Real Estate for sale in Virginia, Maryland and DC, Nisha Kaur

NISHA KAUR : 

NISHA KAUR Buying & Selling in Virginia & Maryland REALTOR® Your Dream Home is in your Hands “A foundation built on trust”

Buying Your First Home : 

Buying Your First Home Establish your budget early on. Must know how much you can afford before you start dealing with lenders. Save your cash early on. Might need money for down payment (3.5% to 10% or more). Get copies for all three of your credit reports, as well as your credit score. If you need to improve your credit score, you should start as soon as possible. Meet with a lender to get pre-approved for a loan. Based on this review, they will tell you how much they are willing to lend you. Find a real estate agent to help you through the process. Your agent will explain how to buy your first home in step-by-step fashion. Must personally guide you. Now you are ready for your house hunting. NISHA KAUR (571-212-1855)

Reasons to Hire a REALTOR : 

Reasons to Hire a REALTOR Realtors work with you at their own Risk They typically don’t get paid until the transaction closes so you get all of the benefits of their knowledge and expertise with no financial risk. Realtors understand the current market They can give you information about how to put your best foot forward with pricing and staging of your home. Realtors understand the complexity of the transaction They can lead you hand in hand through what is probably one of the largest purchases in your lifetime. Realtors have access to information Realtors can provide research and marketing information from the multiple listing service (MLS) which the general consumer does not have access to. NISHA KAUR (571-212-1855)

Short Sale, Foreclosure, REO : 

Short Sale, Foreclosure, REO What is a Short Sale? A short sale occurs when a lender agrees to take less than the full loan payoff for an owner's property. In most cases, the owner is in default and is not making their payments for whatever reason. What is a Foreclosure? Foreclosure is the process whereby the lender takes possession of the property. When a home owner fails to make the payments on his/her mortgage, the lender can begin foreclosure proceedings. What is an REO? REO is an abbreviation for Real Estate Owned properties. REO is a property that goes back to the mortgage company after an unsuccessful foreclosure auction. NISHA KAUR (571-212-1855)

Slide 5: 

If you are thinking of selling your home, chances are you're caught up in a mass of emotions. You may be looking forward to moving up to a new home or facing the uncertainty of a major move across country. You may be reluctant to leave your memories behind or eager to start new and exciting adventures. Interview real estate agents, talk to at least three neighborhood specialists. Ask the agents to prepare a comparative market analysis for you and ask each for advice about:   Preparing Your Home for Sale Repairs before Selling Staging your home Pricing your home Net Profits from Selling NISHA KAUR (571-212-1855)

Slide 6: 

Buying a home can be one of your most significant investments in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be.   Benefits of Owning Your Own Home   The Best Investment Income Tax Savings Stable Monthly Housing Costs Forced Savings Freedom and Individuality More Space NISHA KAUR (571-212-1855)

NISHA KAUR : 

NISHA KAUR Licensed REALTOR® in VA & MD My fiduciary responsibilities to my clients Loyalty: To act at all times in the best interest of the principal and to put those interests above all others, including yourself. Obedience: To obey promptly all lawful instructions of the principal. Disclosure: To disclose all known, relevant facts to the principal. Confidentiality: To safeguard the principal’s secrets, unless keeping the confidence would violate disclosure requirements about the property’s condition. Reasonable care and diligence: To diligently use real estate skills and knowledge when pursing the principal’s affairs. Accounting: To account for all funds and property entrusted by the principal. NISHA KAUR (571-212-1855)

Slide 8: 

Nisha Kaur Realtor® Drodio Real Estate, Inc Sean Adam Associates Licensed in VA, MD & DC C: 571-212-1855 Nisha@mris.com www.Drodio.com