Financial Planning

PowerPoint Presentation: 

20 Years from now You will be more disappointed by the things that You didn’t do than by the ones You did do. - Mark Twain

PowerPoint Presentation: 

Financial Planning Risk Management Consulting Training The Company

Financial Planning Is not about Today. It is about a Better Tomorrow.: 

Financial Planning Is not about Today. It is about a Better Tomorrow .

> Financial Planning is a Scientific Process to set the things right in future, to achieve a desired financial goal. > It is an act of formulating a Program for a definite course of action. > It is an act of Protecting, Saving, Investing and Growing money so as to create Wealth and Managing the Risks involved in the process.: 

> Financial Planning is a Scientific Process to set the things right in future, to achieve a desired financial goal. > It is an act of formulating a Program for a definite course of action. > It is an act of Protecting, Saving, Investing and Growing money so as to create Wealth and Managing the Risks involved in the process. Financial Planning

What is Financial Planning?: 

What is Financial Planning?

PowerPoint Presentation: 

Changing Lifestyle Ever Increasing Cost of Living Complex and Diversified Financial Products To Protect your family from financial uncertainties To Minimize Tax Liability Best Asset Allocation Based on your Goals and Risk Appetite Tension Free Living by meeting all your Goals and Dreams Wealth/Asset Creation & Protection Why Financial Planning ?

How to plan your future?: 

How to plan your future? Insurance Planning Investment Planning Children’s future Planning Retirement Planning Tax Planning Cash flow Planning Estate Planning

Insurance Planning: 

Insurance Planning Life Insurance – Term Insurance Health Insurance – High Deductable Accidental & Disability Insurance Critical Insurance – Cancer, TB, etc., Debt/Loan Protection Insurance – Home loan, Education loan, etc., Home & Content Insurance Liability Insurance – Professional, Vehicle

Investment Planning: 

Investment Planning How much to invest? How long to invest? When to invest? Where to invest? What is the best Asset Allocation pattern?

Nice Vs. Wise: 

Nice Guy Nice Vs. Wise Saved Rs. 5,000 p.m. from age 31 till 60 Saved Rs. 5,000 p.m. from age 21 till 30 Wise Guy

Children’s Higher Education: 

Children’s Higher Education What is the average age for Higher Education? 20 Years What is the present cost for Higher Education? Rs.5,00,000 Do you know how much money will be required in Future for Higher Education ? Rs. 32,71,770 Assuming the Age of child at 2 years and inflation at 6% and 5% increase in education cost.

Children’s Wedding Planning: 

Children’s Wedding Planning What is the average age of marriage of a child? 25 Years What is the present cost of marriage ? Rs. 5,00,000 Do you know how much money will be required in Future for Marriage ? Rs. 19,09,875 Assuming the Age of child at 2 years and inflation at 6%

PowerPoint Presentation: 

Tax Planning Optimizing your Tax Liability by proper use of provisions of the Income Tax Act Exemptions Deductions Rebate Saving a rupee in Tax means You have a rupee more to save, spend or invest.

Do you lose in the longer run by not planning ?: 

Cost of Not Planning for Taxes ? The amount of Tax Rebate set aside by you as an investment @ 15% grows to, Rs 1,30,00,000/- on your retirement. Assuming investment of Rs 30,000 every year from age 31 to 60. Do you lose in the longer run by not planning ?

Retirement Planning: 

Retirement Planning

Expenses are rising: 

Expenses are rising Product 1985 2009 Annual Price Rice Projected Price 2020 Projected Price 2030 Petrol 8 44 7.4% 96 197 Tooth Paste 5 50 10.1% 144 377 Sugar 4 25 8% 58 126 Movie Ticket 15 120 9.1% 313 747 Milk 1 Litre 4 28 8.5% 69 155

PowerPoint Presentation: 

Our Lifestyle Changes… Luxuries are turning into necessities. Items 1987 1997 Cable TV No Yes Color TV No Yes Telephone No Yes Washing Machine No Yes Microwave Owen No Yes Two wheeler / Car No Yes

PowerPoint Presentation: 

Our Lifestyle Changes... Our Lifestyle is changing constantly and consequently the expenses as well. Items 1997 2007 Mobile Phone No Yes LCD / Plasma TV No Yes Laptop / Computer No Yes Digital Camera No Yes IPod / Digital Music No Yes Internet No Yes

Increasing Life Expectancy & Decreasing Working Years: 

Increasing Life Expectancy & Decreasing Working Years Average Life Expectancy would increase from 75 years to 90 years in the next two decades.

Evidence of Life without Planning: 

Evidence of Life without Planning 01% were Wealthy 04% were maintaining their standard of living 23% were Still working.. can't afford to quit 09% were dead 63% were dependent on Children & Charity

If left unplanned....: 

If left unplanned.... If your life’s goals are left unplanned they can catch you off guard and even force you to liquidate your assets at the wrong time. This may cause undue stress to your physical & financial health. The only way to safeguard yourself against this is to plan for them in advance. Planning in advance will ensure that you can sufficiently and comfortably meet your life’s goals.

Who can do the Planning ?: 

Who can do the Planning ? Certified Financial Planning CM ( CFP CM ) is the highest global standard in the Personal Finance arena. Certified Financial Planners CM (CFP CM ) shall formulate realistic, unbiased and holistic Personal Financial Plan to achieve your goals and dreams within your resources. CFPs have been most sought after by HNIs, Personal Bankers, Wealth Management Firms etc. There are less than 720 CFPs across India and less than 45 in Tamilnadu as per the latest data by Financial Planning Standards Board, FPSB India www.fpsb.co.in

Why Accrue ?: 

Why Accrue ? We are a team of experienced Professionals who have expertise in Financial Planning, Investment Advisory, Risk Management Consulting and Training with a decade old experience. We follow stringent Code of Ethics to establish the highest principles and standards. We believe in Educating our Clients all through the process. Long Term Relationship based approach.

Thank You: 

Thank You www.accruetrade.com info@accruetrade.com