Jeff DragonBertthel Fisher


Presentation Description

The goal of Jeff Dragon Berthel Fisher is for you to not worry about your money when you want to experience complete enjoyment during your retirement years.


Presentation Transcript

Financial Advisor:

Financial Advisor Jeff Dragon Berthel Fisher

What is Financial Advisor:

What is Financial Advisor A financial adviser or financial advisor, is a professional who suggests and renders financial services to clients based on their financial situation. In many countries financial advisors have to complete specific training and hold a license to provide advice.

Slide 3:

Everyone would like to feel financially secure and financially free. There are many ways to reach this goal, amongst these wise investing, committed saving and remaining out of bad debt .  However   if your portfolio management seems a bit overwhelming, the temptation to over spend never too far away, or you still aren’t seeing the expected results of your own financial planning, it may be time to call in the professionals .


Solution Hiring a financial advisor could be a solution to create a strategy that effectively prepares you for your financial future. Financial advisors’ can help their clients analyses their personal circumstances, recommend products for them to invest in and compile a financial plan to achieve their goals. However just like any financial investment, hiring an advisor is a decision that should not be taken lightly.

What a Good Financial Planner Does :

What a Good Financial Planner Does A good financial planner will give advice as to all of the following: What you need to do differently How much you need to save What types of retirement accounts to use (IRA, Roth, 401(k), etc.) What type of mortgage you should have, if you should pay it off, or refinance What type and how much insurance you need (this would include life insurance, long term care insurance, disability, and some planners also give advice on property and casualty and health insurance) How much to keep in your emergency fund What changes might improve your tax situation What rate of return you will need to earn to achieve your goals over a given time frame Whether it makes sense for you to downsize later in life What level of investment risk is appropriate for different types of accounts you have

How Financial Planners Charge:

How Financial Planners Charge You'll find that fee structures vary. Typically financial planners charge fees in one the following ways: An hourly rate A flat fee to complete a specified project A quarterly or annual retainer fee A fee charged as a percentage of assets that they manage on your behalf (Typically anywhere from 2.0% per year to .50% per year. The more assets you have, the lower the fee usually is.) Commissions paid to them from financial or insurance products you buy through them A combination of fees and commissions

Slide 7:

Always ask a financial planner for a clear explanation of how they are compensated. If they work as a registered investment advisor, they must provide you with a disclosure document called an ADV Part Two, which will provide details on all fees and any potential conflicts of interest.

Investment Advice :

Investment Advice Investment advice can range from a general recommendation as to what type of asset allocation model you should follow, to specific recommendations on which investments to buy and sell. Some financial planners also offer investment advice and investment management services in addition to which to financial planning. Ask a potential financial planner if they give specific investment advice or only offer planning services.

authorStream Live Help