Exclusions in Health Insurance

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Presentation Description

Always know the exclusion in health insurance before buying it.

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Presentation Transcript

Exclusions in Health Insurance:

Exclusions in Health Insurance

Types of Exclusions:

Types of Exclusions Time related exclusion Non-medical expenses   Illegal reasons Out-of-scope

Time related exclusions:

Time related exclusions Waiting Period Applicable for Pre-existing conditions Cooling off period Specific ailments Maternity claims Other conditions

Non-medical expenses:

Non-medical expenses Registration charges X-rays not connected to ailment Lab tests not connected to ailment

Illegal Reasons:

Illegal Reasons Drug abuse A lcohol abuse Self-inflicting

Out-of-Scope:

Out-of-Scope Unproven Procedures Cosmetic Maternity Infertility Psychiatric Dental OPD Obesity HIV Adventure Sports

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