money back guarantee

Documentation: : 

Significant amounts of derogatory items removed from people’s credit reports enabling them to refinance their homes and cars and reduce their interest rates by up to 15%. Bankruptcies and other public record items removed allowing credit scores to increase well over 100 points. Late payments corrected to report paid as agreed. Credit scores increasing from the low 500’s and 600’s to the 700’s and 800’s in a matter of months. Individuals who have been originally declined for home, car and other loans are getting approved within several months. Documentation:

What Would It Be Worth To Have Excellent Credit? : 

Other credit restoration services charge thousands of dollars, and this doesn’t even include the educational resources and coaching that’s included, nor do they have the documentation! What Would It Be Worth To Have Excellent Credit? It’s only $499

Slide 22: 

Multiple dynamic products - one low fee of $87 per month!

Slide 23: 

Did you know most people don’t have credit and financial experts answering their questions and educating them on how to maintain a positive credit score? Did you know that nearly 80% of all credit reports have errors and most people do not have ongoing credit analysis to keep their credit profile accurate? PROTECTION PLAN

Slide 24: 

You Get: Comprehensive analysis of the positive and negative items impacting your credit. A personalized action plan to improve your credit file. Customized recommendations to build and maintain good credit. An Education Library, Resource Center and mortgage, college fund and insurance calculators. The option to dispute inaccurate accounts. PROTECTION PLAN

Slide 25: 

Did you know most people do NOT have a Will, Living Trust or a Power of Attorney over their financial and medical matters? Do you want some strange government official making critical decisions about who will care for your children or what happens to your finances, property or other assets? Do you want your family to fight over your personal possessions or to be burdened with your estate? PROTECTION PLAN

Slide 26: 

You Get: A Last Will, Living Trust and a Financial & Health Care Power of Attorney Unlimited changes and revisions Electronically stored data Peace of mind in case of an unexpected circumstance PROTECTION PLAN

Slide 27: 

How many people have high debt and low savings? How many people are overwhelmed by their monthly payments? How many people have no budgeting plan to pay off their debt? How many people don’t know a way to simultaneously pay off their debt while building their savings? PROTECTION PLAN

Slide 28: 

You Get: The most effective and efficient user friendly debt payoff software program available today Mathematical algorithms that create a professional budget to adhere to: Pay off debt fast Save thousands  Increase savings while creating extra discretionary income PROTECTION PLAN

Slide 29: 

Did you know that identity theft is the fastest growing crime in the country? Did you know that someone’s identity is stolen every 3 seconds? Did you know that stolen identities can be misused up to 30 times? A stolen identity can cost years of time and thousands of dollars to restore. PROTECTION PLAN

Slide 30: 

You get: IdentityAlert $1 million service guarantee  WalletLock Peace of mind that your identity is secured PROTECTION PLAN

Youth Financial Literacy Foundation (YFL) : 

Educates young people from ages 8 to 18 on the matters of personal finance. Awards scholarships Each member automatically donates $2 each month to the YFL PROTECTION PLAN Youth Financial Literacy Foundation (YFL)

FINANCIAL OPPORTUNITY : 

FINANCIAL OPPORTUNITY

Why People Need To Take Control : 

The worst recession in our lifetime Stock market crash People losing savings and retirement Equity in people’s home evaporating Unemployment at all time high Social insecurity Why People Need To Take Control

Slide 35: 

There is no better time than right now to build something for yourself and your family

Slide 36: 

(1) Now is the time to build a business for yourself and gain financial control… (2) The fortunes to be made will not come from physical distribution, but from intellectual distribution. ~ Paul Zane Pilzer World Renowned Economist

How We Get Paid… : 

How We Get Paid… Personal Sales Commissions Customer Acquisition Bonuses Training Bonuses Level Overrides Monthly Infinity Bonuses Generational Bonuses Global Profit Sharing Pool

Personal Sales Commissions : 

Personal Sales Commissions Customer Customer Customer $65 $65 $65 Begin sharing the products with others and you start earning up to 13% personal sales commissions on your first 3 sales

Personal Sales Commissions : 

After your 3rd sale, your personal sales commissions go up to 33% on all your future personal sales $165 $165 $165 Customer Customer Customer Personal Sales Commissions

In this Theoretical Example: : 

If you got 5 customers per week = over $3,300.00/Month If you got 3 customers per week = over $1,950.00/Month If you only got 1 customer per week = over $650.00/Month In this Theoretical Example: Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.

