logging in or signing up state bank of india rajsawant47 Download Post to : URL : Related Presentations : Let's Connect Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Copy embed code: Embed: Flash iPad Dynamic Copy Does not support media & animations Automatically changes to Flash or non-Flash embed WordPress Embed Customize Embed URL: Copy Thumbnail: Copy The presentation is successfully added In Your Favorites. Views: 2348 Category: Business & Fin.. License: All Rights Reserved Like it (2) Dislike it (3) Added: September 19, 2010 This Presentation is Public Favorites: 2 Presentation Description sbi synopsis Comments Posting comment... By: RAJ00UP (35 month(s) ago) GUD..... Saving..... Post Reply Close Saving..... Edit Comment Close By: meghanahamsagar (39 month(s) ago) sir as i am doin my BBM project at SBI banglore regarding the NPAs i would require this ppt for reference. Saving..... Post Reply Close Saving..... Edit Comment Close Premium member Presentation Transcript Slide 1: A STUDY ON NON PERFORMING ASSETS IN STATE BANK OF INDIA AT VISAKHAPATNAM Slide 2: INTRODUCTION Non Performing Asset means a loan or an account of borrower, which has been classified by a bank or financial institution as sub-standard, doubtful or loss asset, in accordance with the directions or guidelines relating to asset classification issued by RBI. NPAs are of three types. Substandard assets Doubtful assets Loss assets Slide 3: COMPANY PROFILE The state bank of India was established on 1st july1955 at Mumbai. It has 14 local head offices ,57 zonal offices and more than 16,000 branches all over the India. It has more then 12,000 ATM’s. There are 8 subsidiaries. The bank had a total strength of 2,05,896 employees. Slide 4: NEED OF THE STUDY Identify the extent of impact of NPA’s on performance of the branches of SBI in the Visakhapatnam. Identify the pre-details of the borrowers before sanctioning the loans. Slide 5: OBJECTIVES OF THE STUDY To study the past trends of NPA. To evaluate NPA level in different branches. To know the reasons for NPA’s. To learn the preventive measures . To understand the impact of NPA’s on the operations of bank. To know what are the steps taken by Indian bank sector to reduce the NPA’s Slide 6: RESEARCH METHODOLOGY Primary data: Discussion with the branch managers. Discussion with the borrowers. Secondary data: Data is collected from printed materials. Websites related to the banking sector. News papers ,magazines. Slide 7: LIMITATIONS OF THE STUDY The study was entirely based on the information provided by the branches of SBI from their records. The branches are not providing sufficient information about the NPA’s. FINDINGS It is observed that the NPA’s ratio is less compare to others. There is no increase in NPA’s so there should be no effect of reduction of provisions from the profitability of SBI. It is found that SBI requires less provisioning requirements for the recovery of NPA’s. Slide 8: SUGGESTIONS There should be a proper pre-enquiry by the bank before sanctioning a loan to customer. The special accounts should be made of the clients where monthly loans concentration reports should be made. Slide 9: CONCLUSION NPA is one of the biggest problem that the public sector banks are facing today. NPA’s are the loss assets for the banks. The high NPA ratio indicates the high quantity of risky assets in the bank. Slide 10: Thank you…. You do not have the permission to view this presentation. In order to view it, please contact the author of the presentation.