Career Insurance

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You have worked hard To get to where you are today.

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A career that provides For you, and for your loved ones. Income Expenses Savings

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What if sickness or accident Prevents you from pursuing Income Expenses Savings Your Dreams? Debts

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You probably have insurance. But what if the type of illness are not covered in your 30 Critical illness cover ?

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Introducing Career Insurance . One need not to be on life support, lose complete use of eyesight or both limbs in order to make a claim.

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As long as the person is unable to work in his or her own occupation at the time of claim .

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How it works? “The life insured must be totally unable as a result of bodily injury or disease to perform his/her own occupation at the time of claim” “The life insured must be totally and permanently disabled as a result of bodily injury or disease to engage in any occupation by which he/she is suited by education, training or experience, at the time of claim.” Year 1 (20%) Year 2 (20%) Year 3 (20%) Year 4 (20%) Year 5 (20%)

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Example?

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Peter, 30, a surgeon. Age 30 Age 33 6 mths Bought $1,000,000 career insurance . Diagnosed with Severe Depression (lasting more than 6 months) Claimed admitted. Paid $200,000 for 1 st year and $200,000 for 2 nd year. Unable to perform work as surgeon for 1 st and 2 nd year. Age 35 Subsequently recovered and continued working as a consultant doctor. No claim payable from 3 rd year to 5 th year. If depression worsen into other mental disorder and Peter is unable to work in any occupation suit by his experience , training and education, $200,000 is payable yearly for 3 rd , 4 th and 5 th year.

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Major Cancers Claims that have been admitted due to (but not limited to): Schizophrenia Severe head injury Severe Depression Stroke Parkinson’s Disease Kidney Failure Spinal cord injury

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Not all occupations can apply *(For details please ask for a quote www.sgplan.com)

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How much does it cost? For $1,000,000 (SGD 1 Million ) Career Insurance Package? $1049 per year ~$90 month ~$2.87 day *(Based on 30 year old male, non-smoker, 5 year Term period)

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What’s more? Smoker enjoy non-smoker rates for 1 st 3 years. Smokers Alert! (Terms and Conditions applies.)

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Plan also comes with optional *(Premiums will varies) cash value package.

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Do review your overall financial situation before applying. Caution!

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Find out more? Get a quote at www.sgplan.com

Presentation Disclaimer: 

Presentation Disclaimer sgPlan Production Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. This presentation is for general information only and is not a contract of assurance. The specific details applicable to this insurance plan are set out in the policy contract.

Presentation Disclaimer: 

Presentation Disclaimer sgPlan Production Alan Teh does not endorse or approve, and assumes no responsibility for, the content, accuracy or completeness of the information presented. Viewers should note that videos are created and own by sgPlan and Alan Teh and may not be published in various media, including print, audio and video formats without permission from the creator.