Ryan Hamilton 1 24 07

Who Are We?: 

Who Are We? As both a direct lender and wholesale mortgage broker, Valencia Green finances both residential and commercial green building projects throughout the Western United States. As the first certified green mortgage company in San Francisco, we have developed specific industry expertise accompanied by an extensive network of green building professionals throughout California. Member, Build it Green Real Estate Council Member, San Francisco Green Business Program Member, East Bay Sustainable Business Alliance

Our Value Proposition: 

Our Value Proposition Every one of our Mortgage Consultants has undergone significant training in green building products, technologies and building systems We offer comprehensive real estate planning and credit counseling services We sponsor on-going green building educational seminars We simplify the application process for available incentives and rebates We analyze our client’s pipeline against individual project specs to determine what financing strategies will best facilitate investment goals We cultivate a comprehensive marketing strategy to ensure that acquisitions and sales both command the highest returns possible We offer direct broker credits to each client at the closing of their loan relative to the scope of their particular green building project We contribute 5% of each closed commission to a non-profit charitable organization

Our Clients: 

Our Clients Residential homeowners & investors Contractors, Builders, & Developers Looking for alternatives to the traditional real estate model How to integrate progressive social & environmental ideas into their real estate portfolios Want to see their investments pay off !!!

Products: 

Products What types of real estate financing do we offer? Residential purchase financing to $20 million Cash-out and Rate/Term refinancing options Equity Lines of Credit, Equity Loans Construction loan programs to $100 million Financing programs for Manufactured and Pre-Fabricated homes Lot loans Commercial purchase financing to $100 million Interim construction loans and bridge loans to $100 million Construction to Permanent loans to $100 million

Challenges: 

Challenges Most lenders do not understand the economic and environmental benefits of green buildings Lower energy costs + lower maintenance expenses + higher productivity + greater occupant satisfaction = less risk = more secure investment

Challenges: 

Challenges Appraisers struggle to quantify higher value of green buildings vs. conventional buildings “Without comparable sales, what more can I do? You want me to risk my license just to give your solar home $25,000 more in value?”

Opportunities: 

Opportunities By quantifying each and every economic and environmental benefit of green building, we are building the case. Building performance testing is a MUST. House as a System Testing Quantitative Testing Identify Source of Problems Fix Underlying Causes Re-Test to Confirm Solution

Opportunities: 

Opportunities We present OUR CLIENTS AND OUR LENDERS AND OUR APPRAISERS with as much data as we can to demonstrate the value of GREEN REAL ESTATE. Energy & water savings, the Avoided Cost Lower maintenance & replacement costs Higher rents, with less turnover Greater occupant satisfaction PR & Media benefits (faster leasing, faster sales, combined with market differentiation) Lesser Carbon Footprint

GreenPoint Rated: 

GreenPoint Rated GreenPoint Rated is a program of Build it Green 5 categories - Energy Efficiency, Resource Conservation, Indoor Air Quality, Water Conservation and Community. Minimum 50 Point score for Rating. GreenPoint Rated homes are evaluated by independent, certified raters, so building professionals and homeowners can feel confident that the rating has integrity and value. For residential new construction ONLY, remodeling program guidelines set for Summer 2007.

Contact Info: 

Contact Info Ryan Hamilton, Director Email: ryan@valenciagreensf.com Office: (415) 644-9907 Cell: (415) 994-9021 www.valenciagreensf.com