slide 1: What To Do When Your Insurance
Company Won’t Pay Your Home Or
Workers Compensation Claims
Insurance companies are known for hiring lawyers to save money.
These lawyers will argue in court that customers of the company are
not entitled to the payment they believe they deserve. Insurance
adjusters might try to short-change you when they estimate the
damage to your home or your employer might not refer you to
workers compensation doctor when you are hurt at work. You need
an insurance expert to review your case because there are many
loopholes that a company can use to save money. When these
companies save money you lose.
Home Damage
Wind damage roof insurance claims and similar claims on home
damage should be paid based on the amount of damage your
home sustained. However insurance adjusters could ofer a
repair estimate that is far below industry standards. If your roof
slide 2: was damaged by wind a roofer might charge much more than
what the insurance company is willing to ofer.
If you believe that your insurance company is not following the
guidelines of your policy you must contact a lawyer. If your
lawyer takes the case they need to read your whole policy to fnd
loopholes that might be used by your insurance company to
exploit you. Insurance companies can use fancy language to get
out of paying for certain claims and it would be wise to have your
layer review the policy before moving forward.
What About Workers Compensation
Workers compensation lawyers in Florida review cases where an
employer did not send their employee into the workers comp
program. Some companies will not allow a full range of medical
coverage for work-injuries and some workers comp doctors will
not fulfll their duties. If you have not received proper care you
must ask your lawyer what recourse you have.
Workers compensation can become a complicated matter if your
employer believes that you were not at work that you were
negligent or that you were working outside the bounds of your
contract. You must ask a lawyer to represent you in these matters
because your employer will hire a lawyer of their own.
What Will The Lawsuit Achieve
The lawsuit that you fle asks for damages or payment on your
claim. If your insurance company did not pay initially you can ask
them to pay your claim. If you lost your job you could ask for
slide 3: your job back. If you were out of work you can sue for lost wages.
If you were disabled you can sue for pain and sufering. You and
your lawyer need to talk about what you want when the case is
closed and you should negotiate with the other party in the case
to reach a settlement outside of court. Some judges even tell you
to settle your diferences outside of court. You cannot be
guaranteed any money but your lawyer will talk to the
defendants in the case about what they would like to pay to close
the case.
When Should You Call Your Lawyer
You must contact a lawyer as soon as possible. It would be unwise
to let your case go stale as information is lost and evidence
disappears. A workers compensation claim must be heard as soon
as possible because you are likely still injured. Homeowners
claims need to be heard before your family is pushed out of the
house by mounting damages/expenses.
You need enough money to pay for your damages to pay for
living expenses and to pay the mortgage on your home. Workers
slide 4: compensation claims hold your job in the balance and you should
not sit at home while your wages are lost or you are replaced in
the ofce.
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