Team Building : 

“It’s better to get 1% of a hundred people’s efforts rather than 100% of your own.” ~ J. Paul Getty, Billionaire Team Building

Team Earnings : 

Team Earnings Personal Sales CAB Level 1 Override Level 2 Override Agent Field Trainer Up to 33% $50 4-5% Up to 33% Up to $75 4-5% 3-4% Agent: $400* You: $1600* Agent: $400* As a certified Field Trainer you earn up to a 10% Field Training bonus on any Agent’s first 3 sales NOT under another certified Field Trainer in your organization. * In (1) Volume Month

Team Earnings : 

Team Earnings Sales Director Up to 33% Up to $225 4-5% 3-4% 2-4% 2-4% 2-3% Personal Sales CAB Level 1 Override Level 2 Override Level 3 Override Level 4 Override Level 5 Override Sr. Field Trainer Up to 33% Up to $125 4-5% 3-4% 2-4% 2-4% Agent: 500* You: 5,000* Agent: 500* Agent: 500* Agent: 1,000* You: 10,000* Agent: 1,000* Agent: 1,000* As a Senior Field Trainer you earn up to a 10% Sr. Field Training Bonus on the first 3 sales under a qualified Field Trainer in your organization. As a Senior Field Trainer you also earn up to a 20% Sr. Field Training Bonus on any Agent’s first 3 sales NOT under a certified Field Trainer in your organization Help develop at least (2) Field Trainers in your organization Help develop at least (4) Field Trainers in your organization * In (1) Volume Month * In (1) Volume Month

Slide 44: 

Theoretical Example As a certified Sales Director, you would earn about $350 every time you personally enroll an Agent who makes their first sale at $499 $350 Agent/ Customer $350 Agent/ Customer $350 Agent/ Customer

In this Theoretical Example : 

In this Theoretical Example If you got 5 Agents per week = about $7,000.00/Month If you got 3 Agents per week = about $4,200.00/Month If you got 1 Agent per week = about $1,400.00/Month Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.

Theoretical Example: Team Earnings : 

$3125 CAB Theoretical Example: Team Earnings Sales Director Field Trainer Field Trainer Field Trainer Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Field Trainer $150 $150 $150 $150 $150 $150 $150 $150 $150 $150 $150 $150 $150 $150 $150 $175 $175 $175 $175 $175

Theoretical Example: Team Earnings : 

Sales Director Field Trainer Field Trainer Field Trainer Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Field Trainer $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $60 $60 $60 $60 $60 $750 Sr. Field Training Bonus Theoretical Example: Team Earnings

Theoretical Example: Team Earnings : 

Sales Director Field Trainer Field Trainer Field Trainer Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Agent Field Trainer $8 $8 $8 $8 $8 $8 $8 $12 $8 $8 $12 $12 $8 $8 $12 $84 2nd Level Override $8 $8 $12 $12 $12 $104 3rd Level Override $188 Total Theoretical Example: Team Earnings

Theoretical Example: Team Earnings : 

$3125.00 $750.00 $84.00 $104.00 $4063.00 Customer Acquisition Bonus Sr. Field Training Bonus 2nd Level Override 3rd Level Override Total Bonuses Theoretical Example: Team Earnings Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.

In this Theoretical Example : 

In this Theoretical Example If you did this once a month = about $4,063.00/Month If you did this once a week = about $16,252.00/Month If you did this twice a week = about $32,504.00/Month Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.

