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Disability Insurance. Career Insurance

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You have worked hard To get to where you are today.

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A career that provides For you, and for your loved ones. Income Expenses Savings

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What if sickness or accident Prevents you from pursuing Income Expenses Savings Your Dreams? Debts

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You probably have insurance. But what if the type of illness are not covered in your 30 Critical illness cover ?

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Introducing Career Insurance . One need not to be on life support, lose complete use of eyesight or both limbs in order to make a claim.

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As long as the person is unable to work in his or her own occupation at the time of claim .

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How it works? “The life insured must be totally unable as a result of bodily injury or disease to perform his/her own occupation at the time of claim” “The life insured must be totally and permanently disabled as a result of bodily injury or disease to engage in any occupation by which he/she is suited by education, training or experience, at the time of claim.” Year 1 (20%) Year 2 (20%) Year 3 (20%) Year 4 (20%) Year 5 (20%)

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Peter, 30, a surgeon. Bought $1,000,000 career insurance . Diagnosed with Severe Depression Unable to perform work as surgeon for 1 st and 2 nd year. Claimed admitted. Paid $200,000 for 1 st year and $200,000 for 2 nd year. Subsequently recovered and continued working as a consultant doctor. No claim payable from 3 rd year to 5 th year.

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Major Cancers Claims that have been admitted due to (but not limited to): Schizophrenia Severe head injury Severe Depression Stroke Parkinson’s Disease Kidney Failure Spinal cord injury

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You need to be of *Class 1 occupation before you can apply *(Class 1 meaning work of administrative in nature. For details please enquire.)

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How much does it cost? Note: This illustration is based on a 30 year old male standard life, non-smoker, and a 5-year Type Benefits Cost per Day $1,000,000 Career Insurance Package $200,000 (20%) per year for the first 2 years should David be unable to work as a Lawyer due to body injury or disease. Subsequent 3 payments, the definition follows that from 3 rd year onwards . $ 1.93 renewable and convertible term.

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Find out more? Get a quote at www.sgplan.com

Presentation Disclaimer: 

Presentation Disclaimer sgPlan Production Presentations are intended for educational purposes only and do not replace independent professional judgment. Statements of fact and opinions expressed are those of the author individually and, are not to persuade anyone into investing their money or purchase any products or services with sgPlan .

Presentation Disclaimer: 

Presentation Disclaimer sgPlan Production Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. This presentation is for general information only and is not a contract of assurance. The specific details applicable to this insurance plan are set out in the policy contract.

Presentation Disclaimer: 

Presentation Disclaimer sgPlan Production Alan Teh does not endorse or approve, and assumes no responsibility for, the content, accuracy or completeness of the information presented. Viewers should note that videos are created and own by sgPlan and Alan Teh and may not be published in various media, including print, audio and video formats without permission from the creator.