logging in or signing up Mcb final misschulbuly Download Post to : URL : Related Presentations : Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Uploaded from authorPOINT lite Insert YouTube videos in PowerPont slides with aS Desktop Copy embed code: (To copy code, click on the text box) Embed: URL: Thumbnail: WordPress Embed Customize Embed The presentation is successfully added In Your Favorites. Views: 664 Category: Education License: All Rights Reserved Like it (4) Dislike it (0) Added: December 09, 2010 This Presentation is Public Favorites: 2 Presentation Description No description available. Comments Posting comment... By: shaisahmed (12 month(s) ago) Can i download it or not.... if yes.......... then plz tell me how to download it.....??? Saving..... Post Reply Close Saving..... Edit Comment Close By: shaisahmed (12 month(s) ago) how can download it.... Saving..... Post Reply Close Saving..... Edit Comment Close By: sadgi_f (16 month(s) ago) i want 2 download it Saving..... Post Reply Close Saving..... Edit Comment Close By: raja_janii (17 month(s) ago) i like it......................i want to download it............ Saving..... Post Reply Close By: raja_janii (17 month(s) ago) how i can download it?????? plz help me... Saving..... Edit Comment Close Premium member Presentation Transcript Slide 2: Professor Riaz Ahmed Mian Mahliqa Nasir 84 Nasiba waris 109 Syeda Aneeza Hassan 149 PRESENTED TO: PRESENTED BY: Slide 3: Today’s topic of discussion is MUSLIM COMMERCIAL BANK And we are presenting here under the head of Banking and Finance Management Slide 4: A bank is a financial institution which deals with money and credit. It is an intermediate between two parties. A bank is a firm that takes deposits from household, firms and makes loans to household and firms. INTRODUCTION TO ORGANIZATION BANK Slide 5: MCB is one of the leading banks of Pakistan with a deposit base of about Rs. 280 billion and total assets of around Rs.300 billion. Incorporated in 1947, MCB soon earned the reputation of a solid and conservative financial institution managed by expatriate executives. Challenging and Changing the Way you Bank. MCB Bank’s team of committed professionals is dedicated to maintaining long term customer relationships through outstanding service and convenience. ABOUT MCB VISION STATEMENT MISSION STATEMENT Slide 6: Muslim Commercial Bank Ltd. Unfold 57-years’ growth. MCB is not an overnight success story. The bank started corporate life in Calcutta on July 9, 1947. After the partition of the Indo-Pak Subcontinent, the bank moved to Dhaka from where it commenced business in August 1948. In 1956, the Bank transferred it Registered office to Karachi, where the Head Office is presently located. Thus, the bank inherits a 57-years legacy of trust in its customers and the citizens of Pakistan. HISTORY Slide 7: Main Muhammad Mansha (Chairman and chief executive Mr. S. M. Muneer (Vice Chairman) Mr. Tariq Raffia Sheikh Mukhtar Ahmed Mr. Mohammed Arshad Mr. Shahzad Saleem Mr. Raza Mansha Mr. Sarmed Amin Mian Umer Mansha Mr. Mushtaq Ahmed Malik Mr. Mohammed Aftab Manzoor President & Chief Executive The board of directors has the authority in guiding Bank affairs and in making general policies. ORGANIZATION STRUCTURE EXECUTIVES BOARD OF DIRECTORS Slide 8: General Banking Operation Department Credit Department Foreign Exchange Department DEPARTMENTS Slide 9: This department is divided into four sections: 1. DEPOSIT SECTOIN 3. REMITTANCE SECTION 2. CASH SECTION 4. CLEARING SECTION GENERAL BANKING DEPARTMENT FUNCTIONS Slide 10: Online Services Accounts Loans Cards Travellers’s Cheque SERVICES/ PRODUCTS Slide 11: ATM Mobile Banking Call Center Bill Payments ONLINE SERVICES Slide 12: ATM REGULAR CARD CARD CATEGORIES MCB ATM GOLD CARD The MCB ATM Regular Card allows withdrawal of up to Rs. 10,000 per day and a maximum of 3 withdrawals per day per card. The MCB ATM Gold Card allows withdrawal up to Rs. 25,000 per day and a maximum of 6 withdrawals per day per card. The cardholder has to make at least two transactions to withdraw the full amount of Rs. 25,000. Slide 