getting by and getting ahead

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In Marshall County and Getting By Getting Ahead The Power of Opportunity

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Of our families live in poverty 12%

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19.5% Of our residents live in poverty 12.6% Of our children live in poverty Poverty in Marshall Co.

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Poverty? Family of Four: $22,050 Poverty is on the rise

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Free and Reduced Lunch Family of Four Free Meals – below $28,665 Reduced Meals – between $28,666 and $40,793 A high number of our children are affected

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Barriers to Success:Health Care Job AvailabilityChild Care Wages: $7.25 and $6.75 hourly

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Family of 5; Annual Income, $26,790 Biggest Challenges:Child CareHousing

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7.2 % Unemployment 93% of low-income families served by MICA do not receive traditional “welfare” 64 % Free and Reduced Lunches And yet…. Low-income families are working families

Getting By in Marshall County : 

The federal government says a family of four making $22,050 a year is living in poverty. This is an hourly wage of $10.60 (one adult working) per hour, or $1,837 each month. Getting By in Marshall County Building a Budget

Budgeting for Poverty : 

Budgeting for Poverty Housing Utilities Transportation Food Health Care Child Care  $1,837 $1,308 - 529 $529

Budgeting for Poverty : 

Budgeting for Poverty Housing Utilities Transportation Food Health Care Child Care   $1,308 -196 $ 1,112 $ 196 $ 529

Budgeting for Poverty : 

Budgeting for Poverty Housing Utilities Transportation Food Health Care Child Care    $ 1,112 -420 $ 692 $ 420 $ 196 $ 529

Budgeting for Poverty : 

Budgeting for Poverty Housing Utilities Transportation Food Health Care Child Care     $ 692 -690 $2 $ 420 $ 196 $ 529 $ 690

Budgeting for Poverty : 

Housing Utilities Transportation Food Health Care Child Care $ 690 Budgeting for Poverty      $ 2 - 542 - $ 540 $ 542 $ 420 $ 196 $ 529

Budgeting for Poverty : 

Budgeting for Poverty So now you’re $540 over budget, and you still don’t have everything you need. Toiletries School Supplies Holiday Gifts Life Insurance Furnishings Birthdays Recreation Cleaning Supplies Education Clothes Shoes Entertainment Property Insurance

Budgeting for Poverty : 

Budgeting for Poverty Housing Utilities Transportation Food Health Care Child Care       - $ 540 - 725 - $ 1,265 $ 725 $ 690 $ 542 $ 420 $ 196 $ 529 So, what if the second adult goes to work? With a second income at minimum wage, the family would not break even +$ 1,256 - $ 9

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These are the decisions that people are forced to make every day when they live in poverty in Marshall County. Poverty

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Low-income vs. a living wage Toiletries School Supplies Holiday Gifts Life Insurance Furnishings Birthdays Recreation Cleaning Supplies Education Clothes Shoes Entertainment Property Insurance $40,000 Annually $19.23 per hour

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Strengthening the workforce

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$500,000,000,000 $1,700 Poverty impacts the US economy

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-67,000,000 Poverty impacts our community

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Marshall Co. educational attainment lower than state

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EDUCATION AND TRAINING PAY Graduate Degree Bachelor’s Degree H.S. Grad Or GED Some College AA Degree Less than H.S. 0 10 20 30 40 50 60 20% 14% 8% 2% $58,803 $44,054 $23,067 2 2 5 6.9 18.8 Iowa Median Earnings in 2009 Unemployment Rates in 2009 $31,449 $76,419

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Community Supports Educational Opportunities Available Jobs Offering a Living Wage = an investment in our entire community’s success! + + Investing in our community’s success

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…an amazing return Projected CNA Twenty Five Year Income $552,850 Projected Iowa Veteran's Home RN Income $1,507,675 A conservative estimate of increased taxes paid: $340,000 Investing in our community’s success

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What Can We Do? Provide Supports Earned Income Tax Credit Investments that work

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What Can We Do? Focus on Education: Start Sooner Stay Longer Keep Learning Investments that work

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Bettie Bolar and Amy Vybiral: Iowa Valley Continuing Education Arlene McAtee and Clarissa Thompson: Mid-Iowa Community Action, Inc. Gregg Davison: Trinity Lutheran Church Representative Mark Smith Jim Lowrance: Wells Fargo Bank Bob Christensen: Marshalltown Community School District’s Board of Directors Ken Anderson: Marshalltown Chamber of Commerce Sue Martin: Martha Ellen Tye Foundation In Marshall County and Getting By Getting Ahead The Power of Opportunity