Slide 1:COMMERCIAL LOAN MODIFICATION AFFILIATED AGENTS PROGRAM


WEBMINAR presented by :Affiliated Agents Program WEBMINAR presented by Ricardo Marquez Ridoutt Real Estate Broker DRE#01775564 CEO Hispanic Lending Group Inc.


MARKET :Affiliated Agents Program MARKET 200 Billion dollars in balloon payments are set to be due in the next 6 months. Business owners are falling behind in payments. The number of commercial foreclosure had doubled since 2008 and are at all time highs.


MARKET :Affiliated Agents Program MARKET Potential losses from commercial real estate loans could reach into the billions. Businesses are closing down. Nearly 73 billion worth of commercial real estate are in some level of financial distress. Credit markets remain frozen.


MARKET :Affiliated Agents Program MARKET For apartments and industrial buildings the rates have increased more than 80%. Overall some 270.5 billion commercial property loans are expected to come due this year alone.


OPPORTUNITY :Affiliated Agents Program OPPORTUNITY HLG Commercial Loan Modification a leader in the industry. Huge commissions imagine the possibilities. 1,000,000,000 of commercial property loans will be modify in the next two years. Became a solution for commercial Real Estate owners and make high profits. Potential clients are all around us


OPPORTUNITY :Affiliated Agents Program OPPORTUNITY Imagine the possibilities Be a leader in the market place Offer this product in the 50 states Sate of the art software for all agents Portfolio properties are awaiting for you Work with a leader in the industry that have experience Ground floor opportunity


TYPES OF PROPERTIES :Affiliated Agents Program TYPES OF PROPERTIES Condominium and Apartment Complexes Health Care Facilities Hospitality Properties Hotels and Resorts Industrial and Manufacturing Warehouse Facilities Land Development Malls Strip center, Restaurant, Mobile Home Park, Multi-Family Properties Office Buildings and Complexes Rental Properties Retail Properties


COMPANY PROFILE :Affiliated Agents Program COMPANY PROFILE Positive relationships with over 300 commercial property lenders. Free no obligation Cost savings Analysis within 5 business days or less. Attorneys of Firm have over 70 years in the practice of Real Estate and Bankruptcy law. Dr. Michael Rubin Attorney


COMPANY PROFILE :Affiliated Agents Program COMPANY PROFILE Real Estate Broker with extensive loan modification experience. 97% success rate. 30-60 days to loan modification completion for most files


SERVICES :Affiliated Agents Program SERVICES Lower interest rates Reduce principal (when possible) Free no obligation Cost savings Analysis within 5 business days or less Stop Foreclosure. Postpone trustee Sale’s. Lower payments.


BENEFITS TO CLIENT :Affiliated Agents Program BENEFITS TO CLIENT Avoid Foreclosure Workout and deferment solutions Reduce interest and/or principal Improve cash flow Save your business from closing down Keep your credit score as average Recover equity in your loan in the long term


SAVINGS :Affiliated Agents Program SAVINGS


AGENT PROFITS :Affiliated Agents Program AGENT PROFITS High commission based business Complete technical support State of the art loan modification software Loan modification department Web page setup included in signup fee Advanced commissions when client signup All marketing materials available for download


AGENT RESPONSABILITY :Affiliated Agents Program AGENT RESPONSABILITY Once client has agreed to the contract and the application is forwarded to us, HLG is completely responsible for the remainder of the process until obtaining the modification. To provide parties interested in our services information regarding the process and prequalify them (tools and training to do so are provided).


COMMISSION :Affiliated Agents Program COMMISSION HLG charges the client a maximum of 1% of the amount of the loan and a minimum of $10,000 the commission for each loan varies upon this standard with only the processing fee being discounted. Although the client pays us at the end of the modification process, we pay you $2500 at the time the client signs on with us and the remainder of your commission once the modification is done and the client pays us what is owed.


COMMISSION :Affiliated Agents Program COMMISSION In addition, you have the option of affiliating other agents as you would earn commissions for each client they sign as well.


SAMPLE – LOAN 1 MILLION :Affiliated Agents Program SAMPLE – LOAN 1 MILLION Agent Commission


FOUR STEPS TO STARS :Affiliated Agents Program FOUR STEPS TO STARS Step1 Submit Pre-Qualification Step2 Receive Cost Savings Analysis Step3 Approve Savings Analysis Step4Sign contract and send it with cashier’s check and supporting documentation


AFFILIATION :Affiliated Agents Program AFFILIATION You would need to contact us to begin training and so that we may provide you with the materials necessary to start. The cost of affiliation is an annual payment $390 that provides you with a welcome package that includes printed material, digital marketing tools and our professional staff’s assistance available to you.


AGENT PACKAGE :Affiliated Agents Program AGENT PACKAGE Welcome Letter Card of personal data of the Agent Contract of Agent’s Affiliation for company Username and password. So, you will be able to access to your account and follow your cases and income. Card of pre-qualification of the Client Card of client’s data


AGENT PACKAGE :Affiliated Agents Program AGENT PACKAGE As part of the support that we bring to you, to be able to create an agents and clients network in your area. We gonna give you a marketing package. The package contains: HLG Program Lead Generation (video) Your own Agent website Material for Marketing


MATERIAL FOR MARKETING :Affiliated Agents Program MATERIAL FOR MARKETING Brochures HLG – Agent/ Client files .Pdf-English - Spanish Brochures – Agent/ Client files Pdf-English - Spanish English Brochure for Clients. Publisher and pdf so they could entry data and print it or sent it in digital. English Brochure for Agents. Publisher and pdf so they could entry data and print it or sent it in digital.


MATERIAL FOR MARKETING :Affiliated Agents Program MATERIAL FOR MARKETING English Flyers for Clients. Publisher and pdf . English Postcard for Clients. Publisher and pdf. English Newsletter Scrip Sample for Voice Broadcasting Listing of websites for generation of leads


CONTACT US :Affiliated Agents Program CONTACT US (English), Register online at www.hlgcommercialmods.com 1-800-260-7274. (Español) www.Prestamocomercial.com 1-800-949-4399


Thank You :Affiliated Agents Program Thank You Ricardo Marquez Ridoutt Real Estate Broker DRE#01775564 CEO Hispanic Lending Group Inc.