MD_Mortgage_Seminar_Basu_web

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Invest in Your Future Today

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Discover why now is a great time to build the Toll Brothers home of your dreams! Timing is Everything

Open the Door to Your Future! : 

3 Open the Door to Your Future! Economic Landscape Present an overview of the local economy, demographics, and interest rates to see why it makes sense to invest in a Toll Brothers home today. The Financial Flexibility Gain a better understanding of the value of a Toll Brothers home and review the wealth and tax advantages. The Toll Brothers’ Advantage Explore the variety of limited-time incentives and financing programs. The following factors can influenceyour home buying decision:

More Home for the Money : 

4 Compare Yesterday’s Rates to Today’s Source: Freddie Mac More Home for the Money

Rates are Still Near Historic Lows : 

5 Rates are Still Near Historic Lows

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6 Source: Bureau of Labor Statistics Employment Growth, 15 Largest Metro Areas, June 2005 vs. June 2006

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7 Financial Flexibility Rates are still near historic lows… move up now and lock your rate!

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8 Luxury and Affordability * For comparison purposes only. After-tax pmt. assumes a 25% marginal tax rate on Federal, state and local income taxes. Please consult your tax advisor regarding your individual tax situation. 30 Yr. Fixed Rate - Interest Only (6.5%) Source: George Mason University Center for Regional Analysis

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9 The Investment Perspective Real estate offers unique advantages over other investments: Mortgage interest and real estate taxes are deductible* Capital gains can be rolled into future homes and may even be tax free* *Please consult your tax advisor

Why Toll Brothers? : 

10 Why Toll Brothers? Buying one of our homes is an investment in your future. The long-term value of your investment is assured through: Community design, development and home building Integration of Toll Bros. family of companies More included features and customization options Recognized leader in luxury for 40 years

Why Now Is The Time : 

11 Why Now Is The Time Take advantage of these current value option packages: Below-market financing Assistance with selling your current home Staging Guaranteed Resale Program

Great Options for Toll Customers : 

12 Great Options for Toll Customers Choose from a wide range of financing alternatives: Loan programs - 30-year fixed rate, 5/1ARMs, interest-only loans, pay option ARMs, etc. Reduce your payment rate - temporary rate reductions Example: 2-1 interest rate buydown Reduce your interest rate - permanent rate reductions Example: Lower your mortgage payment for the fixed term of your mortgage Below Market Financing