insurance & mediclaim

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We are into LIC & BajajAllianz . Also Mediclaim

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) A company dedicate to Social uplifting of the society helping with the forming a Strong Bridge which will lead to an Happy Ending Life and Life Style.

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) RISK REFERS TO THE POSSIBILITY OF LOSS OR DAMAGE IT MAY OR MAY NOT HAPPEN. INSURANCE IS A RISK MANAGEMENT TOOL THAT COMPENSATES FOR AN ECONOMIC LOSS OCCURRING DUE TO THE HAPPENING OF THE RISK/CONTIGENCY INSURED AGAINST. LIVING TOO LONG HAS NEGATIVE FINANCIAL REPERCUSSIONS SIMILAR TO THOSE OF A DEATH AT AN EARLY AGE. WHILE DAETH CAUSES STOPPAGE OF INCOME LEADING TO A FINANCIAL EMBARRASSMENT TO THE DEPENDENTS , OLD AGE NOT ONLY RESULTS IN STOPPAGE OF INCOME BUT ALSO ADDS ON TO THE EXPENSES OF THE PERSON. NO. MATURITY CLAIM/DEATH CLAIM RECEIVABLE UNDER AN INSURANCE POLICY ARE EXEMPT FOR TAX AS PER THE PROVISIONS OF SECTION 10 (10D) OF THE INCOME TAX ACT 1961.

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) Economic principles: Life is uncertain Family depends on income Inherited wealth is not sufficient Earning will cease at some time Life Insurance can provide immediate income if one dies. Insurance also helps people at their retirement.

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) BASIC HUMAN NEEDS(MASLOW’S HIERARCHY) PHYSIOLOGICAL – Biological – Air – Food – Water – Sleep- Rest- Sex. SAFETY – Security – Shelter – Protection. SOCIAL – Affection – Friendship – Affiliation– Acceptance EGO – Prestige – SKILL – SUCCESS – ACCOMPLISHMENT – SELF ESTEEM, RESPECT, NEED TO IMPROVE ONESELF, EDUCATION/TRAINING SELF ACTUALISATION – SUCCESS, SELF-FULFILLMENT, SELF-ENRICHING, DEVELOPING ABILITY TO FULLEST POTENTIAL. DRIVE/MOTIVATION – CONSISTENCY, CAUSATION, CATEGORISATION, CUES/SYMBOLS, FREEDOM, NOVELTY, SELF-EXPLANATION, EGO, ASSOCIATION, REINFORCEMENT, AFFILIATION, MODELLING.

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) FORCES – INFLUENCING FINANCIAL PLANNING BASIC NEED TO OWN PROPERTY OVERALL FINANCIAL GOAL. ECONOMIC UNCERTAINTY. PERFECT SECURITY UNREALISTIC. INFLATION - SAFETY - YIELD – LIQUIDITY - INTEREST RATES - TAX CURRENT LIVING STANDARD - LIABILITY - DEBT - EMERGENCY FUND EDUCATIONAL/ MARRIAGE FUND – OPTIONS PROLIFERATION OF FINANCIAL INSTRUMENTS – PAYING ONESELF WELDESIGNED EARNING PROGRAM – FINANCIAL CUSION SICK LEAVE – LOSS OF PAY

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) INCOME NEED INCOME TO SURVIVING DEPENDENTS, SPOUSE AND CHILDREN INCOME IN OLD AGE. INCOME AT THE TIME OF DISABILITY INCOME AT THE TIME OF UNEMPLOYMENT CAPITAL NEED A BIG SUM OF MONEY IS REQUIRED TO GENERATE INCOME TO PURCHASE PROPERTY TO PURCHASE VEHICLE TO EDUCATE DEPENDANTS TO GET MARRIED DEPENDANTS TO PURCHASE ORNAMENTS TO TREAT SICK AND DISABLED TO HELP DEPENDANTS START THEIR CAREER TO PERFORM LAST RIOTS AND PAY OFF ALL OUTSTANDING DUES TO INHERIT ASSETS TO THE LEGAL HEIRS

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) BAJAJ ALLIANZ CHILDGAIN Limited Premium Payment Term which means that premiums are payable till the child attains 18 years age. Minimum guaranteed benefits payable on the child attaining specific ages after the premium payment term. Contributions grow by the way of compounded annual bonuses, which will be paid with the first guaranteed payout. Choice of 4 distinct & unique options. Inbuilt additional benefits like Premium Waiver Benefit, Family Income Benefit. Option to the Child to purchase further insurance at Maturity Choice of a unique Start of Life Benefit in case of death of Policyholder. At Age 18 25% of SA + Vested Bonus At Age 20 25% of SA At Age 22 25% of SA At Age 24 40% of SA TOTAL 115% of SA*

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life)

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life)

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) Jeevan Anand ( with profit ) Suitable For : Who need Financial Security Fulfillment of short and long term financial needs Whole life + endowment plan Whole life (with profit) Suitable For : Want to create estate for legal heir Donation of trust Special segment Jeevan Tarang Suitable For : Fulfillment of family responsibility ( marriage , education ) Family protection Lucrative Benefits

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) WHY PENSION? LIVING TO LONG :- HAS CREATED CONCIOUSNESSFOR THE NEED OF PENSION.THE PONIT IS PROVISION FOR WIFE HAS BEEN MORE IMPORTANT SINCE SHE IS LIKELY TO LIVE 4/5 YEARS MORE. ONE CHILD OR “DINK” THEORY HAS BECOME POPULAR IN SOCIETY. EVEN LIVING TOGETHER WITHOUT MARRIAGE THEORY HAS ALSO DEVLOPED. WE DO NOT WANT TOTAL DEPENDENCE ON CHILDREN.IN THE US , THEY HAVE BUSY LIFE. WE HAD NO FRIENDS OF OUR AGE. The demand for Old Age Home are increasing. Old people are preferring staying at Old Age Home Instead of their Children's who shows disrespects on expanses occurred on them. DO YOU CONFIRM THAT EVEN IF YOU WILL NOT HAVE INCOME OR IN-SUFFICIENT INCOME YOUR CHILDREN WILL TAKE CARE AS GOOD AS YOU ARE EARNING TODAY?

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life)

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life) What is special about the ‘Insurance Product’ It is intangible and hence can not be experienced on its purchase. Product purchased to-day is for tomorrow. Product connected with the fact of life but not realised at the time of its purchase. It has the emotional value which can not be compared. Directly connected with various needs of life. Hence requires lot of understanding by both; the seller and the buyer at the time it is transacted.

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life)

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Leadership, Cooperation & Guidance strategicempact@yahoo.in 1 Strategic Empact (Financial Security to Life)