logging in or signing up Subprime crisis chris_Capricorn Download Post to : URL : Related Presentations : Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Uploaded from authorPOINT lite Insert YouTube videos in PowerPont slides with aS Desktop Copy embed code: (To copy code, click on the text box) Embed: URL: Thumbnail: WordPress Embed Customize Embed The presentation is successfully added In Your Favorites. Views: 633 Category: Business & Fin.. License: All Rights Reserved Like it (0) Dislike it (0) Added: April 05, 2009 This Presentation is Public Favorites: 0 Presentation Description No description available. Comments Posting comment... Premium member Presentation Transcript Subprime Crisis : Subprime Crisis Housing finance in USA : Housing Finance in US depend on Capital market,ie.Bond Market (Thai depend on Bank Deposit Market) Housing Loans in US Fixed rate mortgage Adjustable rate mortgage (ARM) Mortgage outstanding : 50 % of GNP (Thailand 10 %) Housing finance in USA Prime : Prime Prime Mortgage Borrow <80 % of House price Good record from credit bureau Monthly payment < 25 % income Good Credit Scoring Subprime : Subprime Subprime Mortgage Tarnished credit records Low Credit scoring Pay Higher Mortgage Rates Subprime Boom : Subprime Boom Low Interest rate, after September 11 crisis Mortgage company increase subprime lending, low teaser interest rates Investment Banks engineer higher yield, high credit rating bond from subprime-how? Housing Boom in US Financial Engineeringto support subprime : Financial Engineeringto support subprime Subprime securitizationCollateralized Mortgage Obligation : Subprime securitizationCollateralized Mortgage Obligation Subprime Mortgage Senior-saleable Subordinate-hold CD0s CMO CDOs Securitization (Collateralized Debt Obligations) : CDOs Securitization (Collateralized Debt Obligations) CDOs MBS CMO ABS High yield bond CDOs Credit Ratings : CDOs Credit Ratings CDOs Senior : AAA Mezzanine AA to BB Equity : unrate Subprime Crisis : Subprime Crisis Oil Price increase Inflation treat Fed increase interest House price start to fall Subprime Crisis : Subprime Crisis Subprime NPL much higher than forcast !! Subprime Lender Mortgage Cos fail US Mortgage lending crisis CDOs Quality and Ratings fall Worldwide investors suffer losses CDO market in turmoil Slide 12: End You do not have the permission to view this presentation. In order to view it, please contact the author of the presentation.
Subprime crisis chris_Capricorn Download Post to : URL : Related Presentations : Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Uploaded from authorPOINT lite Insert YouTube videos in PowerPont slides with aS Desktop Copy embed code: (To copy code, click on the text box) Embed: URL: Thumbnail: WordPress Embed Customize Embed The presentation is successfully added In Your Favorites. Views: 633 Category: Business & Fin.. License: All Rights Reserved Like it (0) Dislike it (0) Added: April 05, 2009 This Presentation is Public Favorites: 0 Presentation Description No description available. Comments Posting comment... Premium member Presentation Transcript Subprime Crisis : Subprime Crisis Housing finance in USA : Housing Finance in US depend on Capital market,ie.Bond Market (Thai depend on Bank Deposit Market) Housing Loans in US Fixed rate mortgage Adjustable rate mortgage (ARM) Mortgage outstanding : 50 % of GNP (Thailand 10 %) Housing finance in USA Prime : Prime Prime Mortgage Borrow <80 % of House price Good record from credit bureau Monthly payment < 25 % income Good Credit Scoring Subprime : Subprime Subprime Mortgage Tarnished credit records Low Credit scoring Pay Higher Mortgage Rates Subprime Boom : Subprime Boom Low Interest rate, after September 11 crisis Mortgage company increase subprime lending, low teaser interest rates Investment Banks engineer higher yield, high credit rating bond from subprime-how? Housing Boom in US Financial Engineeringto support subprime : Financial Engineeringto support subprime Subprime securitizationCollateralized Mortgage Obligation : Subprime securitizationCollateralized Mortgage Obligation Subprime Mortgage Senior-saleable Subordinate-hold CD0s CMO CDOs Securitization (Collateralized Debt Obligations) : CDOs Securitization (Collateralized Debt Obligations) CDOs MBS CMO ABS High yield bond CDOs Credit Ratings : CDOs Credit Ratings CDOs Senior : AAA Mezzanine AA to BB Equity : unrate Subprime Crisis : Subprime Crisis Oil Price increase Inflation treat Fed increase interest House price start to fall Subprime Crisis : Subprime Crisis Subprime NPL much higher than forcast !! Subprime Lender Mortgage Cos fail US Mortgage lending crisis CDOs Quality and Ratings fall Worldwide investors suffer losses CDO market in turmoil Slide 12: End