logging in or signing up 20165650-Npa-Final-Ppt vikas_mahajan17 Download Post to : URL : Related Presentations : Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Uploaded from authorPOINT lite Insert YouTube videos in PowerPont slides with aS Desktop Copy embed code: (To copy code, click on the text box) Embed: URL: Thumbnail: WordPress Embed Customize Embed The presentation is successfully added In Your Favorites. Views: 743 Category: Entertainment License: All Rights Reserved Like it (5) Dislike it (0) Added: May 06, 2010 This Presentation is Public Favorites: 2 Presentation Description No description available. Comments Posting comment... By: kpsengar (6 month(s) ago) This is a very useful and unique style of template. Pl send it to kps.sengar@gmail.com. Thanks Saving..... Post Reply Close Saving..... Edit Comment Close By: takli (8 month(s) ago) HI the presentation is very good and this is important for me bcoz i m the mba student and my ppt topic is npa so plz allow me to download Saving..... Post Reply Close Saving..... Edit Comment Close By: swathi.madduri (11 month(s) ago) i liked this ppt so much can u please tell me how to download it will be very useful to me Saving..... Post Reply Close Saving..... Edit Comment Close By: geeta21 (15 month(s) ago) i liked this ppt i need it. plz tell hw 2 download it. Its not downloading Saving..... Post Reply Close Saving..... Edit Comment Close By: anilpandey_04 (17 month(s) ago) i want these presentation plz send me on my email i.d:- anilpandeya14@gmail.com Saving..... Post Reply Close Saving..... Edit Comment Close loading.... See all Premium member Presentation Transcript BANKING AND INSURANCE : BANKING AND INSURANCE NON – PERFORMING ASSETS Slide 2: Presented by: Shubhangi Jawale P-12 Meghna Patil P-25Ambrish Shah P - 32 Sourabh Suryawanshi C - 35 Amit Jain C - 44 Definition : NPA : Definition : NPA A ‘non-performing asset’ (NPA) was defined as a credit facility in respect of which the interest and/ or instalment of principal has remained ‘past due’ for a specified period of time. NPA : NPA Interest and/ or installment of principal remain overdue for a period of more than 90 days in respect of a term loan, The account remains “out of order” in respect of an overdraft/ cash credit NPA : NPA The bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted The installment or interest remains overdue for two crop seasons in case of short duration crops and for one crop season in case of long duration crops Health Code System in Indian Banks during 1980’s : Health Code System in Indian Banks during 1980’s Satisfactory Accounts Irregular Accounts Sick-viable : Under Nursing Sick – Non-viable : Sticky accounts Advances Recalled Suit Filed Accounts Decreed Debts and Debts classified by the Bank as Bad/Doubtful Accounts Classification of Assets : Classification of Assets Standard Assets: Sub-standard Asset: Doubtful Assets: D-I (31) Doubtful up to one year D-II (32) Doubtful for further two years D-III (33) Doubtful beyond three years Loss Assets: Provisional Norms: : Provisional Norms: Contd… : Contd… Factors for rise in NPAs : Factors for rise in NPAs External Factors Internal Factors External Factors : External Factors Ineffective recovery tribunal Wilful Defaults Natural calamities Industrial sickness Change on Govt. policies Lack of demand Internal Factors : Internal Factors Defective Lending process Inappropriate technology Improper swot analysis Re loaning process Absence of regular industrial visit Poor credit appraisal system Managerial deficiencies Impact of NPA : Impact of NPA PROFITABILITY LIQUIDITY INVOLVEMENT OF MANAGEMENT CREDIT LOSS Preventive Measures For NPA : Preventive Measures For NPA EARLY RECOGNITION OF THE PROBLEM IDENTIFYING BORROWERS WITH GENUINE INTENT TIMELINESS AND ADEQUACY OF RESPONSE Contd……. : Contd……. FOCUS ON CASH FLOWS MANAGEMENT EFFECTIVENESS MULTIPLE FINANCING NPA MANAGEMENT - RESOLUTION : NPA MANAGEMENT - RESOLUTION Debt Recovery Tribunals Lok Adalats Compromise Settlement Schemes Enactment of SARFAESI Act Corporate Debt Restructuring Cell NPA MANAGEMENT - RESOLUTION : NPA MANAGEMENT - RESOLUTION Increased Powers to National Company Law Tribunal ( NCLT ) Proposed Repeal of Board for Industrial & Financial Reconstruction ( BIFR ) Sale of NPA to other banks Liquidation Drivers of Growth : Drivers of Growth INDIA’S GDP GROWTH : INDIA’S GDP GROWTH Bibliography : Bibliography www.google.co.in www.wikipedia.org You do not have the permission to view this presentation. In order to view it, please contact the author of the presentation.
