THE NEW ECONOMY, IT, AND CHARACTER BUILDING: THE NEW ECONOMY, IT, AND CHARACTER BUILDING Roy Sembel, PhD Smart_WISDOM@yahoogroups.com BPK Penabur, Jakarta April, 2005


Slide2: Roy Sembel, PhD Smart_WISDOM@yahoogroups.com EDUCATION 1982-86 IPB, Bogor. FMIPA. Major: Statistics, Minor: Economics; Ir., Best Graduate, Cum Laude 1988-90 Rotterdam School of Management, Erasmus University Rotterdam and The Wharton School, University of Pennsylvania Philadelphia MBA, Finance/Banking, Best Graduate, With Honours 1991-96 J.M.Katz Graduate School of Business, University of Pittsburgh; Major: Corporate Finance; Minor: Econometrics PhD; Dissertation: “IPO Anomalies, Truncated Excess Supply, and Heterogeneous Information” 1997-98 Economics & Finance Staff, Office of Dr (HC) Radius Prawiro, Jakarta. 2000 ACUCA Lecturer: Japan, South Korea, Taiwan, Hong Kong, The Philippines, Thailand 1987-2001 Lecturer, Faculty of Economics, Christian University of Indonesia, Jakarta. 1997-2001 Visiting Lecturer at IPMI, Institut PPM, Magister Management Program University of Indonesia, University of Sam Ratulangi, Universitas Lampung, Magister Akuntansi & Post Graduate (S2 & S3) Program Faculty of Economics University of Indonesia, Pelita Harapan University, IPB. Subjects: Investment Analysis and Risk Management, Corporate Finance, International Finance, Derivative Securities, Managerial Economics, Banks & Capital Markets, eBusiness Management. 1998-2001 McKinsey & Co, Jakarta 2001 Direktur Program Magister Manajemen Keuangan Universitas Bina Nusantara, Co-founder Indonesia Learning Institute (InLIne), Indonesia School of Life (UbSchoOL) MISCELLANEOUS Speaker in many seminars in Indonesia, USA, and Europe. Writer of more than 500 articles in KONTAN, GATRA, Sinar Harapan, SWA, Bisnis Indonesia, KOMPAS, PILAR, Warta Ekonomi, Manajemen & Usahawan Indonesia, InfoBank, Jurnal Pasar Modal, Media Akuntansi, DIA, Jurnal Ekonomi UKI, Scripta Economica UPH, Jurnal, Sinergi MMUII, published books, Internet. WORK EXPERIENCE 1984-87 Teaching Assistant, FMIPA, IPB. 1990 Internship; ABN Bank, European Treasury Department, Amsterdam. 1990-91 Corporate Banking; ABN AMRO Bank Amsterdam 1994-96 Teaching Assistant, University of Pittsburgh. 1994-2000 Co-founder of Indonesian Physics Olympic Team (TOFI) Foundation and Indonesian Computer Olympic Foundation (TOKI)


TEKNOLOGI MENINGKATKAN KECEPATAN: TEKNOLOGI MENINGKATKAN KECEPATAN Era Lama periode [tahun] Kecepatan [km/jam] Time to cycle Earth [tahun] Sumber: Diolah dari T. G. Lewis, The friction-free economy


The way we live and behave will fundamentally be changed: 1+1=2 Two separate revolutions Wireless datacom enabling technologies Change in human behavior 1+1>2 Wireless and datacom enhance each other Standards drive massive application and service development Revolution in human behavior and society  Datacom is everything. Everything is wireless All “gadgets” are addressable in one uniform network Change beyond imagination WIRELESS + INTERNET The way we live and behave will fundamentally be changed MATRIX -00 00-05 05- WIRELESS SERVICE REVOLUTION


EKONOMI BARU ?: EKONOMI BARU ? G L O B A L I S A S I Mobilitas kapital Digitisasi / E-commerce Liberalisasi EKONOMI BARU EKONOMI LAMA


TIGA FAKTOR KUNCI EKONOMI BARU: Kebangkitan Ekonomi Baru TIGA FAKTOR KUNCI EKONOMI BARU Lebih banyak pilihan Pelayanan 24 jam sehari Hanya sejauh ‘click’ Biaya interaksi Biaya Transformasi Seleksi alam lebih cepat ‘Sticks and carrots’ untuk lebih efisien dan inovatif Interaksi dan transaksi lebih banyak dan cepat Globalisasi dan lokalisasi Unbundling dan reassembling organisasi bisnis, pemerintah, instrumen finansial


TEKNOLOGI INTERAKSI BERPERAN BESAR DALAM MEMBANGUN EKONOMI BARU: TEKNOLOGI INTERAKSI BERPERAN BESAR DALAM MEMBANGUN EKONOMI BARU DENGAN TI: Informasi tersedia 24 jam sehari, 7 hari seminggu dapat diakses dari semua tempat yang memiliki akses TI bersifat lebih demand-driven (sesuai dengan kebutuhan dan permintaan) Interaksi antar manusia Lebih mudah, tidak perlu hadir secara fisik Lebih cepat dari surat pos tercepat Lebih banyak alternatif: teks / tulisan, suara, gambar; satu arah dan dua arah; batch dan interactive Lebih murah dari interlokal telepon atau surat express Berdampak besar terhadap aktivitas bisnis, ekonomi, politik, dan kehidupan sehari-hari


PENURUNAN BIAYA AKIBAT E-BANKING: PENURUNAN BIAYA AKIBAT E-BANKING Source: Lehman Brothers; British Telecom 0.27 0.01 US$1.27 Lewat Teller Via ATM Lewat Internet BIAYA TRANSFER ANTAR BANK ACCOUNT