13: At the forefront of technological excellence, MCB proudly introduces MCB MOBILE BANKING. The convenience of accessing your account balance information and mini statements whenever you want or wherever you may need them, with comfort and peace of mind. MCB Mobile Banking service is available to all MCB ATM cardholders, 24 hours - 365 days. Just call our Help Line on 111-000-MCB (622) or any MCB online branch for assistance... MOBILE BANKING Slide 14: The state of the art MCB call center is the right choice to keep you in step with your ever hectic schedule by providing you services relating to your account and Smart card at any point in time. Our well-abreast and friendly call center team is available 24 x 7, 365 days a year to ensure that your daily financial obligations are taken care of guaranteeing you a good night’s sleep. Welcome to the MCB PHONE BANKING Experience: 111-000-MCB (622)! CALL CENTERS Slide 15: MCB easy bill pay offers unmatched convenience to pay your utility and mobile phone bills or re-charge your prepaid mobile phone accounts anywhere, anytime with security and peace of mind. MCB is the only bank that offers you 3 convenient options of making bill payments to PTCL, SSGC, KESC, Instaphone, Mobilink, Paktel and Ufone. So, save your precious time by avoiding long queues and pay your bills through MCB Easy Bill Pay. Pay with MCB ATM Pay through MCB Virtual Pay through MCB Call Centre MCB BILL PAYMENTS BILL PAYMENTS Slide 16: NASIBA WARIS ROLL NO. 109 Slide 17: MCB IS OFFERING FOLLOWING ACCOUNTS PKR ACCOUNTS SAVING ACCOUNTS BASIC SAVING FOREIGN ACCOUNTS PLS DECLARED RATES ENHANCED SAVING ACCOUNTS TYPES OF ACCOUNTS Slide 18: The more you praise and celebrate your life, the more there is in life to celebrate.” MCB Personal Loan shortens the distance between your dreams and your celebrations. It is fast, flexible and affordable MCB Pyara Ghar now provides you with all you want as you can renovate your existing home, buy or construct a dream house that you always envisioned for you and your family. After all, "Apna Ghar... Pyara Ghar" PERSONAL LOAN MCB PYARA GHAR LOANS Slide 19: MCB Car4U can give you all ... MCB Car4U through its flexibility, affordability, speed and other Special Benefits makes you keep up with the fast pace of life ... because we know Kahin na Kahin tau Hai.. 1 Car4U. MCB Business Sarmaya offers a running finance facility against your house/flat and is the best way to resolve all your cash flow problems. BUSINESS SARMAYA CAR 4 U Slide 20: MCB Visa is not just another card in your wallet. It not only provides the conventional credit card services in a manner that is superior in comparison, but goes an extra mile. MCB now brings you MCB Smartcard -a secure and convenient instrument of payment with unmatched functionalities. It provides 24-hour direct access to your bank account. SMART /DEBIT CARD MCB VISA CARDS Slide 21: MCB Offering Two cheques in this regard i.e. MCB Rupee Traveler's Cheques were first introduced in 1993 as safe cash for traveling and travel related purposes. MCB Rupee Traveler's Cheques- The safest way to Carry Cash MCB Gift Cheques, eliminates guesswork in trying to find out the perfect Gift for any occasion birthdays, wedding, graduation and religious festivals. TRAVELLER’S CHEQUE RUPEE TRAVELLER’S GIFT CHEQUE FINANCIAL ANALYSIS : FINANCIAL ANALYSIS Slide 31: SYEDA ANEEZA HASSAN ROLL NO. 149 Slide 32: Swot Analysis MCB is one of the best domestic Bank in Pakistan .Its major strength is its large branch network with 946 branches throughout the country MCB has 158 online branches. It has AA+ rating for long term and A1+ for short term by PACRA showing high credit quality and low credit risk. It has lowest average deposit rates It has a high consumer loan growth rate. MCB has the highest Net Interest Margin compared to HBL, NBP etc. STRENGTHS Slide 33: Overstaffing is one of the major problems of MCB. Now MCB is offering different golden handshake scheme to reduce its employee. This can cause negative impact on working employee. In some potential areas ATM is not present. Though its