20165650-Npa-Final-Ppt vikas_mahajan17 Download Post to : URL : Related Presentations : Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Uploaded from authorPOINT lite Insert YouTube videos in PowerPont slides with aS Desktop Copy embed code: (To copy code, click on the text box) Embed: URL: Thumbnail: WordPress Embed Customize Embed The presentation is successfully added In Your Favorites. Views: 743 Category: Entertainment License: All Rights Reserved Like it (5) Dislike it (0) Added: May 06, 2010 This Presentation is Public Favorites: 2 Presentation Description No description available. Comments Posting comment... By: kpsengar (6 month(s) ago) This is a very useful and unique style of template. Pl send it to kps.sengar@gmail.com. Thanks Saving..... Post Reply Close Saving..... Edit Comment Close By: takli (8 month(s) ago) HI the presentation is very good and this is important for me bcoz i m the mba student and my ppt topic is npa so plz allow me to download Saving..... Post Reply Close Saving..... Edit Comment Close By: swathi.madduri (11 month(s) ago) i liked this ppt so much can u please tell me how to download it will be very useful to me Saving..... Post Reply Close Saving..... Edit Comment Close By: geeta21 (15 month(s) ago) i liked this ppt i need it. plz tell hw 2 download it. Its not downloading Saving..... Post Reply Close Saving..... Edit Comment Close By: anilpandey_04 (17 month(s) ago) i want these presentation plz send me on my email i.d:- anilpandeya14@gmail.com Saving..... Post Reply Close Saving..... Edit Comment Close loading.... See all Premium member Presentation Transcript BANKING AND INSURANCE : BANKING AND INSURANCE NON – PERFORMING ASSETS Slide 2: Presented by: Shubhangi Jawale P-12 Meghna Patil P-25Ambrish Shah P - 32 Sourabh Suryawanshi C - 35 Amit Jain C - 44 Definition : NPA : Definition : NPA A ‘non-performing asset’ (NPA) was defined as a credit facility in respect of which the interest and/ or instalment of principal has remained ‘past due’ for a specified period of time. NPA : NPA Interest and/ or installment of principal remain overdue for a period of more than 90 days in respect of a term loan, The account remains “out of order” in respect of an overdraft/ cash credit NPA : NPA The bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted The installment or interest remains overdue for two crop seasons in case of short duration crops and for one crop season in case of long duration crops Health Code System in Indian Banks during 1980’s : Health Code System in Indian Banks during 1980’s Satisfactory Accounts Irregular Accounts Sick-viable : Under Nursing Sick – Non-viable : Sticky accounts Advances Recalled Suit Filed Accounts Decreed Debts and Debts classified by the Bank as Bad/Doubtful Accounts Classification of Assets : Classification of Assets Standard Assets: Sub-standard Asset: Doubtful Assets: D-I (31) Doubtful up to one year D-II (32) Doubtful for further two years D-III (33) Doubtful beyond three years Loss Assets: Provisional Norms: : Provisional Norms: Contd… : Contd… Factors for rise in NPAs : Factors for rise in NPAs External Factors Internal Factors External Factors : External Factors Ineffective recovery tribunal Wilful Defaults Natural calamities Industrial sickness Change on Govt. policies Lack of demand Internal Factors : Internal Factors Defective Lending process Inappropriate technology Improper swot analysis Re loaning process Absence of regular industrial visit Poor credit appraisal system Managerial deficiencies Impact of NPA : Impact of NPA PROFITABILITY LIQUIDITY INVOLVEMENT OF MANAGEMENT CREDIT LOSS Preventive Measures For NPA : Preventive Measures For NPA EARLY RECOGNITION OF THE PROBLEM IDENTIFYING BORROWERS WITH GENUINE INTENT TIMELINESS AND ADEQUACY OF RESPONSE Contd……. : Contd……. FOCUS ON CASH FLOWS MANAGEMENT EFFECTIVENESS MULTIPLE FINANCING NPA MANAGEMENT - RESOLUTION : NPA MANAGEMENT - RESOLUTION Debt Recovery Tribunals Lok Adalats Compromise Settlement Schemes Enactment of SARFAESI Act Corporate Debt Restructuring Cell NPA MANAGEMENT - RESOLUTION : NPA MANAGEMENT - RESOLUTION Increased Powers to National Company Law Tribunal ( NCLT ) Proposed Repeal of Board for Industrial & Financial Reconstruction ( BIFR ) Sale of NPA to other banks Liquidation Drivers of Growth : Drivers of Growth INDIA’S GDP GROWTH : INDIA’S GDP GROWTH Bibliography : Bibliography www.google.co.in www.wikipedia.org