Real Merchants Real Savings

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Slide 2: 

A Small Face to Face Merchant Exhibit

Slide 3: 

Processor

Slide 4: 

Processor $25,941 In Processing Volume

Slide 5: 

Processor $25,941 In Processing Volume

Slide 6: 

Processor $25,941 In Processing Volume

Slide 9: 

Processing Fees $616 Divided by Volume $35,892 Effective Rate = 1.72%

Slide 10: 

50% Rate Reduction

Slide 11: 

B Large B2B Merchant Exhibit

Slide 12: 

Processing Volume Partial Address Processing Fess $19,943 Divided by Volume $714,537 =2.79% Effective Rate

Slide 13: 

Partial Address

Slide 14: 

Partial Address

Slide 15: 

Partial Address

Slide 16: 

Partial Address Processing Fees $9,304 Divided by Volume $744,128 =1.25% Effective Rate

Slide 17: 

After MRC Before MRC Before MRC Before MRC After MRC After MRC

Slide 18: 

Over

Slide 19: 

Over

Slide 21: 

Old Way Banks and Processors performing their own audits telling merchants “everything is fine!” “You have the lowest rates” “we don’t have any hidden fees”

Slide 22: 

Downgrades costing merchants thousands & adding pure profit back to the banks’ bottom line. Commercial Data I Commercial Data II Debit EIRF Electronic Corporate Standard Level II Credit EIRF CPS Standard Commercial Standard Mid Qualified Non Qualified Commercial Retail Purchasing Standard Business Standard Purchasing B2B Purchasing Level II Corporate B2B Business CNP Corporate CNP Signature Preferred Electronic Signature Preferred Standard

Slide 23: 

New Way

Slide 24: 

MRC Preforms the Audit

Slide 25: 

Rates get cut by 50% or more!

Slide 26: 

Hidden Fees are removed

Slide 27: 

Downgrades Disappear! Adding thousands back to the merchants’ bottom line

Slide 28: 

Reducing processing fees by 50% or more!

Slide 29: 

Old Way

Slide 30: 

Credit Card Processors work to protect their profits and represent the best interest of their stockholders. The more you pay, the better. That's their job.

Slide 31: 

New Way

Slide 32: 

Merchant Relief Council works on behalf of the merchant. We protect your profits and represent your interests. The less you pay, the better. That's our job.

Slide 33: 

1-800-672-1292 Go to http://www.merchantreliefcouncil.org/statements/1.pdf to examine the actual statements used. We think the choice is pretty simple!