FBN 2009

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The Knights of Columbus was founded by Father Michael J. McGivney in the basement of Saint Mary’s Church in New Haven, CT on March 29th 1882 128 years later, the Knights of Columbus has grown to be the largest lay Catholic organization in the world. Over 1.8 million Catholic families and over 15,000 Councils across the world. FRATERNAL BENEFIT SOCIETY: CHARITABLE WORKS

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FRATERNAL BENEFIT SOCIETY: CHARITABLE WORKS In 2009, nationwide philanthropy was down 2% KofC annual contributions increased by 3.5% Providing over 150 million dollars to charity Over 68 million volunteer hours. Based on standards of Independent Sector*, the total value of our volunteer efforts estimated to be at $1.39 Billion *Independent Sector is a third party that encourages volunteering.

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FRATERNAL BENEFIT SOCIETY: CHARITABLE WORKS In the past decade, the Knights of Columbus donated nearly $1.325 billion to charity, and provided in excess of 626 million hours of volunteer service, with a value of over $11 Billion. Making the KofC one of the nations leaders in volunteerism and other charitable efforts.

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Pope Benedict XVI Vacaris Christi Fund total Vatican Support for 2009 was over $1.8 Mil. Knights support vocations (over $2.3 Mil) Church development through church Grants and loans. (over $4.8Mil in Grants) Knights of Columbus provides educational scholarship programs for Catholic high school and colleges. ( Over $16Mil) Other efforts include: supporting the culture of life, clergy support, youth activities, and so much more! FRATERNAL BENEFIT SOCIETY: CHARITABLE WORKS Ohio Vocations Support: Football Sweepstakes: more than $125,000. Pennies for Heaven:  total collection of $79,020!

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FRATERNAL BENEFIT SOCIETY: CHARITABLE WORKS Knights of Columbus provide programs of support for our brother knights who serve as law enforcement officers, fire fighters, and those in the armed forces. The Knights of Columbus raised and distributed $1.4 million to the beneficiaries of the law enforcement officers, firefighters, and emergency medical personnel who died in September 11.

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Knights of Columbus supports church community, family and youth activities. Councils also support the needy, disabled, and the Special Olympics. The Knights of Columbus provides aid to victims of disasters. FRATERNAL BENEFIT SOCIETY: CHARITABLE WORKS

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The Knights of Columbus is ranked in the top 5% of all life insurance companies doing business in the North America based on total value of assets. Over 70 billion dollars of insurance enforce, ranking the KofC in the top 50 life insurance companies in the US. One of the highest dividend rates in the industry. Our portfolio includes whole life insurance, term insurance, long-term care, and annuities. The Knights of Columbus is financially strong, and is rated in the top 2% of the insurance industry, based on net operating gain before the dividends. The Knights of Columbus is operated by brother Knights for brother Knights and their families. Ranked among the Fortune 1000 Companies for total revenues. Knights of Columbus Has Earned Highest Industry Honors FACTS ABOUT OUR INSURANCE PROGRAM

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FACTS ABOUT OUR INSURANCE PROGRAM 35 Consecutive Years. Plus IMSA 18 Consecutive Years.

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FACTS ABOUT OUR INSURANCE PROGRAM Ethically invested with a strong moral compass.

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“We put our more than $14 billion in assets in investment-grade bonds and the highest quality equities. We avoid high-risk investments, especially the complex products involving subprime mortgages, not because we don’t understand them, but because we do understand them and know the risks they entail.” FACTS ABOUT OUR INSURANCE PROGRAM Ethically invested with a strong moral compass.

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All investment managers for the Order are prohibited from investing in companies engaged in any of the following activities: Embryonic Stem Cell Research Human Cloning Pornography Abortion Contraception For Profit Health Care For Brother Knights and Families, by Brother Knights. FACTS ABOUT OUR INSURANCE PROGRAM

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THE PRIMARY GOAL OF THE KNIGHTS OF COLUMBUS: “To render financial aid to its members and the beneficiaries of members.” —From the Knights of Columbus charter FACTS ABOUT OUR INSURANCE PROGRAM

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THE FAMILY FRATERNAL BENEFITS PACKAGE: The Knights of Columbus offers special benefits of membership. Among these are unique programs that exist exclusively for K of C families with needs that fall outside traditional insurance plans. The Family Fraternal Benefits package, available to all our good-standing members and their families, adds value to membership. Member/Spouse Accidental Death Benefits Guaranteed Life Insurance Benefits for Members and Families Death Benefits Available for Stillborn/Miscarried Children   Orphan Benefits   Family Service Record/FORCASTER -- The Knights of Columbus is dedicated to uniting families in service to the Church, the Community and Fellowman.

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The Family Fraternal Benefits package, includes a free financial planning service that provides valuable information in planning for your family.

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Family Service Record/FORCASTER Provides an accurate snapshot of your financial situation in the event of an untimely death.

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Knights of Columbus is second to none in the insurance industry Provides your loved ones with needed protection Eases the burden of estate taxes   Free spousal waiver of premium (both husband and wife must be age 50 or younger)   Accelerated benefit option (for whole life policies over $50,000)   Disability waiver   We have no stockholders, our owners are our members. We return our good fortune in the form of dividends to our policyholders. Although not guaranteed, we have paid dividends every year since 1882    Morally responsible investments in line with Catholic doctrine Why Buy from the Knights of Columbus?

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Outside of work what personal life insurance do you have? What factors helped you choose the company you have your insurance with? When is the last time you reviewed your life insurance policies? What financial formula did you use to arrive at the amount of life insurance you have on yourself? Key questions to consider for your life insurance

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What is your planned retirement date? What part of your retirement funds should be in more conservative types of investments? Do you currently have any monies that should be ‘rolled over’? Do you qualify for a ROTH IRA with income tax free growth? Is tax deferral important to you? When does your next CD mature? Key questions to consider for your retirement

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What plans have you made for when you and your spouse can no longer take care of yourselves? Do you know what the average cost of a nursing home is in today’s dollars Do you know what percentage of that cost is covered by Medicare? Key questions to consider for your long term care needs