Slide 2:
FORGET ALL THAT YOU ALREADY KNOW ABOUT LOAN MODIFICATIONS MAKE SURE YOU AND YOUR PROPERTY QUALIFY FOLLOW THE STEPS. BE TENACIOUS, NEVER STOP AND NEVER GIVE UP Getting Started
Slide 3:
We realize that this is a very difficult time for you and that you may have hired another agency to help you or that you have tried submitting a request on your own – and failed. We ask that you FORGET all that has already happened and make this a NEW BEGINNING and because of our insane success, we are confident you have found THE PLACE for you to succeed, finally.
Slide 4:
We have created this process so that you you can have a good night’s sleep again,
EVERY NIGHT.
That is our GOAL. ZZZzzzzZZzzzZZZz
Slide 5:
You must be experiencing financial hardship
Your current mortgage payment (including taxes,
insurance, and homeowner’s association dues) is
more than 31% of your gross (pre-tax) monthly
income
The home must be owner-occupied, meaning you
must live in the property and it is your primary home
Home is one- to four- units and is not vacant or
condemned
The loan to be modified must be the first lien
of record and is equal or less than $ 729,750
and has to have been acquired before
January 1, 2009 To Qualify:
Slide 6:
Forbear or forgive a portion of the principal
balance of the note Increase the amortization of the note to
40 years, adding the amount you are behind
(the arrears) to the existing balance Decrease the interest rate to as low as 2% How the Bank Lowers Your Payment
Slide 7:
5 Easy Steps to
Follow: PRINT YOUR ~LOAN MODIFICATION KEY~ FOLLOW THIS KEY ALL OF THE WAY THROUGH
UNDERSTAND YOUR INCOME
MAKE THE HOPE CALL
SUBMIT THE LOAN MODIFICATION REQUEST PACKAGE (WITH ALL NUMBERS MATCHING)
FOLLOW UP WITH YOUR LENDER UNTIL YOU’RE APPROVED