Presentation Transcript
EU Pension systems and migrant women : EU Pension systems and migrant women Poor, Poorer, Poorest?
A focus on the socio-economic situation of older migrant women in Europe
22-23 September 2005
Lydia la Rivière Zijdel
European Women‘s Lobby
Slide2 : What are women‘s rights? Pension out of ‚upaid‘ labour?
Gender neutral EU pensionsystems? : Gender neutral EU pensionsystems? Systems are based on
nuclear family-model
income + employment dep.
fulltime employment for an uninterrupted period
EU immigraton policies: close the borders! No gender
Systems do not regecognise
care and domestic work as ‚unpaid‘ labour
parttime employment
low income
economic independence
EU pensionsystems : EU pensionsystems Differences:
countries with 1, 2 or 3 systems
only from employment
combination with state pension
individual pensien
civil rights
number of years in country
pension age
disability pension
Pensionsystems : Pensionsystems Similarities:
height of monthly state pension
however big difference with new member states
construction of employment pension
widow pension
income related dependency
7 EU pensionsystems : 7 EU pensionsystems
Women, diversity and pensionsystems : Women, diversity and pensionsystems
Is different for:
migrantwomen
illiteracy (total or partial)
lack of education
ethnicity
women without employment history:
disabled women
divorced women
widows
women who sold their pension rights
Feminisation of poverty : Feminisation of poverty 1 out of 4 female single living pensioners are living in poverty!
Women get only a 1/3 pension out of employment in comparison with men
Migrant women get lower state pensions
Disabled women low budgets and life long poverty
Lisbon strategy?
What needs to be changed : What needs to be changed Disconnect pensionsystems from the nuclear family model
Carreer break through ‚care‘ tasks should be counted
Fair pensions also by
low incomes
also for ‚house-wives‘
Payments should not be income-dependent
What needs to be changed : What needs to be changed Pay pension to everyone who contributes to the systems (solidarity)
migrant women
Promote economic independence of all women
Increase possibilities for women to build a 2nd pension
What needs to be changed : What needs to be changed Freedom of migration within Europe for all women
Build up pension rights and health care rights should be migrated within the EU
Chaining of pensions build up throughout the EU
Paradigm change on employment, economy,pension and nuclear family model : Paradigm change on employment, economy,pension and nuclear family model
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