banks

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WELCOME TO

BANKING INSTITUTION: 

BANKING INSTITUTION The banking sector is the life line of any modern economy. It is one of the important financial pillars of the financial system. Research confirms that countries with a well developed banking system grow faster than those than a weaker one. The banking system reflects the economic health of the country.

Definition: 

Definition Section 5(1) b of the banking regulation act defines banking as the accepting, for the purpose of lending or investing , of deposits of money from the public, repayable on demand and or other wise and withdraweable by cheques , draft, order or otherwise

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originated in the last decades of the 18th century. The first banks were The General Bank of India, which started in 1786, and Bank of Hindustan, which started in 1790; both are now defunct. The oldest bank in existence in India is the State Bank of India, which originated in the Bank of Calcutta in June 1806, which almost immediately became the Bank of Bengal . This was one of the three presidency banks, the other two being the Bank of Bombay and the Bank of Madras , all three of which were established under charters from the British East India Company. For many years the Presidency banks acted as quasi-central banks, as did their successors. The three banks merged in 1921 to form the Imperial Bank of India , which, upon India's independence, became the State Bank of India . Banking in India

Public sector banks: 

Public sector banks Public sectors banks are banks in which the government has a major holding. Not less than 51% of the paid up share capital will be held by the central Govt All nationalized banks are PSB’S. these can be classified in to two groups; 1. The state banks of India and its associates and 2 .Nationalized banks

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The main objectives of nationalization were to widen the branch network of banks particularly in the rural and semi-urban areas which in turn would help in grater mobilization of savings and flow of credit to neglected sectors such as agriculture, and small-scale industries The nationalized banks are a dominant segment in commercial banking The bulk of the banking business in the country is in the public sector O bjectives of public sector banks

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• State Bank of India • State Bank of Bikaner and Jaipur • State Bank of Hyderabad • State Bank of Indore • State Bank of Mysore • State Bank of Patiala • State Bank of Saurashtra • State Bank of Travancore • Andhra Bank • Allahabad Bank • Bank of Baroda • Bank of India List of Public Sector Banks

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Bank of Maharashtra • Canara Bank • Central Bank of India • Corporation Bank • Dena Bank • Indian Overseas Bank • Indian Bank • Oriental Bank of Commerce • Punjab National Bank • Punjab and Sind Bank • Syndicate Bank • Union Bank of India • United Bank of India • UCO Bank • Vijaya Bank

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NATIONALISED BANKS: NATIONALISED BANKS In 1969, fourteen big Indian joint stock banks in the private sector was nationalized The nationalization was effected by an ordinance which was later replaced by an act of parliament, known as the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 Six commercial banks in the private sector with deposits over Rs 200 corer were nationalized on 15 August 1980-

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Private Banks set up under the guidelines of RBI other than nationalised banks . The first private bank in India to be set up in Private Sector Banks in India was IndusIand Bank. Have to follow all the directions, instructions, guidelines from the RBI Private Banks:

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List Of Private Banks Vysya Bank Ltd Axis Bank Ltd ICICI Banking Corporation Bank Ltd Global Trust Bank Ltd HDFC Bank Ltd Centurion Bank Ltd Federal Bank, Bharat Overseas Bank. Dhanalakshmi Bank, Bank of Rajasthan,

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11 .City union Bank 12 . Lakshmi Vilas Bank, 13. Rupee Bank, 14. Development Credit Bank, 15. IndusInd Bank, 16. Jammu & Kashmir Bank, 17. Kotak MahindravBank 18. RatnakarBank, 19. South Indian Bank, 20. SBI Commercial and International Bank, 21. Karnataka Bank Limited, 22. Tamilnad Mercantile Bank, 23.Amazing Mercantile Bank.

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24. Thane Janata Sahakari Bank, 25. Punjab National Bank. 26. Saraswat Bank, 27. ING Vysya Bank, 28. Ganesh Bank of kurundwad. 29. Catholic Syrian Bank, 30.Bassein Catholic Bank,

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Private Banks logos

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Public Sector bank means any Government Sector Bank/Institute that goes public... means that issues it share to general public.. It also has a greater share of government(more than 50%) so that the main motto of social welfare other than Maximizing Profit remains. Where as Private Sector Banks are those Banks where the management is controlled by Private individuals and Government does not have any say in the management of these Banks .Maximizing profit is the basic motto. what is the difference between Public sector bank & Private

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public sector banks are those banks run under the control of government and their prime motive is the welfare of the general public. whereas private sector banks are those banks run by the private individuals and their prime motive is to earn profits. 2. what is the difference between Public sector bank & Private sector bank

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Private And Public Banks have been broadly divided into private and public . A private bank is that in which there are but few partners , and these attend personally to its management. A public bank is that in which there are numerous partners or shareholders , and they elect from their own body a certain number, who are in trusted with its management. The business of banking consists chiefly in receiving deposits of money, upon which interest may or may not be allowed; in making advances of money, principally in the way of discounting bills; and in affecting the transmission of money from one place to another. 3. what is the difference between Public sector bank & Private sector bank