Slide 2:
Guaranteed Minimum Death Benefit Cash Value $100K Deposit $80K $100K Initial Deposit / Minimum Death Benefit Cash Value of Mutual Funds Guaranteed Death Benefit for Spouse or Beneficiaries 1.25% Average Fund Expense +.60% Death Benefit (Deducted from Cash Value) 1.85% Expense with Guaranteed Death Benefit 100% Market Participation Can be actively managed with No Trading Costs or Capital Gains Variable Annuity Benefits
Slide 3:
Guaranteed Minimum Death Benefit Cash Value Pension Value 6% Roll-Up $100K Deposit $90K $100K $120K 6% Roll-Up Initial Deposit / Minimum Death Benefit Cash Value of Mutual Funds Pension Value – Lifetime Income Guaranteed Lifetime Income and Death Benefit for Spouse or Beneficiaries 1.25% Average Fund Expense +.85% Lifetime Income Rider (Deducted from Cash Value) 2.70% Expense with Income and Guaranteed Death Benefit +.60% Death Benefit (Deducted from Cash Value) Variable Annuity Benefits 100% Market Participation Can be actively managed with No Trading Costs or Capital Gains
Slide 4:
Guaranteed Minimum Death Benefit Cash Value Pension Value 6% Roll-Up $100K Deposit $90K $100K $120K 6% Roll-Up Underlying Investments Beat Out 6% Roll- up, Client Receives Step-Up Initial Deposit / Minimum Death Benefit Cash Value of Mutual Funds Pension Value – Lifetime Income Guaranteed Lifetime Income and Death Benefit for Spouse or Beneficiaries 1.25% Average Fund Expense +.60% Death Benefit 2.70% Expense with Income and Guaranteed Death Benefit +.85% Lifetime Income Rider (Deducted from Cash Value) 100% Market Participation Variable Annuity Benefits
Slide 5:
Guaranteed Minimum Death Benefit Cash Value Pension Value 6% Roll-Up $100K Deposit $90K $100K $120K 6% Roll-Up Underlying Investments Beat Out 6% Roll- up, Client Receives Step-Up Initial Deposit / Minimum Death Benefit Cash Value of Mutual Funds Pension Value – Lifetime Income 2.70% Expense with Income and Guaranteed Death Benefit 4 Year Surrender Charge Period Greater of 10% or Annual Interest as Penalty Free Withdrawal 100% Market Participation Variable Annuity Benefits