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MORTGAGE RESCUE SERVICESA Subsidiary of Nationwide Lending & Associates, LLC : 

MORTGAGE RESCUE SERVICESA Subsidiary of Nationwide Lending & Associates, LLC A Presentation to provide important information for a more educated Decision! A Homeowners’ decision , in deed, in today’s Family Financial Challenges unto this most difficult Economic Crisis: Mortgage Meltdown

MORTGAGE RESCUE SERVICESA GREAT OPPORTUNITY : 

MORTGAGE RESCUE SERVICESA GREAT OPPORTUNITY A timely solution to save your home in this Economic Environment! Quick BIG Savings Peace of Mind STOP Foreclosure Erase Negative Equity Back to Investment Position All Mortgage Payments in Arrears forgiven Guaranteed Results

MORTGAGE RESCUE SERVICESPresented by:Ernie Cardenas : 

MORTGAGE RESCUE SERVICESPresented by:Ernie Cardenas . . . committed to preserving the good old American Dream: HOMEOWNERSHIP Copyrights All rights Reserved Nov. 2009

MORTGAGE RESCUE SERVICESOur Today’s Goal : 

MORTGAGE RESCUE SERVICESOur Today’s Goal By answering some important, basic questions: Who is Mortgage Rescue Services? What is our Primary Objective? What’s available solution, if any, saving my home today? What’s the best remedy in today’s Economic Environment? What does it take to keep my home? Who can we help save and keep their homes? Can we do it beyond the borders of California?

MORTGAGE RESCUE SERVICESWho are we? : 

MORTGAGE RESCUE SERVICESWho are we? Mortgage Rescue Services is a subsidiary of Nationwide Lending & Associates, LLC,a licensed California Finance Lender/Broker since 2004. It is a company mentored by a former HUD Commissioner having done Loan Modification in the past Ten Years and very successful, worthy to their respected guidance together with our collected efforts saving many, many homes. Our commitment aligned with a noble calling to help Homeowners’ American Dream . . . their Home, their largest investment of a lifetime . . . to retain it, alive and well, at this most challenging and devastating times with a viable solution weathering through this huge Economic Crisis. SAVE HOMES, GUARANTEED!

MORTGAGE RESCUE SERVICESabout . . . : 

MORTGAGE RESCUE SERVICESabout . . . Ernie Cardenas Founder & CEO, Nationwide Lending & Associates, LLC Successful Mortgage Planner. Helped many and many owned homes today. Made few Millionaires at the last R.E. cyclical Upturn. Instrumental in allocating and relocating assets into a Financial Portfolio, wherein clients find in them the most suit for four major prime qualities of an assets such are: Safety, Liquidity, Accessibility and Rate of Return. Sr. Financial Consultant, Mortgage Rescue Services. I speak crooked “Tagalog”; I can get by in “Pidgin English; and speak “Ilocano” since childhood.

MORTGAGE RESCUE SERVICESThe Economic Crisis : 

MORTGAGE RESCUE SERVICESThe Economic Crisis This Economic Crisis is financially devastating to millions not just to the consuming public but inflicting all major industries since the Great Depression; not only confined within the borders of this country but, now, the world over. It is simply melting way the American’s Dream. The forefront Rescue was Loan Modification. Is Loan Modification the only way out to relief? Loan Modification can only be good in a short term being counter cyclical to Real Estate Downturn – temporary! There’s a better . . . a more solid solution to the dilemma helping homeowners save and keep their homes.

MORTGAGE RESCUE SERVICESThe Real Alternative Solution! : 

MORTGAGE RESCUE SERVICESThe Real Alternative Solution! PREFERRED BUYER’S PROGRAM is a program allowing homeowners help save their “underwater” properties at the most Current Market Value with no Tax “consequences” – Our Primary Objective! PBP vs. Loan Modification is accomplished more expeditiously: Two months vs. Ten months or so, eliminating negative equities, allowing Homeowners to start anew, once again, on their biggest investments; Foreclosure STOP. All Mortgage Payments in arrears forgiven! Homeowners saved homes at present Market Value!

MORTGAGERE RESCUE SERVICESWhere else? : 

MORTGAGERE RESCUE SERVICESWhere else? Properties are saved at current Market Values; Negative Equities eliminated; readily be done beyond the borders of State of California . . . avoiding Foreclosures, and erasing Monthly Mortgage Payments in Arrears!

