Freedom Financial Group Client Presentation

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SAVE MONEY---BUILD WEALTH

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years!

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products:

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts:

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts:

Slide 21: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629

Slide 22: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month

Slide 23: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS

Slide 24: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts:

Slide 25: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts: Actual Georgia Client FFG DEBT ELIMINATION PLAN (WEALTH MASTER Program) SAVINGS: $411,463 Time to Pay: 8 yrs 4 mo New Monthly Debt Payment: $4,188 -$658 LESS ea Month

Slide 26: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts: Actual Georgia Client FFG DEBT ELIMINATION PLAN (WEALTH MASTER Program) SAVINGS: $411,463 Time to Pay: 8 yrs 4 mo New Monthly Debt Payment: $4,188 -$658 LESS ea Month Actual Georgia 2006 client At 0% interest THEY COULD HAVE: +$975,439 With FFG Now In 20 Years, paying –$658 less every month

Slide 27: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts: Actual Georgia Client FFG DEBT ELIMINATION PLAN (WEALTH MASTER Program) SAVINGS: $411,463 Time to Pay: 8 yrs 4 mo New Monthly Debt Payment: $4,188 -$658 LESS ea Month Actual Georgia 2006 client At 0% interest THEY COULD HAVE: +$975,439 With FFG Now In 20 Years, paying –$658 less every month How Does It Work? 1. Analyze Your Current Financial Situation 2. Financial Specialists Team Review Debt Restructuring… Trade High % for Low% Creditor Tricks being used against you Banking Tricks we can use against them Ways to Juggle monthly Payments 4. Team Partners Work to create Plan 6. Personalized Plan Sent back to You

Slide 28: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts: Actual Georgia Client FFG DEBT ELIMINATION PLAN (WEALTH MASTER Program) SAVINGS: $411,463 Time to Pay: 8 yrs 4 mo New Monthly Debt Payment: $4,188 -$658 LESS ea Month Actual Georgia 2006 client At 0% interest THEY COULD HAVE: +$975,439 With FFG Now In 20 Years, paying –$658 less every month How Does It Work? 1. Analyze Your Current Financial Situation 2. Financial Specialists Team Review Debt Restructuring… Trade High % for Low% Creditor Tricks being used against you Banking Tricks we can use against them Ways to Juggle monthly Payments 4. Team Partners Work to create Plan 6. Personalized Plan Sent back to You Client pays debts Creditor/Debt $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? OLD WAY… $$ $$ $$ $$ NO $$ BACK TO CLIENT

Slide 29: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts: Actual Georgia Client FFG DEBT ELIMINATION PLAN (WEALTH MASTER Program) SAVINGS: $411,463 Time to Pay: 8 yrs 4 mo New Monthly Debt Payment: $4,188 -$658 LESS ea Month Actual Georgia 2006 client At 0% interest THEY COULD HAVE: +$975,439 With FFG Now In 20 Years, paying –$658 less every month How Does It Work? 1. Analyze Your Current Financial Situation 2. Financial Specialists Team Review Debt Restructuring… Trade High % for Low% Creditor Tricks being used against you Banking Tricks we can use against them Ways to Juggle monthly Payments 4. Team Partners Work to create Plan 6. Personalized Plan Sent back to You Client pays debts Creditor/Debt $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? OLD WAY… $$ $$ $$ $$ NO $$ BACK TO CLIENT Client puts monthly debt Monies Into new ACH account New Client ACH Bank Acct $$ Creditor/Debt TPA Directs Debt Payments to Creditors According to Plan $$ $$ $$ $$ $$ $$ $$ Extra $ to You Created from Plan Savings (optional) Fees to FFG Team Created from Plan Savings $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work?

Slide 30: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts: Actual Georgia Client FFG DEBT ELIMINATION PLAN (WEALTH MASTER Program) SAVINGS: $411,463 Time to Pay: 8 yrs 4 mo New Monthly Debt Payment: $4,188 -$658 LESS ea Month Actual Georgia 2006 client At 0% interest THEY COULD HAVE: +$975,439 With FFG Now In 20 Years, paying –$658 less every month How Does It Work? 1. Analyze Your Current Financial Situation 2. Financial Specialists Team Review Debt Restructuring… Trade High % for Low% Creditor Tricks being used against you Banking Tricks we can use against them Ways to Juggle monthly Payments 4. Team Partners Work to create Plan 6. Personalized Plan Sent back to You Client pays debts Creditor/Debt $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? OLD WAY… $$ $$ $$ $$ NO $$ BACK TO CLIENT Client puts monthly debt Monies Into new ACH account New Client ACH Bank Acct $$ Creditor/Debt TPA Directs Debt Payments to Creditors According to Plan $$ $$ $$ $$ $$ $$ $$ Extra $ to You Created from Plan Savings (optional) Fees to FFG Team Created from Plan Savings $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? BOTTOM LINE… Several Benefits - Including: 1. Save $20,000--$600,000+ ($150,000 avg) 2. Pay off all consumer debts in 1-3 years (avg) 3. Pay off mortgage in less than 1/2 the time (avg) 4. Improve Credit 5. Create Retirement Savings Fund quickly 6. Increased Monthly Cash Flow (option) 7. Let us work for you automatically

