Why do You Need to Know About PMAY Housing for All Scheme

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The PMAY or Pradhan Mantri Awas Yojana housing program is a major government initiative which aims to provide housing and shelter for people who is weaker in economic sectors.

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What is the PMAY Housing Scheme? The PMAY or Pradhan Mantri Awas Yojana housing program is a major government initiative which aims to provide housing and shelter for people who is weaker in economic sectors. The PMAY project was launched in 2015 and it is estimated that the central government will provide 2 trillion rupees. The project has signed a number of independent home builders and has built more than 200 million homes and can be purchased or leased at a highly affordable government credit-linked subsidy rate.

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Know About the Mission The main goal of the PMAY housing program is to provide adequate housing and shelter for all. The task is divided into four sub-goals. These are - in situ slum reconstruction with private sector involvement, affordable housing through credit-linked subsidies, and affordable housing combined with private and public sector and beneficiary housing construction/improvement. In order to successfully achieve these goals, the central currency assistance of 100,000 to 23,000 rupees has been secured.

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Eligibility for the PMAY Scheme The PMAY scheme caters mostly to people belonging to economically weaker backgrounds. Based on their annual household incomes, the groups that are eligible for PMAY include – Economically Weaker Section (EWS) – Annual income < 3 Lakhs Lower Income group (LIG ) – 3 Lakhs < Annual Income < 6 Lakhs Middle Income group (MIG) 1 – Annual income < 12 Lakhs Middle Income Group 2 – 12 Lakhs < Annual income < 18 Lakhs

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Major Attractions in the Scheme Subsidy interest rate to be given at 6.5% on housing loan for the term of 15 years to all the beneficiaries For ground floors, differently abled and senior citizens will be given preference Sustainable and eco-friendly technologies are employed for construction Includes entire urban areas in the country with first priority given to 500 Class I cities To be executed in 3 phases. The credit linked subsidy to be implemented in all statutory towns from the initial stages itself

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Conclusion All the houses were developed under the PM Awas Yojna project of NCR in Delhi, and the rest of India was built on the basis of the safety and security of the residents. These buildings are designed to meet the necessary safety requirements to cope with natural disasters such as earthquakes, floods, cyclones, and landslides. The best buildings built under the pmay housing for all also provide high-tech 24x7 surveillance through CCTV cameras to ensure the safety of all residents.

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For more info, visit us https://www.wavecity.in/about-wave-city/pradhan-mantri-awas-yojana-en

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