Estate Planning 101 - BNI

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Category: Education
     
 

Presentation Description

A short introduction to estate planning, probate from California attorney, Thomas G. Martin.

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Presentation Transcript

Slide 1: 

Estate Planning 101 presented by: Thomas G. Martin, Esq. [Prepared for BNI – Extra Mile]

Disclaimer : 

Disclaimer This presentation does not constitute legal, accounting or other professional advice. Only through a personal, confidential consultation with qualified legal counsel can anyone properly evaluate their own unique estate planning challenges and determine what, if any, appropriate legal strategies and tactics should be implemented to meet those challenges.

IRS Circular 230 Disclaimer : 

IRS Circular 230 Disclaimer “Nothing in this presentation is intended or written to be used, and cannot be used by any person for the purpose of avoiding tax penalties regarding any transactions or matters addressed herein. You should always seek advice from independent tax advisors regarding the same.”

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Source: Findlaw.com survey (June 30, 2008)

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Will vs. Trust What is the difference between a will and a trust?

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Will

Will : 

Will Upfront Cost is Minimal Effective Upon Death Requires Probate(s) Public Disclosure of Assets Court Fees based on Gross Value of Estate Can Take >1 yr. to Transfer Designate Guardians

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Trust

Living Trust : 

Living Trust Upfront Cost is Greater Effective Upon Signing Avoids Probate No Public Disclosure of Assets Anticipates Incapacity Less Time to Transfer Assets Trust Administration Fees

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What Is Probate? Required if Decedent dies intestate or with a will.

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Probate is the legal process of proving a will, appointing an executor, and settling an estate. definition

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$500,000Median Price for California Home Source: DataQuick Information Systems

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Probate Fees

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Estate Taxes

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What Is Estate Planning? Planning ahead.

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Estate Planning is a comprehensive, rather than piecemeal, approach to individual asset transfer, tax, disability and guardianship issues. definition

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Incapacity/Disability Death

Referrals : 

Referrals My ideal referrals are: Homeowners Families with Children Professionals High Net Worth Individuals Seniors/Retirees

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Questions?

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Thank You!