investments are increasing but 40% are confined to investment in government securities only. This reduces its returns. It has an increasing rate of NPLs (from 4.67% to 6.69%). Promotions are mainly on seniority basis. WEAKNESSES Slide 34: MCB has opportunity to install ATM all over the country to provide 24 hour cash facility to its customers. MCB has opportunity to online all its branches to facilitate E-Commerce. As the Government is trying to increase industrialization in Pakistan MCB has opportunity to attract business community by offering different product and services. MCB can attract customers by offering them high profit rates and introduced new product and services. OPPORTUNITIES Slide 35: Foreign banks are increasing in Pakistan which is offering new product and services. This is a threat for MCB. Political uncertainty is also a threat for MCB. Because of this foreign investors are afraid of investing in Pakistan. Decline in private and public sector credit due to tight monetary policies Terrorism is also a threat for the bank as it reduces the foreign investment in the country. Downsizing is also a threat for MCB employee as they feel insecure about their job. THREATS Slide 36: TRUST CUSTOMER FOCUS INNOVATION TEAMWORK ACHIEVEMENT GENERAL RESPONSIBILITY Social Responsibilities of MCB Slide 37: All the branches should be online. Quality customer service is very important in banking. More Foreign branches should be opened instead on relaying on local branches. In branches each member of staff is appointed on a single position instead of working on two seats. This is mostly happens when an employee go for leave of two or three months. The management should follow equal employment opportunity especially in case of women and special people An effective recovery system should be adopted in order to low the increasing bad debt. MCB should increase its product line in order to compete with foreign banks. Recommendations Slide 38: ANY QUESTION Slide 39: This Is All About MCB You do not have the permission to view this presentation. In order to view it, please contact the author of the presentation.
Mcb final misschulbuly Download Post to : URL : Related Presentations : Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Uploaded from authorPOINT lite Insert YouTube videos in PowerPont slides with aS Desktop Copy embed code: (To copy code, click on the text box) Embed: URL: Thumbnail: WordPress Embed Customize Embed The presentation is successfully added In Your Favorites. Views: 664 Category: Education License: All Rights Reserved Like it (4) Dislike it (0) Added: December 09, 2010 This Presentation is Public Favorites: 2 Presentation Description No description available. Comments Posting comment... By: shaisahmed (12 month(s) ago) Can i download it or not.... if yes.......... then plz tell me how to download it.....??? Saving..... Post Reply Close Saving..... Edit Comment Close By: shaisahmed (12 month(s) ago) how can download it.... Saving..... Post Reply Close Saving..... Edit Comment Close By: sadgi_f (16 month(s) ago) i want 2 download it Saving..... Post Reply Close Saving..... Edit Comment Close By: raja_janii (17 month(s) ago) i like it......................i want to download it............ Saving..... Post Reply Close By: raja_janii (17 month(s) ago) how i can download it?????? plz help me... Saving..... Edit Comment Close Premium member Presentation Transcript Slide 2: Professor Riaz Ahmed Mian Mahliqa Nasir 84 Nasiba waris 109 Syeda Aneeza Hassan 149 PRESENTED TO: PRESENTED BY: Slide 3: Today’s topic of discussion is MUSLIM COMMERCIAL BANK And we are presenting here under the head of Banking and Finance Management Slide 4: A bank is a financial institution which deals with money and credit. It is an intermediate between two parties. A bank is a firm that takes deposits from household, firms and makes loans to household and firms. INTRODUCTION TO ORGANIZATION BANK Slide 5: MCB is one of the leading banks of Pakistan with a deposit base of about Rs. 280 billion and total assets of around Rs.300 billion. Incorporated in 1947, MCB soon