loan modification- you got the trial period! now what?

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Category: Education
     
 

Presentation Description

Most modifications are lost in the trial period, in part because people do not know what to do and often mistakenly believe they have received a permanent modification.

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Presentation Transcript

Brought to you by:Mak Home Realty&LoanModWorkshop.com : 

Brought to you by:Mak Home Realty&LoanModWorkshop.com

Got the Trial Period : 

Got the Trial Period Hamp (MHA) Modification 3 month trial period is required Traditional Modification No trial period is required

Got the Trial Period : 

Got the Trial Period The Easy Part is Over Not time to Celebrate Not An approval Follow-Through Make all payments on time (NO GRACE PERIOD) Likely to go well beyond 3 months

The Downside : 

The Downside Save your money Upon Denial The bank will post a past due amount to your account. Regular payment - $3000 Trial period payment - $2000 Savings per month - $1000 Amount Due @ 3 months - $3000 Upon Approval Bank will roll delinquent balance into the loan New monthly payment should be the same as your trial period payment

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