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Complete Financial Resource : 

Complete Financial Resource Premium Risk Analysis for Commercial Loans Proforma Plus Standardized Reporting Complete Metric Reporting Seamless Documentation Industry Specific Data STONEBRIDGE FINANCIAL SOLUTIONS

Complete Financial Reporting : 

Complete Financial Reporting Bank credit review issues described to us. Time restraints on loan officers. A need for systematic reviews on all loans. Training and turn over issues. Cost of client reviews are great. Getting everyone on board with standards. Productivity opportunity. Doing more with less. Better understanding & risk assessment STONEBRIDGE FINANCIAL SOLUTIONS

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Bank Trends Rely On Technology Turnover rates within bank gives need for training. In 2006, 84% of banks employed less than 20 workers. Credit analysts make up 8/10ths of 1% in 2006, decreasing 8.3% by 2016. Technology & training improves bank skills & advancement. Need for improved risk assessment involving better data Summary: Most banks are small in size, tend to hire from within, don’t have a “back room” and depend on training, processes and software to improve performance. Source: U.S. Department of Labor, Bureau of Labor Statistics STONEBRIDGE FINANCIAL SOLUTIONS

Solutions & Objectives : 

Solutions & Objectives Run a thorough & complete analysis every time. Minimize front end time for back end time. Utilize critical measurements in reviews. Again, again & again. (standard) Turn over – training process for support staff. Leverage expertise within bank. Overcome reporting obstacles. STONEBRIDGE FINANCIAL SOLUTIONS

Proforma Plus & Productivity : 

Proforma Plus & Productivity We side with bank motives and use an investment banking perspective on the financial analysis. Final result is to improve bank productivity & utilize bank resources. You win – we win. Let us process, you analyze. Blurred line. (chairs story) STONEBRIDGE FINANCIAL SOLUTIONS

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Proforma Plus Strengths Stress testing. Standard reviews. FCF after WC expansion. Incremental profit analysis. Accrual , depreciation, asset base changes year over year. Business owners equity risk. How is WC being financed. Liquidity benchmark reporting. Seamless Uses & Sources Report. Comments on reporting procedures. Return on invested capital. Interim numbers to plan. Profit reporting procedures. Open access for custom work. Web seminar training. Unlimited support. Commercial property model. STONEBRIDGE FINANCIAL SOLUTIONS

Applications & Cost Comparison : 

Applications & Cost Comparison

Key benefits of Proforma Plus : 

Key benefits of Proforma Plus Get a professional detailed report every time. Get answers to balance sheet and cash flow issues. Receive a market driven valuation for exposure risk. Determine liquidity compared to industry. Test how loan and distribution impacts cash flow. Follow the balance sheet trends and spot problem areas. GAAP flexibility on reporting, real or not. Practical & cost effective. Improve efficiencies, limit exposure. Quickly get a clear vision of the business. Incredibly easy to use. 30-60 minutes tops! STONEBRIDGE FINANCIAL SOLUTIONS

Next Steps, Free Trial : 

Next Steps, Free Trial We want to build a long term relationship by offering a quality product at a compelling value. Train bank personnel through web based seminar. Receive unlimited support, quick response. If you need other useful tools, we will add them to the next version, no charge. Proforma Plus, offering professional reports, value, customization and access. STONEBRIDGE FINANCIAL SOLUTIONS