mcb project

Bank Accounts:

Bank Accounts Presented By Hassan shafiq L1F10MBBF0036 Ambreen rasheed L1F10MBBF2004

History of Bank:

History of Bank Bank" is commonly regarded as derived from the Italian word banco, a bench the Jews in Lombardy having benches in the market-place for the exchange of money and bills

Introduction of Mcb:

I ntroduction of Mcb About us Our mission and vision Our values Achievements Mcb tower

About us:

About us MCB was incorporated by the Adamjee Group on July 9, 1947, under the Indian Companies Act, VII of 1913 as a limited company. NATIONALIZATION: The bank was nationalized in 1974 during the government of Zulfikar Ali Bhutto. PRIVITIZATION: MCB was the first bank to privatized in 1991.

Our mission and vision:

Our mission and vision Vision Statement: To be the leading financial services provider, partnering with our customers for a more prosperous and secure future. Mission Statement: We are a team of committed professionals, providing innovative and efficient financial solutions to create and nurture long-term relationships with our customers. In doing so, we ensure that our shareholders can invest with confidence in us.

Our values:

Our values Integrity Respect Excellence Customer centricity innovation

Achievement:

Achievement Euro money Awards: Best Bank In Asia Award 2008 Best Bank In Pakistan Award 2006 Best Bank In Pakistan Award 2005 Best Bank In Pakistan Award 2004 Asia Money Award: The Best Domestic Commercial Bank Award 2005 The Best Domestic Commercial Bank Award 2004

Mcb Tower:

Mcb Tower It is the tallest building in Pakistan . It is about 116 m tall Commercial Bank. and contains 29 floors and 3 basements. Construction began in 2000 and was completed in 2005 MCB Tower situated in Karachi , Pakistan is the headquarters of MCB

Features of MCB :

Features of MCB Online service Account Loans Cards ATMs Current account Business sarmaya Smart card Saving account Basic account Personal loans Debit card Mcb sms Banking Saving 365 gold Car for you Mcb visa Call Centre saving xtra account Bill Payments

MCB ATM Services:

MCB ATM Services Card categories MCB ATM Regular Card withdrawal of up to Rs.15,000 per day and a maximum of 3 withdrawals per day per card. MCB ATM Gold Card withdrawal up to Rs. 25,000 per day and a maximum of 6 withdrawals per day per card

Mcb sms Banking:

Mcb sms Banking Banking at your Fingertips Account Balance Inquiry. Account Mini Statement (last 5 transactions). View Credit Cards bill. A Free Service MCB SMS Banking is a free service for all MCB account holders. However, standard SMS charges levied by your service provider are applicable.

Call center:

C all center The state of the art MCB call center is the right choice to keep you in step with your ever hectic schedule by providing you services relating to your account. Our well-abreast and friendly call center team is available 24 x 7, 365 days a year for your convenience as: Atms locations Accounts opening procedures Accounts bal inquiry 24 hour complaints registration

Bill payment:

B ill payment Mcb bill payment Mcb easy bill pay offers unmatched convenience to pay your utility and mobile phone bills or recharged your prepaid mobile phone account anywhere, anytime with security and peace of mind. Mcb is the only bank that offers you three convenient options of making those payments to PTCL,KESC, MOBILINK, U FONE,HESCO Pay with Mcb ATM Pay through Mcb virtual Pay through Mcb call center

Basic banking account:

B asic banking account This product has been introduced to facilitate the low income group as well as existing account holder who wish to convert there regular saving or current account into basic banking accounting. Key points Open a BBA with Rs 1000 only No minimum balance maintenance requirements No monthly account maintaining charges

Current account:

C urrent account Low minimum balance requirements Unlimited cash deposit and withdrawal facility at hundred of branches nationwide Use your Mcb smartcard to shop at thousands of merchants across Pakistan Lockers and other affordable transactional facilities

Saving 365 gold:

S aving 365 gold The higher your balance, the higher your rate. Profit calculated on daily basis. Profit paid into your account every month. Open your account with Rs. 500,000/- only. Cash deposit and withdrawal facility at hundreds of branches nationwide

Saving Xtra account:

S aving Xtra account Grow with MCB Xtra by saving more and earning greater profit. MCB Savings Xtra Account offers you a wide range of attractive profit rates KEY POINTS The higher your balance, the higher your profit. Now avail attractive rates up to 8.5%.* Profit calculated on monthly basis. 50% Discount on Lockers.

Mcb business sarmaya (Business set to life set):

M cb business sarmaya (Business set to life set) Flexible Running finance facility, to use as and when you want. Financing up to Rs. 20 million Pay back when you want High loan amount Loans up to 70% of the value of your house / flat Existing customer Get discounts if you are already a customer of similar facility at another bank

Mcb car 4 U:

M cb car 4 U Flexible Option for financing or leasing Financing tenures from 1 to 7 years Financing up to Rs. 25 laces Option for new as well as used cars Affordable Minimum 20% down payments Availability Currently available in the following cities: Karachi, Lahore, Rawalpindi, Islamabad

Personal loans:

P ersonal loans Flexible Borrow up to Rs.1,000,000/- 1-5 year tenures Affordable Equal monthly installments Lower interest rates Excising customer Get greater loan limits if you have been an existing MCB Branch customer for more than 6 months

Smart card/debit card:

S mart card/debit card The convenience and flexibility of MCB Smartcard will help you live a smarter life. Your balance is always within your reach and you spend accordingly. It provides 24-hour direct access to your bank account.

Mcb visa:

M cb visa MCB Visa is not just another card in your wallet. It not only provides the conventional credit card services in a manner that is superior in comparison, but goes an extra mile. Key features 27 million acceptance locations worldwide. Turning shopping into much more exciting experience

Finincial analysis:

F inincial analysis Top ten bank in Pakistan by their size of asset National bank of Pakistan 944232762 Habib bank limited 820981347 United bank limited 619744051 Mcb bank limited 509233058 Allied bank limited 418374331 Bank Aflalah limited 389070055 St. bank (pakitsan) limited 312874212 Askaribank limited 254327466 Bank Al- Habib limited 249806600 Habib metropoliton bank limited 237412230

Slide 25:

Mcb vs Mezan bank

Mcb vs Mezan bank:

Mcb vs Mezan bank Mcb branches Mezan bank branches No. of branches 900 ATM 300 Net asset 79204209 No. of branches 222 ATM 175 Net asset 11079991

Slide 29:

Mcb vs standard chartered bank

Mcb vs standard chartered bank:

Mcb vs standard chartered bank Mcb branches standard chartered branches No. of branches 900 ATM 300 Net asset 79204209 No. of branches 165 ATM 200 Net asset 51073144