RISK AND RETURN ANALYSIS OF VARIOUS INVESTMENT ALTERNATIVES

INSTITUTE OF PRODUCTIVITY AND MANAGEMENT, LUCKNOW : 

INSTITUTE OF PRODUCTIVITY AND MANAGEMENT, LUCKNOW Summer Internship Presentation on Risk and return analysis of different investment alternatives Under the guidance of Prof. Vandana Srivastava Rahul Anand Assistant Director Sales Manager, Retail IPM Edelweiss Presented by – Shweta Chandra L209052

INTRODUCTION - EDELWEISS : 

INTRODUCTION - EDELWEISS Structure Integrated Investment Banking Company People  1500 strong team with highly experienced and stable senior management team Brand Well respected brand with strong position in relevant market segments www.edelweiss.in - Experience the next level of online trading

EDELWEISS RESEARCH TEAM : 

EDELWEISS RESEARCH TEAM A Team of sectoral analysts covering about 250 companies on a regular basis. Various top-down and bottom-up approaches to find stocks that best suit your investment patterns. Regular Uploads of latest reports available on the site

Unique features : 

Unique features High quality research available on more then 100 stocks. Actionable strategies across different time horizons and investment styles, single click execution Advanced charting tool and stock screener Portfolio features Auto suggest of company name for stock search across all pages WAP site Desktop tool Quant baskets

OBJECTIVE OF THE STUDY : 

OBJECTIVE OF THE STUDY Ø To understand in depth about different investment avenues available in India. Ø To find out how investors get information about the various financial instruments. Ø To find out the saving habits of the different investors and the amount they invest in various financial instruments. Ø The type of financial instruments, they would prefer to invest. Ø The duration for which they would prefer to keep their money invested. Ø The rate of return they would likely to earn from the investment.

INVESTMENT OPTIONS : 

INVESTMENT OPTIONS Fixed Deposits Stock Markets Mutual Funds Insurance

Investment avenues available in India : 

Investment avenues available in India Ø Investment under automatic route with repatriation benefits. Ø Investment with government approval. Ø Investment in domestic mutual funds. Ø Investment in bonds issued by public sector undertakings. Ø Purchase of shares of public sector enterprises. Ø Deposits with companies. (for a minimum period of 3 years) Ø Investment in government securities and/or shares. Ø Investment in non convertible debentures. Ø Money marked mutual funds. Ø Deposits with companies. Ø Commercial papers.

FINDINGS : 

FINDINGS Therefore from the survey, whatever I got, here is the gist of all of them:  People are more inclined to invest in the stock market, irrespective of the market scenario and the level of risk. Majority of the people wants higher return in short period of time that is why they prefer to invest in stock markets and mutual funds rather than any other form of investments. People between ages 30-40 think about long term returns as well as higher return in short period of time that is why they invest in stock market for short period of time and in insurance for long term return. People between ages 18-24 don’t have much money to invest and they can’t take higher risk, so they invest in mutual funds which are of moderate risk. People between ages 24-30 wants to be financially stable that is why they don’t like to take risk at all. So, they invest in the bank’s fixed deposit scheme which has almost no risk and lower return.

SUGGESTIONS : 

SUGGESTIONS This analysis will help to strengthen investor intimacy. This analysis will also throw light on various investment avenues available in India that will help in many ways like  Ø It will help to understand the expectations of the investors about their company from the perspective of financial performance and corporate social responsibility.  Ø It will provide fresh insights which can help their business continue to flourish.  Ø The expectations of different types of investors regarding particular service requirements can be identified.  Ø The common problem areas faced by the investors can be understood.

Ø It also enhances new services initiatives. Ø This study will help in gaining a better understanding of what an investor looks for in an investment option. Ø It can be used by the financial sector in designing better financial instrument customized to suit the needs of the investor. Ø It will also help the agents and brokers in marketing the existing financial instruments. Ø It will provide knowledge to the investors about the various financial services provided by the company to their investors. Ø It will also help the company to understand what is the requirement and expectations of different categories of investors. : 

Ø It also enhances new services initiatives. Ø This study will help in gaining a better understanding of what an investor looks for in an investment option. Ø It can be used by the financial sector in designing better financial instrument customized to suit the needs of the investor. Ø It will also help the agents and brokers in marketing the existing financial instruments. Ø It will provide knowledge to the investors about the various financial services provided by the company to their investors. Ø It will also help the company to understand what is the requirement and expectations of different categories of investors.

THANK YOU ! : 

THANK YOU !