The Problem :
The Problem Deficiency Judgment Ruin Credit for years
Personal Liability
Debt DEFICIENCY Property Value Mortgage Debt Negative Equity
The Solutions :
The Solutions Loan Modification
Foreclosure Defense
Deed in Lieu
Short-sale
Loan Modification :
Loan Modification Mortgage
Debt Property
Value DEFICIENCY Payments Negative
Equity Property is still worth less than the Mortgage Deficiency Judgment
Foreclosure Defense :
Foreclosure Defense Mortgage
Debt Property
Value DEFICIENCY Attorney Hired to make sure your rights are being kept The Foreclosure process is delayed but at some point other venues must be pursued to avoid the deficiency judgment Deficiency Judgment
Deed en Lieu :
Deed en Lieu Mortgage
Debt Property
Value DEFICIENCY Turn property over to the Lender The lender might still seek a judgment against you for the deficiency once the property is sold Deficiency Judgment
Regular Short-Sale :
Regular Short-Sale Mortgage
Debt Property
Value DEFICIENCY Sell property for current market value The lender might still seek a judgment against you for the deficiency Realtor Deficiency Judgment
OCEANFIRST Short-Sale :
OCEANFIRST Short-Sale Property
Value DEFICIENCY OceanFirst uses its experience and extensive database to sell the property Attorney defends you against foreclosure and gains leverage on your lender so that the deficiency may be released. RELEASE FROM DEFICIENCY
Take Action :
Take Action Call now and get all your questions answered
305 532-5400
robertobalcker@yahoo.com