earned the reputation of a solid and conservative financial institution managed by expatriate executives. Challenging and Changing the Way you Bank. MCB Bank’s team of committed professionals is dedicated to maintaining long term customer relationships through outstanding service and convenience. ABOUT MCB VISION STATEMENT MISSION STATEMENT Slide 6: Muslim Commercial Bank Ltd. Unfold 57-years’ growth. MCB is not an overnight success story. The bank started corporate life in Calcutta on July 9, 1947. After the partition of the Indo-Pak Subcontinent, the bank moved to Dhaka from where it commenced business in August 1948. In 1956, the Bank transferred it Registered office to Karachi, where the Head Office is presently located. Thus, the bank inherits a 57-years legacy of trust in its customers and the citizens of Pakistan. HISTORY Slide 7: Main Muhammad Mansha (Chairman and chief executive Mr. S. M. Muneer (Vice Chairman) Mr. Tariq Raffia Sheikh Mukhtar Ahmed Mr. Mohammed Arshad Mr. Shahzad Saleem Mr. Raza Mansha Mr. Sarmed Amin Mian Umer Mansha Mr. Mushtaq Ahmed Malik Mr. Mohammed Aftab Manzoor President & Chief Executive The board of directors has the authority in guiding Bank affairs and in making general policies. ORGANIZATION STRUCTURE EXECUTIVES BOARD OF DIRECTORS Slide 8: General Banking Operation Department Credit Department Foreign Exchange Department DEPARTMENTS Slide 9: This department is divided into four sections: 1. DEPOSIT SECTOIN 3. REMITTANCE SECTION 2. CASH SECTION 4. CLEARING SECTION GENERAL BANKING DEPARTMENT FUNCTIONS Slide 10: Online Services Accounts Loans Cards Travellers’s Cheque SERVICES/ PRODUCTS Slide 11: ATM Mobile Banking Call Center Bill Payments ONLINE SERVICES Slide 12: ATM REGULAR CARD CARD CATEGORIES MCB ATM GOLD CARD The MCB ATM Regular Card allows withdrawal of up to Rs. 10,000 per day and a maximum of 3 withdrawals per day per card. The MCB ATM Gold Card allows withdrawal up to Rs. 25,000 per day and a maximum of 6 withdrawals per day per card. The cardholder has to make at least two transactions to withdraw the full amount of Rs. 25,000. Slide 13: At the forefront of technological excellence, MCB proudly introduces MCB MOBILE BANKING. The convenience of accessing your account balance information and mini statements whenever you want or wherever you may need them, with comfort and peace of mind. MCB Mobile Banking service is available to all MCB ATM cardholders, 24 hours - 365 days. Just call our Help Line on 111-000-MCB (622) or any MCB online branch for assistance... MOBILE BANKING Slide 14: The state of the art MCB call center is the right choice to keep you in step with your ever hectic schedule by providing you services relating to your account and Smart card at any point in time. Our well-abreast and friendly call center team is available 24 x 7, 365 days a year to ensure that your daily financial obligations are taken care of guaranteeing you a good night’s sleep. Welcome to the MCB PHONE BANKING Experience: 111-000-MCB (622)! CALL CENTERS Slide 15: MCB easy bill pay offers unmatched convenience to pay your utility and mobile phone bills or re-charge your prepaid mobile phone accounts anywhere, anytime with security and peace of mind. MCB is the only bank that offers you 3 convenient options of making bill payments to PTCL, SSGC, KESC, Instaphone, Mobilink, Paktel and Ufone. So, save your precious time by avoiding long queues and pay your bills through MCB Easy Bill Pay. Pay with MCB ATM Pay through MCB Virtual Pay through MCB Call Centre MCB BILL PAYMENTS BILL PAYMENTS Slide 16: NASIBA WARIS ROLL NO. 109 Slide 17: MCB IS OFFERING FOLLOWING ACCOUNTS PKR ACCOUNTS SAVING ACCOUNTS BASIC SAVING FOREIGN ACCOUNTS PLS DECLARED RATES ENHANCED SAVING ACCOUNTS TYPES OF ACCOUNTS Slide 18: The more you praise and celebrate your life, the more there is in life to celebrate.” MCB Personal Loan shortens the distance between your dreams and your celebrations. It is fast, flexible and affordable MCB Pyara Ghar now provides you with all you want as you can renovate your existing home, buy or construct a dream house that