AUTOMATED TELLER MACHINE : AUTOMATED TELLER MACHINE AUTOMATED TELLER MACHINE : AUTOMATED TELLER MACHINE An Automated Teller Machine (ATM) or
the Automatic Banking Machine (ABM)
is a computerized telecommunications device HISTORY : HISTORY ATMs first came into wide UK use in 1973 In 1995 the Smithsonian's National Museum of American History recognised Docutel and Wetzel as the inventors of the networked ATM. LOCATION : LOCATION ATMs are placed not only near or inside the premises of banks, but also in locations such as shopping centers/malls, airports, grocery stores, petrol/gas stations, restaurants, or any place large numbers of people may gather. HARDWARE : HARDWARE CPU
Magnetic and/or Chip card reader
Function key buttons
Vault Housing MECHANISM : MECHANISM Dispensing mechanism
Deposit mechanism, including a Cheque Processing Module
Acceptor Security sensors
Journaling systems; many are electronic or a solid-state device
This is considered sensitive data and is secured in similar fashion to the cash as it is a similar liability. SOFTWARE : SOFTWARE Microsoft Windows XP Professional Windows XP Embedded Windows NT, Windows CE
Vista Windows 7 Java, Linux and Unix PROTOCALS:
NCR NDC or NDC+ API SECURITY : SECURITY A number of attacks on ATMs resulted, with thieves attempting to steal entire Another attack method, plofkraak, is to seal all openings of the ATM with silicone CUSTOMER IDENTITY INTEGRITY : CUSTOMER IDENTITY INTEGRITY To verify cardholder identities have been tested and deployed in some countries, such as finger and palm vein patterns, iris, and facial recognition technologies ADVANTAGES: : ADVANTAGES: You can have access to the cashin your bank account whenever you need.
For instance, You are in stores that doesnot take checks or credits cards but it has an ATM , you can withdraw the money for your purchase.
You can travel anywhere without cash.
If the location has an ATM , you can have your ATM card,you can access yourmoney instantly.
If you have ever feaced an unexpected need for cash, then you have probably accessed an ATM machine.
These machines are found in many in retail locations from gas station to restaurants to grocery stores. RELATED DEVICES : RELATED DEVICES headphone jack text-to-speech speech synthesis. pre-recorded sound files Talking ATM ALTERNATIVE USES : ALTERNATIVE USES Deposit currency recognition, acceptance, and recycling
Paying routine bills, fees, and taxes
Printing bank statements
Loading monetary value into stored value cards
Shopping mall gift certificates.
Games and promotional features
Donating to charities
Cheque Processing Module
Adding pre-paid cell phone credit