Develop An Income For Life

Develop An Income For Life : 

Develop An Income For Life You don’t have to worry about Stock Market Fluctuations Reduced Interest on CDs Renters not paying rent or going vacant Have FUN in retirement without worry about GLOBAL ECONOMIC CHANGES Is all your needed income from GUARANTEED income sources?

What Happened : 

What Happened Early 70’s 401-Ks were invented Companies transferred pension RISK to employees.

What would have happened? : 

What would have happened? 1982-1999 DOW grew 1,009% 1999-2009 DOW lost 4.68% Add on 25% inflationary loss 2.5% per year for 10 years Your funds depreciated 29.68% NASDAQ and S&P 500 lost more $1,000,000 at retirement in 1999 only worth $700,000 in 2009

The Rollercoaster Ride : 

The Rollercoaster Ride Don’t try to pay for fixed retirement expenses with investments that have variable returns

Buy CD’S? : 

Buy CD’S? CD earns 1.5% 30% tax bracket Netting 1% (rounded) Inflation at 2.5% Losing 1.5% per year

Is Buying a Bond The Answer? : 

Is Buying a Bond The Answer? Buy $100,000 bond for 30 years at 5% Interest rates go up. New bonds earn 7% Inflation goes from 2.5% to 5% Who wants to buy your 5% bond when they can buy a new bond at 7% You have to discount your bond to sell. Your bond might only be worth $92,000

Bulls and Bears : 

Bulls and Bears Shortest Bear Market -17 Years We are only 11 years into this bear market With the state of our economy, world economic problems, and our government - how long will it last?

Start with your goals : 

Start with your goals How much do you need? Gross Income Minus Income Taxes Minus 401-K and Investment Savings THIS IS YOUR BASIC RETIREMENT NEED

How Much Guaranteed Income Do You Have Now? : 

How Much Guaranteed Income Do You Have Now?

Retirement Shortage : 

Retirement Shortage Need $60,000 Guaranteed Income $36,000 (while living) Shortage $24,000 per year (while Living) If he passes - $42,000 shortage for her If she passes - $36,000 shortage for him

Income for Life : 

Income for Life

Three Categories of Money : 

Three Categories of Money

Three Categories of Money : 

Three Categories of Money

Three Categories of Money : 

Three Categories of Money

Disclosure : 

Disclosure This presentation should not be considered an offer to invest in any stock, bond, mutual fund, annuity or any other investment. These excepts were taken from past classes and informational seminars given. Since this time tax laws, investment returns, or investment strategies may have changed. Please consult with a fully licensed accountant, lawyer or investment advisor prior to investing in or creating any type of financial plan. You may contact Integrated Asset Management at 1-866-945-7649