Slide 31: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts: Actual Georgia Client FFG DEBT ELIMINATION PLAN (WEALTH MASTER Program) SAVINGS: $411,463 Time to Pay: 8 yrs 4 mo New Monthly Debt Payment: $4,188 -$658 LESS ea Month Actual Georgia 2006 client At 0% interest THEY COULD HAVE: +$975,439 With FFG Now In 20 Years, paying –$658 less every month How Does It Work? 1. Analyze Your Current Financial Situation 2. Financial Specialists Team Review Debt Restructuring… Trade High % for Low% Creditor Tricks being used against you Banking Tricks we can use against them Ways to Juggle monthly Payments 4. Team Partners Work to create Plan 6. Personalized Plan Sent back to You Client pays debts Creditor/Debt $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? OLD WAY… $$ $$ $$ $$ NO $$ BACK TO CLIENT Client puts monthly debt Monies Into new ACH account New Client ACH Bank Acct $$ Creditor/Debt TPA Directs Debt Payments to Creditors According to Plan $$ $$ $$ $$ $$ $$ $$ Extra $ to You Created from Plan Savings (optional) Fees to FFG Team Created from Plan Savings $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? BOTTOM LINE… Several Benefits - Including: 1. Save $20,000--$600,000+ ($150,000 avg) 2. Pay off all consumer debts in 1-3 years (avg) 3. Pay off mortgage in less than 1/2 the time (avg) 4. Improve Credit 5. Create Retirement Savings Fund quickly 6. Increased Monthly Cash Flow (option) 7. Let us work for you automatically What Can FFG Do For You?

Slide 32: 

SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts: Actual Georgia Client FFG DEBT ELIMINATION PLAN (WEALTH MASTER Program) SAVINGS: $411,463 Time to Pay: 8 yrs 4 mo New Monthly Debt Payment: $4,188 -$658 LESS ea Month Actual Georgia 2006 client At 0% interest THEY COULD HAVE: +$975,439 With FFG Now In 20 Years, paying –$658 less every month How Does It Work? 1. Analyze Your Current Financial Situation 2. Financial Specialists Team Review Debt Restructuring… Trade High % for Low% Creditor Tricks being used against you Banking Tricks we can use against them Ways to Juggle monthly Payments 4. Team Partners Work to create Plan 6. Personalized Plan Sent back to You Client pays debts Creditor/Debt $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? OLD WAY… $$ $$ $$ $$ NO $$ BACK TO CLIENT Client puts monthly debt Monies Into new ACH account New Client ACH Bank Acct $$ Creditor/Debt TPA Directs Debt Payments to Creditors According to Plan $$ $$ $$ $$ $$ $$ $$ Extra $ to You Created from Plan Savings (optional) Fees to FFG Team Created from Plan Savings $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? BOTTOM LINE… Several Benefits - Including: 1. Save $20,000--$600,000+ ($150,000 avg) 2. Pay off all consumer debts in 1-3 years (avg) 3. Pay off mortgage in less than 1/2 the time (avg) 4. Improve Credit 5. Create Retirement Savings Fund quickly 6. Increased Monthly Cash Flow (option) 7. Let us work for you automatically What Can FFG Do For You? Three Basic Steps to Get Started If the plan meets with your needs, the plan is implemented Review the Personal Total Debt Elimination Plan that is returned in a few days. No Cost Fill out the confidential FFG financial data form. It takes about 40 min. It’s Easy!

