PowerPoint Presentation: Credit Solutions, LLC . RATE X PowerPoint Presentation: WWW.RATEXCREDIT.COM WHAT IS CREDIT REPAIR Credit repair is the process of identifying errors, disputing the information in question, and monitoring the bureaus to make sure the corrections are made to your report. RATE X Credit Solutions, LLC. PowerPoint Presentation: WWW.RATEXCREDIT.COM WHO NEEDS CREDIT REPAIR Most people have potentially damaging inaccuracies on their reports that could be hurting their scores. Right now over 110 million people in America are affected by bad credit? For the uninitiated, “bad credit” is the status of someone who is considered “high risk” for credit lenders. If your credit has blemishes and being denied for a loan is probable or if thousands of dollars hinge on 1 point, 1/2 point or even 1/4 point of interest you need to get help. 79% of consumers have some kind of error or inaccuracy on their credit report. RATE X Credit Solutions, LLC. PowerPoint Presentation: WWW.RATEXCREDIT.COM CAN NEGATIVE ITEMS BE LEGALLY REMOVED? Absolutely! Despite the steadfast proclamations of bureaucrats and the credit bureaus the simple fact is that questionable credit listings can be and are deleted (by the thousands) from consumer credit reports each and everyday. Our credit repair program is designed to permanently remove items that are classified as inaccurate, unverifiable, or misleading. On average our clients experience credit score increases between 50-150* basis points. RATE X Credit Solutions, LLC. PowerPoint Presentation: WWW.RATEXCREDIT.COM ABOUT US Founded in 2007, RATEX has gradually established itself as a trusted leader in online credit report repair. Based in Rochester, New York and registered with the NYS Division of Corporations the legal form of ownership of the business is a Limited Liability Company. RATEX provides nationwide credit repair services. We are insured and operate in full compliance of the Federal Trade Commission, Credit Repair Organizations Act. * The Federal Trade Commission regulates credit bureaus and credit repair organizations. Credit Solutions, LLC. RATE X Credit Solutions, LLC. PowerPoint Presentation: WWW.RATEXCREDIT.COM OUR APPROACH Our Program Targets Your Credit Score To raise your credit scores as quickly as possible, we focus on a complete solution that gets results. Two unique aspects of our service is that we perform in-depth creditor audits and gather source documentation directly from your creditors. When applied these methodical processes can produce exceptional results, which you can expect to see in as little as 45 to 60 days. RATE X Credit Solutions, LLC. PowerPoint Presentation: WWW.RATEXCREDIT.COM SERVICES We take pride in our ability to help our clients and are committed to providing the easiest and most effective service possible. At RATEX we go the extra mile to achieve great results. Regardless of the severity, we devote 100% of our efforts to each individual case. Credit Bureau and Collection Agency Audits Escalated Debt Validations FCRA + Other Federal and State Specific Law’s Implemented RATE X Credit Solutions, LLC. PowerPoint Presentation: WWW.RATEXCREDIT.COM OUR REFUND POLICY Our services are backed by a simple refund policy... If we fail to perform the agreed-upon services for you as outlined in our service agreement for any given month, you will not be billed for that month; or we will refund your fees for that month if your payment has already been processed. With our “pay as you go” month to month service you can cancel at any time with no extra cost or obligation. RATE X Credit Solutions, LLC. PowerPoint Presentation: WWW.RATEXCREDIT.COM TAKE CHARGE TODAY! When you become a RATEX client we will use a customized credit repair program that is suited to fit your exact credit situation needs and goals. Our all inclusive service is only $59.95 per month, with a one time $99.95 case establishment fee; all charged after that work has been completed. As a RATEX client you will be treated professionally, with dignity and respect. Sign up today and in a matter of minutes you will be on your way to a better financial future. RATE X Credit Solutions, LLC. PowerPoint Presentation: RATE X Credit Solutions, LLC .