John Steffen, Professional Broker for 30 Years A Retirement Planning R

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John Steffen, Professional Broker for 30 Years: A Retirement Planning Resource:

John Steffen, Professional Broker for 30 Years: A Retirement Planning Resource

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John Steffen, a professional broker for 30 years, is a certified estate planner who understands the importance of retirement planning. Today, with all the market uncertainties the aging population must face, it’s crucial to have a solid plan for the future .

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Social security and pension benefits are less secure than people might think. “The Social Security Board of Trustees' 2016 annual report, released in June, projects that Social Security's costs will exceed the program's total income in 2020, largely due to demographic trends.” A drop in the number of workers per beneficiary is to blame. “From 1974 to 2008, there were 3.2 to 3.4 workers per beneficiary, a ratio that is expected to fall to 2.2 by 2035. Even pensions aren’t immune to market shortcomings .

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“Corporate collapses, such as the high-profile bankruptcy of Enron at the turn of the century, can result in your employer-sponsored stock holdings being wiped out in the blink of an eye .”

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By understanding the realities of the market, individuals and families approaching retirement can make smarter decisions. Steffen is a well-versed financial advisor that can provide sound advice and investment strategies for clients. “Since 1984,” says Steffen, “I have worked directly with those approaching retirement to develop strategies to manage their assets and protect their estates .”

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John Steffen broker for 30 years, has the passion and knowledge to design and implement a retirement plan that will fit your individual needs .

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