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The Best CD Rates are from the 5 year CD that is earning an APY of 1.56% and 1.58%. These same deposit amounts, terms and CD rates are also accurate for the IRA CDs and the Coverdell Education Accounts with terms of 1 year thru 5 years. All of the deposits are insured by the FDIC for amounts up to $250,000. These are fixed rate and term CDs that have a penalty fee for any early withdraw. These State Farm CD rates were posted on January 18, 2012 but are subject to change without notice. In order to understand further regarding the Highest CD Rates, Current CD Rates, Best CD Rates, Bank CD Rates, best money saving options, TD Bank CD Rates, Chase CD Rates, Bank Rates and CD Rates, Check Out http://highestcdratesinfo.wordpress.com Article Source - http://www.highestcdratesinfo.com/state-farm-bank-cd-rates-january-2012-update