you always envisioned for you and your family. After all, "Apna Ghar... Pyara Ghar" PERSONAL LOAN MCB PYARA GHAR LOANS Slide 19: MCB Car4U can give you all ... MCB Car4U through its flexibility, affordability, speed and other Special Benefits makes you keep up with the fast pace of life ... because we know Kahin na Kahin tau Hai.. 1 Car4U. MCB Business Sarmaya offers a running finance facility against your house/flat and is the best way to resolve all your cash flow problems. BUSINESS SARMAYA CAR 4 U Slide 20: MCB Visa is not just another card in your wallet. It not only provides the conventional credit card services in a manner that is superior in comparison, but goes an extra mile. MCB now brings you MCB Smartcard -a secure and convenient instrument of payment with unmatched functionalities. It provides 24-hour direct access to your bank account. SMART /DEBIT CARD MCB VISA CARDS Slide 21: MCB Offering Two cheques in this regard i.e. MCB Rupee Traveler's Cheques were first introduced in 1993 as safe cash for traveling and travel related purposes. MCB Rupee Traveler's Cheques- The safest way to Carry Cash MCB Gift Cheques, eliminates guesswork in trying to find out the perfect Gift for any occasion birthdays, wedding, graduation and religious festivals. TRAVELLER’S CHEQUE RUPEE TRAVELLER’S GIFT CHEQUE FINANCIAL ANALYSIS : FINANCIAL ANALYSIS Slide 31: SYEDA ANEEZA HASSAN ROLL NO. 149 Slide 32: Swot Analysis MCB is one of the best domestic Bank in Pakistan .Its major strength is its large branch network with 946 branches throughout the country MCB has 158 online branches. It has AA+ rating for long term and A1+ for short term by PACRA showing high credit quality and low credit risk. It has lowest average deposit rates It has a high consumer loan growth rate. MCB has the highest Net Interest Margin compared to HBL, NBP etc. STRENGTHS Slide 33: Overstaffing is one of the major problems of MCB. Now MCB is offering different golden handshake scheme to reduce its employee. This can cause negative impact on working employee. In some potential areas ATM is not present. Though its investments are increasing but 40% are confined to investment in government securities only. This reduces its returns. It has an increasing rate of NPLs (from 4.67% to 6.69%). Promotions are mainly on seniority basis. WEAKNESSES Slide 34: MCB has opportunity to install ATM all over the country to provide 24 hour cash facility to its customers. MCB has opportunity to online all its branches to facilitate E-Commerce. As the Government is trying to increase industrialization in Pakistan MCB has opportunity to attract business community by offering different product and services. MCB can attract customers by offering them high profit rates and introduced new product and services. OPPORTUNITIES Slide 35: Foreign banks are increasing in Pakistan which is offering new product and services. This is a threat for MCB. Political uncertainty is also a threat for MCB. Because of this foreign investors are afraid of investing in Pakistan. Decline in private and public sector credit due to tight monetary policies Terrorism is also a threat for the bank as it reduces the foreign investment in the country. Downsizing is also a threat for MCB employee as they feel insecure about their job. THREATS Slide 36: TRUST CUSTOMER FOCUS INNOVATION TEAMWORK ACHIEVEMENT GENERAL RESPONSIBILITY Social Responsibilities of MCB Slide 37: All the branches should be online. Quality customer service is very important in banking. More Foreign branches should be opened instead on relaying on local branches. In branches each member of staff is appointed on a single position instead of working on two seats. This is mostly happens when an employee go for leave of two or three months. The management should follow equal employment opportunity especially in case of women and special people An effective recovery system should be adopted in order to low the increasing bad debt. MCB should increase its product line in order to compete with foreign banks. Recommendations Slide 38: ANY QUESTION Slide 39: This Is All About MCB