SUMBER REJEKI BARU:ASET INTANGIBLE : SUMBER REJEKI BARU: ASET INTANGIBLE


Slide10: KOMPUTER JAMAN DULU SUMPEK BORING KAKU


KOMPUTER MASA DEPAN: KOMPUTER MASA DEPAN Can work: Anywhere, anytime... ...with the most interesting tasks... ...with as many problems and people as wanted... ...with the most inspiring colleagues


Slide12: Your brain contains an estimated 100 billions neurons or nerve cells, and is capable of outstanding feats of computation and information processing. Despite this wealth of potential brainpower, most people use no more than about 4-10 percent of their possible brain capacity. The good news is that is easily changed. --RICHARD LEVITON --  


Slide13: SUKSES DI ERA EKONOMI BARU BANYAK TERGANTUNG KEBIASAAN / EQ SEDIKIT TERGANTUNG PENGETAHUAN / IQ Jake Bernstein The Investor’s Quotient


Slide14: Sow an act and you reap a habit; Sow a habit and you reap a character; Sow a character, reap your destiny. CHARLES READE


PENENTUAN PRIORITAS: IMPORTANT VS URGENT: PENENTUAN PRIORITAS: IMPORTANT VS URGENT AVOID URGENT (GENTING) IMPORTANT (PENTING) NOT IMPORTANT NOT URGENT FOCUS HERE


APA YANG ANDA PANDANG PENTING DALAM HIDUP INI ?: APA YANG ANDA PANDANG PENTING DALAM HIDUP INI ?


Slide17: THE STORY OF A YOUNG EAGLE


Slide18: There’s a hero If you look inside your heart You don’t have to be afraid of what you are There’s an answer If you reach into your soul And the sorrow that you know will melt away And then a hero comes along With the strength to carry on And you cast your fear aside And you know you can survive So when you feel like hope is gone Look inside you and be strong And you’ll finally see the truth That a hero lies in you LOOK INSIDE YOUR HEART


WISDOM APPROACH: WISDOM APPROACH 6 Management, Measure, Monitor 4 Capacity Building (Didik)


Slide20: PEMBELAJARAN MEMILIKI BANYAK SISI…


Slide21: Intrapersonal Skills: Change management Stress management Time management Creative thinking process Goal setting & life purpose Accelerated learning techniques Interpersonal Skills: Communication Relationship building Motivation Leadership Self-marketing Presentation Public speaking


Slide22: SUCCESS IS JOURNEY MAKE EACH DAY USEFUL & CHEERFUL PROVE THAT YOU KNOW THE WORTH OF TIME BY EMPLOYING IT WELL THEN YOUTH WILL BE HAPPY, ELDERS WILL BE WITHOUT REGRET, LIFE WILL BE A BEAUTIFUL SUCCESS Louisa May Alcott .


DREAM, DESIRE, and FAITH: DREAM, DESIRE, and FAITH WHEN YOU WISH UPON A STAR MAKE NO DIFFERENCE WHO YOU ARE ANYTHING YOUR HEART DESIRES WILL COME TO YOU IF YOUR HEART IS IN YOUR DREAM NO REQUEST IS TOO EXTREME WHEN YOU WISH UPON A STAR AS DREAMERS DO FAITH IS KIND SHE BRINGS TO THOSE WHO LOVE THE SWEET FULFILMENT OF THE SECRET LONGING…. WHEN YOU WISH UPON A STAR YOUR DREAMS COME TRUE


FINAL MAXIM: FINAL MAXIM The best way to make your dream come true is to wake up A thousand mile journey begins with a single step. Take the step ! Do it NOW !


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Slide26: REFERENSI Sembel, Roy. 2001 (cetakan ketiga). Rahasia Pohon Duit dan Mesin Uang di Masa Sulit dan Senang. Elex Media Komputindo, Jakarta. Sembel, Roy. 2001 (cetakan ketiga). Berpikir Ekonomis di Masa Krisis. Elex Media Komputindo, Jakarta. Sembel, Roy. 2000. Jurus Proaktif Menunggang dan Memacu Pertumbuhan Ekonomi. Elex Media Komputindo, Jakarta. Sembel, Roy. 2001. Rahasia MANEKIN: 40 Kiat Sukses di bidang MANajemen, Ekonomi, Keuangan, dan INvestasi. Elex Media Komputindo, Jakarta. Sembel, Roy dan Aribowo Prijosaksono. 2002. Control Your Life. Elex Media Komputindo, Jakarta. Sembel, Roy dan Aribowo Projosaksono. 2003. Maximize Your Strength. Elex Media Komputindo, Jakarta Sembel, Roy dan Hanny Santoso. 2002. Bisnis Maya, Laba Nyata. Elex Media Komputindo, Jakarta. Sembel, Roy dan Tedy Fardiansyah. 2002. Sekuritas Derivatif, Madu atau Racun: Konsep dan Aplikasi Sekuritas Derivatif untuk Spekulasi, Mesin Uang, dan Manajemen Risiko. (sedang dalam proses pencetakan). Penerbit Salemba 4, Jakarta. Sembel, Roy dan tim. 2002. Reformasi Pembelajaran Ilmu Duit: Kiat Mengasah Kecerdasan Finansial secara Mudah dan Murah. Penerbit KONTAN, Jakarta Tim Penerjemah. 2002. Kamus Wallstreet. Penerbit Erlangga, Jakarta. Sembel, Roy dan Sandra Sembel. 2003. Extraordinary Success for Ordinary People. Elex Media Komputindo, Jakarta. Berita dan artikel pada media cetak dan elektronik termasuk Internet