MORTGAGE RESCUE SERVICESA BETTER AND EFFECTIVE WAY! : 

MORTGAGE RESCUE SERVICESA BETTER AND EFFECTIVE WAY! Preferred Buyers Program through Short Sale. Short Sale is an agreement to sell the property at a set price normally arrived at with the like kind properties recently sold in the neighborhood within a certain radius creating a Seller - Homeowner & Lender; a Buyer - “Preferred Buyer”. At this instant, Foreclosure STOP; eliminating the ‘dreaded! ’ Negative Equity as the Short Sale is approved. All Mortgage Payment in arrears forgiven, too! GUARANTEED!

MORTGAGE RESCUE SERVICESThe BIG How : 

MORTGAGE RESCUE SERVICESThe BIG How The Key is in the Buyer! Three different Categories of Buyers: Cash Buyer Investor Pool Buyer “Preferred Buyer”

MORTGAGE RESCUE SERVICESCategory 1 : 

MORTGAGE RESCUE SERVICESCategory 1 Cash Buyer Buy it in Cash! A real Remedy Dependable Solution. Worth the “incentive”. Not subject to loan “seasoning”.

MORTGAGE RESCUE SERVICESCategory 2 : 

MORTGAGE RESCUE SERVICESCategory 2 Investor Pool Buyers are from a Pool of Investors Similar parameters to that of Cash Buyers Must be done within 72 hours

MORTGAGE RESCUE SERVICESCategory 3 : 

MORTGAGE RESCUE SERVICESCategory 3 “Preferred Buyer” Buyer may NOT be in ‘arms length’ May be subject to ‘seasoning’ Buyer allow ‘former’ Owner in Title New Owner just cannot sell property New Owner ‘quit claim’ property Former Owner pay Mortgage Payments on their name Gives Former Owner vested interest Creating Equity over time

MORTGAGE RESCUE SERVICESThe BIG Question : 

MORTGAGE RESCUE SERVICESThe BIG Question How and what would it take to keep the property? Former Owner buys it back or refinance it! - on a new FHA, Conventional or other types of loans. Most common loan available on today’s economy is FHA. Is it worth the ‘incentive’?

MORTGAGE RESCUE SERVICESFHA Qualification : 

MORTGAGE RESCUE SERVICESFHA Qualification FHA Loan Guidelines FHA 50% DTI 580 FICO 3.5% Down INCOME ENHANCEMENT STATED INCOME: Wage Earner & 1009 up 10X Monthly Mortgage Payment

MORTGAGE RESCUE SERVICES Who can we help? : 

MORTGAGE RESCUE SERVICES Who can we help? We can help all homeowners, who, (collectively): Are committed to keep their properties Are able to find a buyer and qualify for a loan Are in the process of Foreclosure Are late with their Mortgage Payments Has a verifiable income Are in an ‘upside down’ properties Wants to start anew Want to eliminate the ‘dreaded’ negative equity Wants to save their credit

MORTGAGER RESCUE SERVICESRECAP : 

MORTGAGER RESCUE SERVICESRECAP IN CONCLUSION: This is one of the “best” opportunities to keeping and saving the property, even at the dictate of today’s Universal Economic Crisis. Better . . . quicker than Loan Modification. Present Monthly Mortgage Payments in arrear forgiven. Foreclosureavoided. Negative Equity eliminated; allowing former Owner back to Investing Position. Best of all, Homeowners are now at the Helm in full control . . . looking into The New Brighter Horizon. Guaranteed Result!.

MORTGAGE RESCUE SERVICESInto the New Horizon : 

MORTGAGE RESCUE SERVICESInto the New Horizon You’ve saved your Home . . . where, perhaps, beautiful loving memories may now linger; a Haven of Peace, Joy and Happiness for all your families . . . to many a friend amongst your Circle of Influence . . . positioning yourself to a more solid and real solution being finally home, at last, wherein Comfort and Stability you’ve nestled in; Now . . . onto the more promising Hope into more brighter years to come! At your Service in Success!

MORTGAGE RESCUE SERVICESWe are very grateful! : 

MORTGAGE RESCUE SERVICESWe are very grateful! Thank you very much . . . in allowing us to present to you the real opportunity help you save your Home – your Castle. Wishing You All the Best Mortgage Rescue Services P. O. Box 580974 Elk Grove, Ca 95758-0017 Tel.: (916) 719-9576 FAX: (916) 647-3686

MORTGAGE RESCUE SERVICESQ & A : 

MORTGAGE RESCUE SERVICESQ & A Questions & Answers Acknowledgement This presentation is protected by Copyright Edition I 11/2009 Nationwide Lending & Associates, LLC P. O. Box 580974 Elk Grove, Ca 95758-0017