Theoretical Example: Protection PlanResidual Income Potential : 

Theoretical Example: Protection PlanResidual Income Potential You People 5 25 125 625 3125 15,625 19,530 Volume = $425 = $2,125 = $10,625 = $53,125 = $265,625 = $1,328,125 $1,650,050 Income x $3.40 = $17 x $3.40 = $85 x $3.40 = $425 x $3.40 = $2,125 x $2.55 = $7,968 x $2.55 = $39,843 $50,463/mo

Theoretical Example: Protection Plan : 

As an Executive Ambassador , if you were earning at least a 1.5% Infinity Bonus, that would add an extra $24,750 per month. Total = $75,000/mo Total = $7,500/mo Total = $750/mo Theoretical Example: Protection Plan Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.

Short Term vs. Long Term : 

$ TIME Short Term vs. Long Term

TRAINING & SUPPORT : 

TRAINING & SUPPORT

Slide 55: 

In this example, if we used 50% then we can see how fast the information breaks down Scientists have proven that people only retain 7-10% of what they hear at any one time! 100% Training & Support 100% 50% 25% 12% 6% 3% You Contacts FES University

This Means Two Things! : 

This Means Two Things! It doesn’t matter who invited you to take a look at the business or who enrolls you because they can’t impede your success. You can plug people that you know into the system and they might go out and do better than you!

FES UNIVERSITY : 

FES UNIVERSITY Hailed by world renowned speaker Les Brown as one of the best Author of “Things That Make You Go HMMM” Co-authored “Discover Your Inner Strength” with best selling authors Steven Covey, Brian Tracy & Ken Blanchard 20 year track record of documented personal success in Network Marketing Developed, managed and trained sales organizations with revenues exceeding $100 million Founded the concept of Pure EdgeUtainment Gregg Amerman Gregg Amerman Joe Locke Frenita Amerman Tony Swiantek Kari Michaelsen

WHAT YOU’LL LEARN : 

WHAT YOU’LL LEARN HOW TO ACHIEVE SUCCESS IN ALL AREAS OF YOUR LIFE!!! THE SPECIFIC SKILLS REQUIRED TO BUILD A SUCCESSFUL FES BUSINESS THE POWER OF PERSONAL GROWTH AND SELF DEVELOPMENT HOW TO PROTECT YOUR IDENTITY, CREDIT, FAMILY, FINANCES & FUTURE

Slide 59: 

MAKING A DECISION Not the right time for the business, but interested in the service and will be glad to provide a referral. Interested in becoming an Agent and using the service, but wants more information and details and has some questions. Ready to start immediately! Just show me how! 3 Kinds Of People

4 Steps To Getting Started : 

4 Steps To Getting Started

4 STEPS TO GETTING STARTED : 

Step #1 - Enroll & become an Agent – You Get: Discounts on services Information package delivered to your home Personalized Web site FREE monthly online sales tracking system Agent support service Paid weekly & monthly Tax advantages Instant or Cash Rebate of $50.00 $199.00 $249.00 4 STEPS TO GETTING STARTED

4 STEPS TO GETTING STARTED : 

Step #2 - Be a believer – What do you need? Credit Restoration The Protection Plan - $499 $399 - $87 NO ONE PERSON NEEDS TO BELIEVE MORE THAN YOU! 4 STEPS TO GETTING STARTED

4 STEPS TO GETTING STARTED : 

Step #3 - Building Your Referrals Who Do You Know: Has less than perfect credit? Does not have a will and living trust? Whose identity is unprotected? Would like a system on how to pay off their debt? Could use some extra income? Wants to become financially free? MAKE A LIST – DON’T PREJUDGE!!! 4 STEPS TO GETTING STARTED

4 STEPS TO GETTING STARTED : 

Become great at inviting while you learn to become great at explaining. YOU CONTACTS EXPERT TRUST EDIFY PROMOTE RESPECT CREDIBILITY RAPPORT 4 STEPS TO GETTING STARTED

4 STEPS TO GETTING STARTED : 

Step #4 – Training & Support Online Business Office Conference Calls Basic Trainings Advanced Trainings Annual Convention 4 STEPS TO GETTING STARTED

CONGRATULATIONS!Welcome to the FES Team! : 

CONGRATULATIONS!Welcome to the FES Team!