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SAVE MONEY---BUILD WEALTH FFG IS NOT: Debt Negotiators Credit Counsellors Financial Planners Debt Consolidators TO GET COMPLETELY and TOTALLY OUT OF DEBT The FREEDOM FINANCIAL GROUP SPECIALIZES IN ASSISTING: Usually within 6-12 years Saving an average of $150,000 INDIVIDUALS FAMILIES SMALL BUSINESSES Mortgages FREEDOM FINANCIAL GROUP Totally Eliminate all kinds of debts: Credit Cards Student Loans Auto Loans Medical Bills IRS debts Business Debts +Increase Credit Rating Do You Know Anyone in Debt? The Problem… 125 Million Households in America! …including 72 million mortgages with an average refinance every 4-5 years! IS GETTING OUT OF DEBT!! NO ONE True Freedom, …only then, can you begin to build WEALTH! Debt Free… Is Being Completely Freedom Financial Group Team IT’S ALL ABOUT KNOW-HOW, EXPERIENCE, TEAMWORK & SECURITY The 20 YEARS 50,000+ Very Satisfied Clients Growing Daily Nationwide Freedom Financial Group Team Plan Flexibility Worry Free system… The FFG team does most of the work Other FFG Program Benefits: No Cost or maximum out of pocket is $500 Personal Financial Coaching DEBT FREE The FFG Wealth Building Plan: Wealth Building Years $ 1. WEALTH MASTER (approx 65%) 2. EQUITY BUILDER 3. DEBT ELIMINATOR 4. MORTGAGE ELIMINATOR- SPELOC 5. HOME LEASE-PURCHASE6. NEW HOME-PURCHASE…fast payoff7. CREDIT BUILDER (referral program)8. FINANCIAL COACHING (referral program) 8 GREAT COMPLETE DEBT ELIMINATION PRODUCTS WEALTH MASTER: EQUITY BUILDER: mortgage + 5 or more debts, combined $75,000+, good credit 5 or more debts, mortgage, combined $50,000+ DEBT ELIMINATOR: 5 or more debts, combined $35,000 Mortgage with 0-4 debts MORTGAGE ELIMINATOR: FFG Main Products: THE WEALTH MASTER OUR #1 PROGRAM Consumer debts usually paid off within 1-12 months (credit cards, car loans, student loans, etc.) No out of pocket costs to Start No Change or Even less Monthly 6-12 year avg Total Debt Payoff of all debts including mortgages and consumer debt All Fees come from $$ Savings FFG creates for you in the amount of your monthly payments. (Continue to pay what you are currently paying on your bills) Average savings of $180,000 Monthly Debt Payment: $1,116 Actual Plan of Nevada Client Current Debt: $45,222 Time to Pay: 34 years Total $ to Pay: $76,401 CURRENT STATUS Actual Nevada 2006 Client THEY WILL STILL BE IN DEBT: $2,941 In 20 Years, paying $1,116 every month on current debts: Actual Nevada 2006 Client FFG DEBT ELIMINATION PLAN SAVINGS: $68,029 Time to Pay: 5 yrs 1 mo Same Monthly Debt Payment: $1,116 Actual Nevada client At 3% interest THEY COULD HAVE: +$253,050 With FFG Now In 20 Years, paying the same $1,116 every month At 6.7% interest THEY COULD HAVE: +$350,602 Monthly Debt Payment: $2,641 Actual Plan of Idaho EQUITY BUILDER Client Current Debt: $199,752 Time to Pay: 35+ years Total $ to Pay: $675,510 CURRENT STATUS Actual Idaho 2006 Client THEY WILL STILL BE IN DEBT: $96,351 In 20 Years, paying $2,641 every month on current debts: Actual Idaho 2006 Client FFG DEBT ELIMINATION PLAN (Equity Builder Program) SAVINGS: $380,317 Time to Pay: 12 yrs 11 mo New Monthly Debt Payment: $2,629 Actual Idaho 2006 client At 0% interest THEY COULD HAVE: +$349,947 With FFG Now In 20 Years, paying –$35 less every month Monthly Debt Payment: $4,846 Actual Plan of Georgia WEALTH MASTER Client Current Debt: $304,633 Time to Pay: 35+ years Total $ to Pay: $579,420 CURRENT STATUS Actual Georgia 2006 Client THEY WILL STILL BE IN DEBT: $104,376 In 20 Years, paying $4,846 every month on current debts: Actual Georgia Client FFG DEBT ELIMINATION PLAN (WEALTH MASTER Program) SAVINGS: $411,463 Time to Pay: 8 yrs 4 mo New Monthly Debt Payment: $4,188 -$658 LESS ea Month Actual Georgia 2006 client At 0% interest THEY COULD HAVE: +$975,439 With FFG Now In 20 Years, paying –$658 less every month How Does It Work? 1. Analyze Your Current Financial Situation 2. Financial Specialists Team Review Debt Restructuring… Trade High % for Low% Creditor Tricks being used against you Banking Tricks we can use against them Ways to Juggle monthly Payments 4. Team Partners Work to create Plan 6. Personalized Plan Sent back to You Client pays debts Creditor/Debt $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? OLD WAY… $$ $$ $$ $$ NO $$ BACK TO CLIENT Client puts monthly debt Monies Into new ACH account New Client ACH Bank Acct $$ Creditor/Debt TPA Directs Debt Payments to Creditors According to Plan $$ $$ $$ $$ $$ $$ $$ Extra $ to You Created from Plan Savings (optional) Fees to FFG Team Created from Plan Savings $$ Creditor/Debt Creditor/Debt Creditor/Debt Creditor/Debt How Does It Work? BOTTOM LINE… Several Benefits - Including: 1. Save $20,000--$600,000+ ($150,000 avg) 2. Pay off all consumer debts in 1-3 years (avg) 3. Pay off mortgage in less than 1/2 the time (avg) 4. Improve Credit 5. Create Retirement Savings Fund quickly 6. Increased Monthly Cash Flow (option) 7. Let us work for you automatically What Can FFG Do For You? Three Basic Steps to Get Started If the plan meets with your needs, the plan is implemented Review the Personal Total Debt Elimination Plan that is returned in a few days. No Cost Fill out the confidential FFG financial data form. It takes about 40 min. It’s Easy! THANK YOU www.debtfreeffg.com SAVE MONEY---BUILD WEALTH