Group One Loan Modification Presentation

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1045 E McKellips RdMesa AZ 85203 Ph. 480.610.1555Toll Free 866.610.1555Fax 480.610.1777www.g1modifications.com : 

1045 E McKellips RdMesa AZ 85203 Ph. 480.610.1555Toll Free 866.610.1555Fax 480.610.1777www.g1modifications.com

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Short Payoff Refinance Loan Modification Forbearance Short sales Deed in lieu of foreclosure One Flat rate for any Of the 5 services What Group one Has to offer

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A short payoff refinance happens when your current lender allows you to write down the balance a client owes on their mortgage. The current lender then issues a payoff for an amount less than what the current balance is. With that payoff, we obtain a refinance for the client with a new lender that has a decreased loan amount. What is a short payoff refinance

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A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan. Lower rates Lower principal Lower payments Fixed terms Or a combination of the above What is a loan modification

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An agreement made between a mortgage lender and a delinquent borrower in which the lender agrees not to exercise its legal right to foreclose on a mortgage and the borrower agrees to a mortgage payment plan over a certain time period to bring the borrower current on their payments. What is a mortgage forbearance

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A deed in lieu of foreclosure is a deed instrument in which a mortgagor conveys all interest in a real property to the mortgagee to satisfy a loan that is in default and avoid foreclosure proceedings. The principal advantage to the borrower is that it immediately releases the client from most of all of the personal indebtedness associated with the defaulted loan. What is deed in lieu of foreclosure

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In a short sale, the bank or mortgage lender agrees to discount a loan balance due to economic or financial hardship on the part of the mortgagor. The home owner sells the mortgage property for less than the outstanding balance and turns over the proceeds of the sale to the lender, sometimes but not always a satisfaction of the debt. Most short sales leave a deficiency balance for which the mortgagor is still liable. What is a short sale

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Self employed borrowers Stated income borrowers Fixed income borrowers Households with loss of income Borrowers that are currently in adjustable rate mortgages. Borrowers that are in negative amortization loans. Borrowers with no equity. Borrowers with zero or bad credit. Ideal candidates

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Qualifying for one of our programs is not a problem! Just show some type of hardship! Some financial hardships include: -Rate adjustment and payment increased -Recent mortgage late payment -Home values has decreased and now you owe more than the home is worth -Unexpected expense has caused major financial trouble -Illness of borrowers family members -Job change or loss of work because of market conditions Hardships? not a problem!

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-Abandonment of property -Property problem -Inability to sell property -Inability to rent property -Mortgage servicing problems -Transfer of ownership delays -Reduced income -Failed business -Job relocation -Death to borrower -Death to spouse or co-borrower -Death in the family -Incarceration -Divorce More hardships

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-Marital separation -Military Duty -Medical bills -Damage to property -Bankruptcy -Bad Credit -Negative Equity -Lower income -Illness of Borrower More Hardships

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Late payments and arrearages will all be forgiven. Long term solution with a low fixed rate. We work with clients that are up to 6-7 months behind on mortgage payments. Average client save $300-$800 a month. Stop foreclosure today!

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Credit is not a problem! Income is not a problem! Easy Qualification

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Our new programs allow us to help clients with a credit score as low as 500. So perfect credit is not a must. We can still assist! Easy to qualify

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Value of the houseis not important

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Qualified negotiators work on each case to get the best possible rate and payment for each client. Every case gets special attention. Experienced professionals

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$250,000 on a 2 year ARM at 7.75% interest. Your payments would be $1941 a month. On average, we do this for our clients….. $250,000 on a 30 year fixed at 5% interest Your payments would be $1492. Your total savings would be $448! if your situation was…

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$250,000 at 1.5% interest rate on a 30 year fixed term Your payments would be $1012. When your payment adjusts, your payment will go up to $2072. Our clients received on average: $250,000 at 3.5% interest rate on a 40 year fixed, your payments would be $1118. If you are in an option arm

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Lowest price in the valley Higher success rate Why choose Group one?

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Only $750 upfront fee Group One is affordable

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$1500 will be charged upon successful completion of the client’s file. Payment arrangements may be made on a case by case basis as long as the balance is paid at closing. Once fees have been paid and new loan modification is signed, client will be free to enjoy their new loan.

There are no hidden charges. If we cannot help, or the client changes their mind, they get a 100% money back guarantee. And it is guaranteed in writing! : 

There are no hidden charges. If we cannot help, or the client changes their mind, they get a 100% money back guarantee. And it is guaranteed in writing!

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If a current Group One client refers a new client and the new client pays for our services, the current client will receive $150 credit toward their own balance or $150 cash when the new client’s case is completed. Benefits for referrals

Each client receives a status update on the progress of their case each Monday by email or by a phone call from their case manager. : 

Each client receives a status update on the progress of their case each Monday by email or by a phone call from their case manager.

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Refinances Purchases Reverse mortgages FHA financing Other services we offer

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1045 E McKellips Rd Mesa AZ 85203 Ph 480.610.1555 Toll free 866.610.1555 Fax 480.610.1777 www.g1modifications.com

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