Ocean REI Private Money Partners

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Private Money Partners A Family Owned Company

Disclaimer:

Disclaimer This is not an offer to purchase or sell securities. Any person, entity, or organization must first be qualified by the company and read all of the offering documents and attest to reading and fully understanding such documents. Ocean REI, LLC is not a licensed securities broker-dealer and as such, do not hold themselves to be. The following presentation and all material therein should be construed as informational only and not as an advertisement soliciting for any particular purpose or product. All securities herein discussed have not been registered or approved by any securities regulatory agency in accordance with the securities act of 1933 or any state securities laws. Copyright 2011 by Ocean Real Estate Investments, LLC. Hull, MA. No part of this publication may be reproduced in any form without the written consent of Ocean REI, LLC © 2

Ocean REI, LLC:

Ocean REI, LLC In 2006 Mark Ostroff, with sons Jonathan and Erik, wanted to create a for-profit business that also gave back. Their varied Real Estate backgrounds led to a vision of buying distressed properties at a deep discount to assist homeowners facing foreclosure, rehabilitate the properties and solve problems to create value - then sell them for a profit. Today, the success of this vision puts Ocean REI in a position to offer lucrative opportunities to all levels of Real Estate Investors - established or just starting out. The biggest personal enhancement is the chance to further diversify your portfolio by providing short-term funds for our investment purchases with guaranteed profit! A Family Owned Company 3

Our Company Goals:

Our Company Goals To provide secure Investment services for investors like you! To grow the company by assisting homeowners avoid Foreclosure by creating a Short Sale, then turning around and providing 1 st time Home Buyers with great deals. To expand our operations to cover the entire state of MA and branch into Commercial Short Sale Opportunities. 4

What does Ocean REI, LLC do?:

What does Ocean REI, LLC do? Our specialty is buying Short Sale and/or Distressed Properties at deep discounts, applying our unique deal structuring, which then gives us the ability to sell the rehabbed property at big discounts to the retail market or wholesaling the property. Ocean REI utilizes its tested Market Research and vast Real Estate knowledge to find properties. We know where to look, what to buy, what NOT to buy, how to renovate and how to sell! We borrow funds from private investors to purchase and renovate these properties. Ocean REI then sells the properties in either the wholesale or the retail market! 5

How is Ocean REI, LLC different?:

How is Ocean REI, LLC different? Ocean REI’s two sister companies, Mass Home Relief, LLC and Whitecap Realty, LLC make us unique and provide an extreme advantage in the Real Estate Investment Market. Mass Home Relief, LLC is our premier Short Sale Service Provider in MA helping homeowners avoid foreclosure. White Cap Realty, LLC is our Licensed Brokerage Group providing more options to increase bottom-line profits in the sales process. Ocean REI focus is to provide SOLUTIONS for our clients and VALUE for you, the investor. We take the investment from start to finish! 6

Ocean REI has a Competitive EDGE:

Ocean REI has a Competitive EDGE In addition to our unique company structure, we found the formulas to create a guaranteed Win! Win! Win! result for all… How do we find properties? From our tested Marketing Campaigns to Homeowners in Foreclosure From our diverse network of Real Estate Agents and From our established relationship with Banks and Mortgage Lenders. Our competitive advantage is the SPEED to purchase properties Our aggressive TEAM Approach Our KNOWLEDGE of deal structuring and advanced Real Estate techniques Our ability to take the deal from PURCHASE to RENOVATION to SALE 7

What’s In It For YOU?:

What’s In It For YOU? A safe investment secured by Real Estate. We pay 12% on your money. No management costs. No daily headaches with managing contractors. 8

Investor Protections:

Investor Protections All funds are channeled through and disbursed by closing attorney. Rehab Funds are escrowed by attorney Tax and Insurance Escrows or Pre-Payment Additional information Provided on Subject Properties. (Scope of Work, Itemized Rehab List, etc) 3 Layers of Investor Protection Promissory Note Mortgage Hazard Insurance Policy 9 Lenders have No Expense!

The Initial Steps:

The Initial Steps Joe Smith has cash available for immediate use. OR Joe Smith calls Equity Trust and sets up a self-directed IRA. Joe Smith then notifies Ocean REI that he has funds ready upon request, and wishes to be a short-term lender. Joe Smith receives updates and announcements of available lending opportunities with Ocean REI, LLC. “ Using our Private Money Partner Program is one of the safest and most lucrative ways to invest your money. The high returns, plus the security of being backed by real estate, make it very attractive, especially in today’s environment.” 10

Steps to Fund The Deal:

Steps to Fund The Deal Closing Attorney prepares the Note and Deed of Trust. Joe reviews all documents for accuracy and approves the paperwork. Joe wires the funds to attorney’s office to close on the property on behalf of Ocean REI, LLC. Closing Attorney records deed of trust. Ocean REI begins the rehab. We make annual payments of 12% Simple Interest. We make quarterly payments if you prefer a quarterly income, or The interest accrues until the house is sold and you get one (1) check for principle and interest. 11

Steps to Fund The Project (Lender using Self-Directed IRA):

Steps to Fund The Project (Lender using Self-Directed IRA) Closing Attorney prepares the Note and Deed of Trust. Attorney pre-fills Equity Trust Company investment forms for Joe Smith. Joe reviews all documents for accuracy and approves the paperwork. Joe faxed signed documents to Equity Trust. Equity Trust wires funds to closing attorney. Attorney records Deed of Trust. Attorney sends the Note to Equity Trust Company. Ocean REI begins the rehab. Ocean REI mails interest payments to Equity Trust for deposit into Joe’s IRA account. 12

Example Project:

Example Project Initial Deal Structure After Repair Value of House: $ 419,000 Ocean REI Purchase Price: $ 250,000 Estimated Renovation Budget: $ 67,200 Closing Costs: $ 2,200 Pro-rated Taxes & Insurance: $ 1,400 Total Cost Basis: $ 320,800 Investor Funds: $ 320,800 $320,800 Principal Invested Interest @12% = $38,496 $16,040 Earned in 5 months 12% Annual Percentage Yield Secured by Deed of Trust Insured by Hazard Policy LTV @ 76% of Market Value Interior Pictures before Rehab Purchase Price: $250,000 13

What Happens When Ocean REI Sells the Property?:

What Happens When Ocean REI Sells the Property? On March 24 th , Joe Smith funded the deal for Ocean REI. On July 1 st , Ocean REI finished the Rehab and has the house under contract with an end buyer on July 15 th . With a closing for the end buyer on August 15 th , Joe Smith made an average 20% return in 150 days. After Repair Value $419,000 14

Before and After Pictures:

Before and After Pictures Before After Kitchen Before Kitchen AFTER Living Room AFTER Living Room Before 15

Private Lender Program Summary:

Private Lender Program Summary Ocean REI buys properties at deep discounts. We pay you 12% to use your money. It is a very simple plan. 16

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Contact Ocean REI, LLC for more details to get started! Mark “Rocky” Ostroff Jonathan Ostroff Erik Ostroff 781-925-5400 17 Left to Right: Jonathan, Rocky and Erik A Family Owned Company 485 Nantasket Avenue, Hull, MA 02145

NOTE: This is the BACK COVER Do NOT print THIS NOTE!:

NOTE: This is the BACK COVER Do NOT print THIS NOTE! A Family Owned Company 781-925-5400 485 Nantasket Avenue, Hull, MA 02145