GROWTH IN MUTUAL FUND IN INDIA

Mutual Fund Growth in India: 

Mutual Fund Growth in India Under Guidance of Presented by Mr. Senthil Kumar Mohammed Uzair A H

Content: 

Content Introduction Over view of Mutual Fund Definition of Mutual Fund Scope of Mutual Fund Need of the study Concept Advantage Limitation Company profile Objective Conclusion

Introduction: 

Introduction There are a lot of investment avenues available today in the financial market for an investor with an investable surplus. He can invest in Bank Deposits, Corporate Debentures, and Bonds where there is low risk but low return. He may invest in Stock of companies where the risk is high and the returns are also proportionately high. The recent trends in the Stock Market have shown that an average retail investor always lost with periodic bearish tends. People began opting for portfolio managers with expertise in stock markets who would invest on their behalf. Thus we had wealth management services provided by many institutions. However they proved too costly for a small investor. These investors have found a good shelter with the mutual funds. Mutual fund industry has seen a lot of changes in past few years with multinational companies coming into the country, bringing in their professional expertise in managing funds worldwide. In the past few months there has been a consolidation phase going on in the mutual fund industry in India. Now investors have a wide range of Schemes to choose from depending on their individual profiles.

Over view of My study: 

Over view of My study Definition Types Benefits Risk Limitations History of mutual funds in India Latest trends Global scenarios

Definition of Mutual Fund: 

Definition of Mutual Fund An investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. Mutual funds are operated by money managers, who invest the fund's capital and attempt to produce capital gains and income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.

Scope of Mutual Fund: 

Scope of Mutual Fund Automatic diversification at various levels. Access to financial markets worldwide. Access to all major asset classes. A broad selection of fund types. A diversity of investing styles. Professional management. Elimination of the need for individuals to perform detailed and ongoing securities analysis. The option of making automatic investments and withdrawals. Many funds can be purchased with small initial and subsequent investments. No transaction fees, if you pick the right place to open your account

Need of the study : 

Need of the study The main purpose of doing this project was to know about mutual fund and its functioning. This helps to know in details about mutual fund industry right from its inception stage, growth and future prospects. It also helps in understanding different schemes of mutual funds. Because my study depends upon Mutual funds Growth in India and their schemes like equity, income, balance as well as the returns associated with those schemes. The project study was done to ascertain the different stage or phases which take place in Mutual Fund.

Phases of Mutual fund: 

Phases of Mutual fund First Phase – 1964-87 Second Phase – 1987-1993 (Entry of Public Sector Funds) Third Phase – 1993-2003 (Entry of Private Sector Funds) Fourth Phase – since February 2003

Concept of Mutual Fund : 

Concept of Mutual Fund Investor Fund Manager Securities Return

Advantages : 

Advantages Professional Management Diversification Convenient Administration Return Potential Low Costs Liquidity Transparency Flexibility Choice of schemes Tax benefits Well regulated

Limitation: 

Limitation No Insurance Dilution Fees and Expenses Poor Performance Loss of Control Trading Limitations No Guarantees Taxes Inefficiency of Cash Reserves Loss of Control

Company profile: 

Company profile Mr. Ramesh Bhat , aged 45 years, a commerce graduate from Madras University and Mrs. Anitha R Bhat , aged 43 years, a commerce graduate from Mahatma Gandhi University. Mr. Bhat is into the financial advisory business since 1987, and Mrs. Bhat Since 1990. Initially they were selling Postal Savings, Bonds, Company Deposits and Unit Trust. In the year 1993 Mr. Bhat had taken up Insurance agency with LIC of India. He is MDRT member on commission count from the year 2000 to 2007. He had started a company called Anu Investments, with his wife Mrs. Anitha R Bhat as Proprietrix in the year 1995 and converted into a Partnership Firm as "ANIRAM" in the year 2000. Aniram deals with all kind of financial products and they are SEBI Registered sub brokers under Vertex Securities Ltd., Aniram even deal with Income tax filing too. Mrs. Anitha R Bhat takes care of the day to day administration of the office. Mr. Bhat is CEO and marketing head in " Aniram ".

Objective: 

Objective There are currently over 6,000 mutual funds available to investors and each one has its own unique style of investing. So when it comes to investing, a lot of people can't decide which one to put their money in to. If this is a problem that you're facing, don't worry. We're going to help you by going through a few different types of mutual funds. Balanced Funds Dividend Growth Capitalization Funds Index Funds Sector Funds Growth and Income

Conclusion: 

Conclusion This project bring out the different stage which Indian Market taken in Mutual Fund.