25 June 2009 - Wealthy Frog

Property Update : 

1 Property Update

DisclaimerThe information presented today is of a general nature and does not take into account individual situations, needs or goals.Before taking any action as a result of any information gathered from this presentation you should consider whether it is appropriate to your particular circumstances; Wealthyfrog strongly recommends that you seek qualified, independent professional advice.Wealthyfrog AFSL is licensed by ASIC to provide financial advice; Wealthyfrog AFSL and its related parties have no industry affiliations and have no bias towards any particular investment products. Wealthyfrog AFSL Pty Ltd., AFSL 276895 ACN 101 092 228.www.wealthyfrog.com.au : 

2 DisclaimerThe information presented today is of a general nature and does not take into account individual situations, needs or goals.Before taking any action as a result of any information gathered from this presentation you should consider whether it is appropriate to your particular circumstances; Wealthyfrog strongly recommends that you seek qualified, independent professional advice.Wealthyfrog AFSL is licensed by ASIC to provide financial advice; Wealthyfrog AFSL and its related parties have no industry affiliations and have no bias towards any particular investment products. Wealthyfrog AFSL Pty Ltd., AFSL 276895 ACN 101 092 228.www.wealthyfrog.com.au

Slide 3: 

3 If you’re thinking Property, think Morpheus Property! Property Update for…

Expert Advice : 

4 Expert Advice

What’s covered today? : 

5 What’s covered today? Introduction What are we buying? Getting focused! Market update Q & A

Introduction : 

6 Introduction Morpheus Property Guy Clarke Martyn Fleming Our role in a nutshell...

What are we buying? : 

7 What are we buying? Your next property purchase:

What are we buying? : 

8 What are we buying? Residential Property Owner-occupied

What are we buying? : 

9 What are we buying? Residential Property Investor

What are we buying? : 

10 What are we buying? Residential Property Investor

What are we buying? : 

11 What are we buying? Residential Property Developer

Getting focused!!! : 

12 Getting focused!!! When do I plan to buy? ? ? ? ? ? ? ? ?

Getting focused!!! : 

13 Getting focused!!! Objectives How do you plan to benefit from your purchase? Write them down!! This will help you stay focused when looking for the right property

Getting focused!!! : 

14 Getting focused!!! Finance What is my borrowing capacity? What is my ideal purchase price? Fixed or variable (or a bit of both)?

Getting focused!!! : 

15 Getting focused!!! Information to support my decision Different for everyone What do I need to know? Where am I going to get it?

National Snapshot Key Policy Changes : 

16 National Snapshot Key Policy Changes Land Tax - 2005/06 Self Managed Super Funds - 2007 First Home Owners Grant - 2008 Stamp duty threshold - 2008 ATO’s view of hybrid trusts – 2008 Govt’s $10b economic security strategy

National Snapshot Finance : 

17 National Snapshot Finance Tightening of lending policies LVRs are increasing ‘Lo Doc’ is no longer Lo Doc… Less forgiving of poor credit history Some products removed

NationalSnapshot : 

18 NationalSnapshot Inflation GDP Cash rate

National SnapshotHome loans : 

19 National SnapshotHome loans

National SnapshotMedian House Prices : 

20 National SnapshotMedian House Prices Australia (2008): Median dwelling values declined by 1.24% (houses – 1.55%, units – 0.29%)

National SnapshotMedian House Prices - Brisbane : 

21 National SnapshotMedian House Prices - Brisbane

National SnapshotMedian House Prices - Sydney : 

22 National SnapshotMedian House Prices - Sydney

National SnapshotMedian House Prices - Melbourne : 

23 National SnapshotMedian House Prices - Melbourne

National SnapshotMedian House Prices - Adelaide : 

24 National SnapshotMedian House Prices - Adelaide

National SnapshotMedian House Prices - Perth : 

25 National SnapshotMedian House Prices - Perth

National SnapshotMedian House Prices - Canberra : 

26 National SnapshotMedian House Prices - Canberra

National SnapshotCapital growth predictions : 

27 National SnapshotCapital growth predictions

National SnapshotMedian house prices in your area? : 

28 National SnapshotMedian house prices in your area? www.ourbrisbane.com/suburbs

National SnapshotMedian house prices in your area? : 

29 National SnapshotMedian house prices in your area? www.rpdata.com.au

National SnapshotMedian house prices in your area? : 

30 National SnapshotMedian house prices in your area? www.pdslive.com.au

National SnapshotGross Yield - Brisbane : 

31 National SnapshotGross Yield - Brisbane Houses = 4.6% Units = 5.4%

National SnapshotAuction Clearance Rates : 

32 National SnapshotAuction Clearance Rates

National SnapshotPopulation : 

33 National SnapshotPopulation

National SnapshotDwellings : 

34 National SnapshotDwellings

National SnapshotEmployment : 

35 National SnapshotEmployment Expected to peak between 7-8% mid next year

Market Update : 

36 Market Update Residential Market Good market conditions for investors Busy market in first home owner’s price range Slower in higher price ranges, but is picking up Low interest rates Great deal of stock to choose from

Morpheus Property Solutions : 

37 Morpheus Property Solutions We save our client’s Time, Money and Stress We buy the Right Property at the Right Price If you’re thinking Property, think Morpheus Property!

Questions&Discussion! : 

38 Questions&Discussion!