ERI Tutorial

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Slide 1: 

Easy Retirement Investing Tutorial How to use the ERI website

Slide 2: 

ERI invests in 15 Exchange Traded Funds or ETF’s The methodology used to generate buy/sell signals for ETFs is called Diversified Long-Term Timing or DLTT

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Below each ETF symbol is a brief description. For more information, go to the ETF Info page and click on each symbol

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The first 7 ETFs invest in U.S. stocks: large cap, small cap and sector The last 7 ETFs are single country funds from Europe, Asia and Latin America DBC is a global commodity ETF, investing in energy, grains and metals.

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Each ETF’s historical return is ranked 1 (best) to 15 (worst) EWZ has the best historical return. Ranks are based on past performance and may not accurately predict future returns.

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Percentage of time that an ETF has been on a buy signal (long position)

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Average time period in years that an ETF remains on a buy signal (long position) Volatile ETFs like PIN and EWA tend to have shorter average time periods on a buy signal

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If current status is “Buy”, we are holding a long position in the ETF “Sell” indicates no position in the ETF is held in the portfolio; a cash position is held until a buy signal occurs We do not recommend short positions in ETFs with a Sell status

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The standard allocation to an ETF on a buy signal is 6.7% (rounded to 7%) When an ETF appreciates in value after a buy signal, the allocation grows as in this example (9%)

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Buy price is the next weekly closing price following a buy signal Gain/Loss is the percent difference between the current price and buy price

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Buy/sell instructions for the next week are shown here If the Current Status equals the Next Wk Signal, then no action is required

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Trend strength is an indication of how likely a rising trend will continue The highest trend strengths are color coded green; the weakest trends are red

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Compounded annual returns and year-to-data performance are shown here Year-to-date performance is real time; all other historical performance data is hypothetical, based on backtesting

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Annual dividend adjusted returns from 2000 to present are shown here Blue bars represent the DLTT Portfolio and SPY Buy & Hold is in red; 2000-08 returns are based on backtesting

Slide 15: 

ETF holdings in the DLTT Portfolio are summarized here Cash: money on the sidelines waiting to be invested in ETFs on sell signals; can be invested in money market or short term bond funds

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Thank you for your interest in EasyRetirementInvesting.com